For Sale
Townhouse for sale at 246 E 3Rd Pl, Panama City, FL 32401 | MLS# 772324 | Listing updated on 2026-08-21
Photo 1 of Townhouse for sale at 246 E 3Rd Pl, Panama City, FL 32401 | MLS# 772324 | Listing updated on 2026-08-21
Photo 2 of Townhouse for sale at 246 E 3Rd Pl, Panama City, FL 32401 | MLS# 772324 | Listing updated on 2026-08-21
Photo 3 of Townhouse for sale at 246 E 3Rd Pl, Panama City, FL 32401 | MLS# 772324 | Listing updated on 2026-08-21
Photo 4 of Townhouse for sale at 246 E 3Rd Pl, Panama City, FL 32401 | MLS# 772324 | Listing updated on 2026-08-21
47+
Beds Icon

Street View

$565,000

Monthly Est:$2,812

  • Beds Icon3 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,764sqft

246 E 3Rd Pl, Panama City, FL 32401

$2,812/moEst:

Get Pre-Approved

  • Townhouse

  • Built in 2003

  • $150/mo HOA

  • -- sqft lot

  • $204/sq.ft

Description

Waterfront Living in the Heart of Panama City

Welcome to 246 E 3rd Place, where waterfront living meets timeless elegance. Perfectly positioned in the historic Cove neighborhood and just minutes from vibrant downtown Panama City, this stunning 3-story townhome offers the ultimate blend of comfort, convenience, and coastal charm.

With 3 spacious bedrooms, 3.5 bathrooms, and a 2-car garage, this home boasts breathtaking views of Massalina Bayou and direct Gulf access via your deeded deep-water boat slip—14x40 feet, wide and deep enough to accommodate both sailboats and larger dream vessels.

Step inside to find a thoughtfully designed layout that maximizes both spac
e and privacy. A power chair lift provides easy access to the main level. The first floor features a generous bedroom with a full bath and access to a large private deck overlooking the water—perfect for guests or a serene office space.

The second floor is the heart of the home, where soaring 9-foot ceilings, Brazilian hardwood floors, and abundant natural light create a warm and welcoming atmosphere. The open-concept living and dining areas flow into a well-appointed kitchen featuring emerald black granite countertops, custom cabinetry, and an oversized pantry.

On the third floor, the luxurious primary suite offers a peaceful retreat with its own private balcony and panoramic views of the harbor. There's even space for a home office or workout area. The ensuite bathroom features double vanities, a jetted soaking tub, a walk-in shower, and a spacious walk-in closet. An additional bedroom on this level comes with its own full bathroom and could easily serve as a second primary suite.

Built with quality in mind, this home includes a 6-year-old roof, brand-new water heater, fresh interior paint, hurricane shutters, a fire sprinkler system, and 2x6 exterior framing. It's also prepped for an elevator, making it future-ready.

Whether you're an avid boater, seeking a low-maintenance waterfront escape, or looking to enjoy the lifestyle and charm of downtown living—this home has it all.

Don't miss your chance to live where every day feels like a vacation. Schedule your private tour today.

  • Houzeo last checked: 5 minutes ago
  • Listing updated: August 21, 2026 at 4:20 pm
  • Listing Provided by: Vianah Seamon (850) 814-2070 DRE #BK3379653 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 772324 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Townhouse

  • No. of Stories

    3

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    Cove

  • Year Built

    2003

  • HOA Fees

    $150/mo

  • Finished Area

    2,764 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    772324

  • MLS Status

    Active

  • Days on Market

    555

  • Cumulative Days on Market

    481

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Location

HOA Management

N/A

HOA Fees

$150/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Trash Pickup Trash Pickup

LegalAccounting LegalAccounting

SeeRemarks SeeRemarks

Other Other

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 4

  • Patio

    Level: Third

    Area: 220.00 Square Feet

    Dimensions: 22 x 10

  • Patio

    Level: Second

    Area: 220.00 Square Feet

    Dimensions: 22 x 10

  • Patio

    Level: First

    Area: 230.00 Square Feet

    Dimensions: 23 x 10

  • Garage

    Level: First

    Area: 361.00 Square Feet

    Dimensions: 19 x 19

  • Bedroom

    Level: First

    Area: 208.00 Square Feet

    Dimensions: 13 x 16

  • Bedroom

    Level: Third

    Area: 182.00 Square Feet

    Dimensions: 14 x 13

  • PrimaryBedroom

    Level: Third

    Area: 340.00 Square Feet

    Dimensions: 20 x 17

  • DiningRoom

    Level: Second

    Area: 170.00 Square Feet

    Dimensions: 17 x 10

  • Kitchen

    Level: Second

    Area: 238.00 Square Feet

    Dimensions: 17 x 14

  • LivingRoom

    Level: Second

    Area: 374.00 Square Feet

    Dimensions: 22 x 17

Interior

  • Interior Features

    Double Vanity, Handicap Access, Interior Steps, Jetted Tub, Separate Shower, Walk In Closets

  • Window Features

    Double Pane Windows, Storm Windows

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Electric Range

  • Exterior Features

    Boat Slip, Covered Patio, Deck, Dock, Outdoor Shower

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2003

  • Home type

    Townhouse

  • Architectural Style

    Contemporary

  • Roof

    Shingle

  • Construction Materials

    Stucco

Utilities & Energy

  • Security Features

    Fire Sprinkler System, Smoke Detectors

  • Utilities

    Electricity Available

Other Features

  • Lot Features

    Paved

  • Subdivision Name

    Massalina Bayou Townhouses

  • Community Features

    Dock, Fishing, Waterfront

  • Patio And Porch Features

    Deck, Covered, Open, Porch

Price History

DateEventPrice

06/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772324

Price Increased

$565,000 +2.73%

$204/sqft

04/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772324

Price Decreased

$550,000 -5.17%

$199/sqft

04/22/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772324

Listed for Sale

$580,000

$210/sqft

04/22/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772324

Off Market

$580,000

$210/sqft

Cove Ranks #1 in Panama City, FL

Homes for sale
39

Homes

Rental prices
$1,194

Rental Prices

Median Home Price
$0

Median Home Price

Cove, Panama City, FL neighborhood guide

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 06:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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