For Sale
New
3D Tour3D Tour
Single family home for sale at 3021 Osprey Cir, Panama City, FL 32405 | MLS# 796318 | Listing updated on 2026-10-06
Photo 1 of Single family home for sale at 3021 Osprey Cir, Panama City, FL 32405 | MLS# 796318 | Listing updated on 2026-10-06
Photo 2 of Single family home for sale at 3021 Osprey Cir, Panama City, FL 32405 | MLS# 796318 | Listing updated on 2026-10-06
Photo 3 of Single family home for sale at 3021 Osprey Cir, Panama City, FL 32405 | MLS# 796318 | Listing updated on 2026-10-06
Photo 4 of Single family home for sale at 3021 Osprey Cir, Panama City, FL 32405 | MLS# 796318 | Listing updated on 2026-10-06
56+
Beds Icon

Virtual Tour

Beds Icon

Street View

$599,000

Monthly Est:$2,981

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,741sqft

3021 Osprey Cir, Panama City, FL 32405

$2,981/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2015

  • $27.5/mo HOA

  • 0.19 acre lot

  • $219/sq.ft

Description

Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions--an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find.

Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water
heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space.

The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor shower--creating a private backyard retreat ideal for relaxing or entertaining. A permanent wireless exterior lighting system by Invisilights adds another level of ambiance and usability after dark.

Additional exterior improvements include a French drain system and sump pump designed to assist with drainage, as well as an irrigation/sprinkler system. The garage is equipped with a 30-amp electrical hookup suitable for a camper. A security system conveys with the home, and the washer and dryer are included as well.

The property also features a distinctive custom front door crafted with local woodwork by a local artist, adding a one-of-a-kind touch to the home's entrance.


Served by Lynn Haven utilities and located in a highly desirable area, 3021 Osprey Circle offers an exceptional opportunity to own a well-appointed home in a sought-after neighborhood where properties seldom come available.

  • Houzeo last checked: 3 hours ago
  • Listing updated: October 6, 2026 at 3:18 pm
  • Listing Provided by: Matt W Wright (850) 227-8276 DRE #sl3475720 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796318 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2015

  • HOA Fees

    $27.5/mo

  • Finished Area

    2,741 sqft

  • Lot Size

    0.19 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796318

  • MLS Status

    Active

  • Days on Market

    2

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$330/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • PrimaryBedroom

    Level: First

    Area: 286.40 Square Feet

    Dimensions: 16 x 17.9

  • Sunroom

    Level: First

    Area: 178.20 Square Feet

    Dimensions: 16.2 x 11

  • Bedroom

    Level: First

    Area: 167.58 Square Feet

    Dimensions: 13.3 x 12.6

  • Bedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 11.2 x 15

Interior

  • Interior Features

    Main Level Primary, Walk In Pantry

  • Appliances

    Electric Oven, Tankless Water Heater

  • Exterior Features

    Outdoor Shower

  • Heating

    Central, Fireplaces

Construction

  • Year Built

    Year Built: 2015

  • Home type

    Single Family Residence

  • Architectural Style

    Traditional

  • Roof

    Composition, Shingle

  • Construction Materials

    Brick

Utilities & Energy

  • Security Features

    Security System Owned, Security Lights

  • Utilities

    Electricity Available

  • Pool Features

    In Ground, Salt Water, Private

Other Features

  • Lot Features

    Sprinkler System, Paved

  • Subdivision Name

    Osprey Cove

Price History

DateEventPrice

10/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796318

Listed for Sale

$599,000

$219/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 02:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC