- Overview
- Description
- Property Details
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- HOA Management
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Hot
Price Drop: $5K (10/15)
Street View
$235,000
Monthly Est:$1,170
2 Beds
2 Baths2 full baths
860sqft
316 Cherry St #41, Panama City, FL 32401
$235,000
$1,170/moEst:
Get Pre-Approved
Condominium
Built in 1982
$567/mo HOA
-- sqft lot
$273/sq.ft
Description
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay.
The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets.
Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping.
Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.
- Houzeo last checked: 2 minutes ago
- Listing updated: October 15, 2026 at 3:44 pm
- Listing Provided by: Heather Fox (850) 541-5774 DRE #SL3392228 | Beachy Beach Real Estate (850) 532-6262
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 792976
This condo is in:
Boat Dock / Slip
Gazebo / Pergola
Picnic AreaProperty Details
Status
Pending
Type
Condominium
No. of Stories
-
County
City
Neighborhood
Year Built
1982
HOA Fees
$567/mo
Finished Area
860 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
792976
MLS Status
Pending
Days on Market
100
Cumulative Days on Market
85
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Location
HOA Management
N/A
HOA Fees
$567/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Cable TV
Water
Insurance
Maintenance
Trash Pickup
Sewer
AssociationManagement
LegalAccounting
PestControl
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Kitchen
Level: First
Area: 63.00 Square Feet
Dimensions: 9 x 7
LivingRoom
Level: First
Area: 264.00 Square Feet
Dimensions: 24 x 11
Bedroom
Level: First
Area: 120.00 Square Feet
Dimensions: 12 x 10
PrimaryBedroom
Level: First
Area: 165.00 Square Feet
Dimensions: 15 x 11
Interior
Exterior Features
Dock
Interior Features
Main Level Primary, Walk In Closets
Sewer
Public Sewer
Appliances
Washer Dryer Stacked, Electric Range
Heating
Central, Electric
Cooling
Central Air
Construction
Year Built
Year Built: 1982
Home type
Condominium
Roof
Tile
Foundation Details
Slab
Architectural Style
Low Rise
Construction Materials
Concrete, Stucco
Utilities & Energy
Laundry Features
Stacked
Utilities
Cable Connected, Electricity Available
Pool Features
In Ground, Community
Security Features
Smoke Detectors
Other Features
Lot Features
Sprinkler System
Patio And Porch Features
Balcony
Subdivision Name
Bay Club Condo Ph 1
Community Features
Dock, Elevator, Community Pool
Price History
| Date | Event | Price |
|---|---|---|
10/15/2026 Source: | Pending | $235,000 $273/sqft |
09/17/2026 Source: | Price Decreased | $235,000 -2.08% $273/sqft |
07/21/2026 Source: | Listed for Sale | $240,000 $279/sqft |
Cove Ranks #1 in Panama City, FL
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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