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Townhouse for sale at 306 Penny Ct, Panama City, FL 32401 | MLS# 790859 | Listing updated on 2026-08-28
Photo 1 of Townhouse for sale at 306 Penny Ct, Panama City, FL 32401 | MLS# 790859 | Listing updated on 2026-08-28
Photo 2 of Townhouse for sale at 306 Penny Ct, Panama City, FL 32401 | MLS# 790859 | Listing updated on 2026-08-28
Photo 3 of Townhouse for sale at 306 Penny Ct, Panama City, FL 32401 | MLS# 790859 | Listing updated on 2026-08-28
Photo 4 of Townhouse for sale at 306 Penny Ct, Panama City, FL 32401 | MLS# 790859 | Listing updated on 2026-08-28
45+
Beds Icon

Street View

$565,000

Monthly Est:$2,812

  • Beds Icon4 Beds
  • Beds Icon
    5 Baths
  • Beds Icon1,850sqft

306 Penny Ct, Panama City, FL 32401

$2,812/moEst:

Get Pre-Approved

  • Townhouse

  • Built in 2025

  • $125/mo HOA

  • -- sqft lot

  • $305/sq.ft

Description

Enjoy breathtaking water views from every floor of this beautifully positioned waterfront townhome. Designed with flexibility in mind, this property offers multiple possibilities for full-time living, vacation use, or income production.

The spacious layout can accommodate separate living areas, making it ideal for multi-generational living or maximizing rental potential. An additional top-floor bonus room provides the perfect space for a home office, bunk room, hobby area, or guest accommodations.

Whether you're looking for a primary residence, second home, or investment property, this townhome offers the versatility to fit your needs. Short-term rentals are permitt
ed, creating an excellent opportunity for additional income.

Located adjacent to the City's newly completed boat launch facility, this property is perfectly situated for boating enthusiasts. There is also the potential to obtain a private boat slip at the neighboring marina, with accommodations for boats up to 35 feet.

  • Houzeo last checked: 5 minutes ago
  • Listing updated: August 28, 2026 at 6:46 pm
  • Listing Provided by: Team Don and Bubba (850) 624-8433 | eXp Realty, LLC (850) 624-8433
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790859 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Townhouse

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    Millville

  • Year Built

    2025

  • HOA Fees

    $125/mo

  • Finished Area

    1,850 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    790859

  • MLS Status

    Active

  • Days on Market

    146

  • Cumulative Days on Market

    84

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Location

HOA Management

N/A

HOA Fees

$125/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Insurance Insurance

Maintenance Maintenance

Trash Pickup Trash Pickup

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 5

  • LivingRoom

    Level: Second

    Area: 224.00 Square Feet

    Dimensions: 14 x 16

  • Kitchen

    Level: Second

    Area: 90.00 Square Feet

    Dimensions: 10 x 9

  • LivingRoom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 12 x 14

  • Kitchen

    Level: First

    Area: 45.00 Square Feet

    Dimensions: 5 x 9

  • PrimaryBedroom

    Level: Third

    Area: 154.00 Square Feet

    Dimensions: 11 x 14

  • Bedroom

    Level: Second

    Area: 99.00 Square Feet

    Dimensions: 9 x 11

  • Bedroom

    Level: First

    Area: 110.00 Square Feet

    Dimensions: 10 x 11

  • PrimaryBedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 11 x 12

Interior

  • Interior Features

    Main Level Primary

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Gas Oven, Gas Range, Gas Water Heater

  • Exterior Features

    Covered Patio, Deck

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Townhouse

  • Roof

    Metal

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Utilities

    Electricity Available, Sewer Available

Other Features

  • Subdivision Name

    No Named Subdivision

  • Community Features

    Short Term Rental Allowed

  • Patio And Porch Features

    Balcony, Deck

Price History

DateEventPrice

06/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790859

Price Decreased

$565,000 -15.04%

$305/sqft

01/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783214

Off Market

$665,000

$359/sqft

01/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783214

Listed for Sale

$665,000

$359/sqft

Millville Ranks #23 in Panama City, FL

Homes for sale
24

Homes

Rental prices
$1,194

Rental Prices

Median Home Price
$175K

Median Home Price

Millville, Panama City, FL neighborhood guide

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 06:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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