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Single family home for sale at 300 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 794543 | Listing updated on 2026-11-02
Photo 1 of Single family home for sale at 300 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 794543 | Listing updated on 2026-11-02
Photo 2 of Single family home for sale at 300 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 794543 | Listing updated on 2026-11-02
Photo 3 of Single family home for sale at 300 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 794543 | Listing updated on 2026-11-02
Photo 4 of Single family home for sale at 300 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 794543 | Listing updated on 2026-11-02
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Street View

$1,195,000

Monthly Est:$5,948

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon3,065sqft

300 Breakwater Blvd, Panama City Beach, FL 32413

$5,948/moEst:

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  • Single Family Residence

  • Built in 2025

  • $210/mo HOA

  • 0.17 acre lot

  • $390/sq.ft

Description

Lower your monthly mortgage payment with a 2-1 rate buydown, or reduce your upfront closing costs. Seller is offering up to $30,000 toward either option with an acceptable offer. The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature.

The kitchen carries KitchenA
id appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator.

Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting.

The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours.

A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable.

Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: November 2, 2026 at 4:07 pm
  • Listing Provided by: Noah Escobar | Christies International Real Estate Emerald Coast (850) 213-2800
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794543 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2025

  • HOA Fees

    $210/mo

  • Finished Area

    3,065 sqft

  • Lot Size

    0.17 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794543

  • MLS Status

    Active

  • Days on Market

    71

  • Cumulative Days on Market

    164

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Location

HOA Management

N/A

HOA Fees

$210/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Tennis Tennis

Club House Club House

Park Playground Park Playground

RecreationFacilities RecreationFacilities

Pools Pools

FitnessFacility FitnessFacility

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

  • GreatRoom

    Level: First

    Area: 256.00 Square Feet

    Dimensions: 16 x 16

  • Garage

    Level: First

    Area: 1509.70 Square Feet

    Dimensions: 41.17 x 36.67

  • Porch

    Level: First

    Area: 362.50 Square Feet

    Dimensions: 36.25 x 10

  • BonusRoom

    Level: Second

    Area: 192.94 Square Feet

    Dimensions: 16.42 x 11.75

  • DiningRoom

    Level: First

    Area: 202.65 Square Feet

    Dimensions: 17.5 x 11.58

  • PrimaryBedroom

    Level: Second

    Area: 258.75 Square Feet

    Dimensions: 17.25 x 15

Interior

  • Sewer

    Public Sewer

  • Appliances

    Gas Cooktop, Gas Oven, Gas Range, Tankless Water Heater

  • Interior Features

    Double Vanity, Upper Level Primary, Walk In Closets

  • Exterior Features

    Covered Patio, Patio, Fire Pit, Outdoor Kitchen

  • Flooring

    Plank, Vinyl

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Architectural Style

    Coastal

  • Construction Materials

    Hardiplank Type

  • Roof

    Composition, Shingle

Utilities & Energy

  • Pool Features

    Gas Heat, Salt Water, Private

  • Security Features

    Gated Community

  • Association Amenities

    Gated

Other Features

  • Patio And Porch Features

    Deck, Patio

  • Lot Features

    Paved

  • Subdivision Name

    Breakwater At Ward Creek

  • Community Features

    Gated

Price History

DateEventPrice

08/25/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794543

Price Decreased

$1,195,000 -5.91%

$390/sqft

06/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790256

Price Increased

$1,270,000 +6.28%

$414/sqft

05/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790256

Off Market

$1,195,000 -5.91%

$390/sqft

05/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790256

Listed for Sale

$1,270,000 -1.93%

$414/sqft

05/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790223

Listed for Sale

$1,295,000

$423/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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