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- Description
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$549,900
Monthly Est:$2,737
4 Beds
- 3 Baths
3 full baths
2,264sqft
322 NE 20th Street, Cape Coral, FL 33909
$549,900
$2,737/moEst:
Get Pre-Approved
Single Family Residence
Built in 2026
$-- HOA
0.24 acre lot
$243/sq.ft
Description
Custom Waterfront Luxury on a Freshwater Canal With Brand New Seawall Installed– Estimated Completion December 2026!
Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill.
Interior Features & Multi-Generational Layout
Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area.
Outdoor Oasis & Climate-Controlled Two Car Garage
Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached Two Car Garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint.
Efficiency, Tech & Construction
Full energy-efficient, Low-E impact glass on all exterior windows and doors.
2-10 Home Warranty included for complete peace of mind.
Upgrade Option: Buyers have the option to upgrade to high end products, pool cage, reverse osmosis, interior metal framing and full-home spray foam insulation.
Exclusive Promotions & Financing Incentives
Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system.
Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI).
First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program.
Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.
- Houzeo last checked: 12 hours ago
- Listing updated: October 15, 2026 at 9:38 pm
- Listing Provided by: Luis Coriano (757) 969-3822 DRE #258029620 | LoKation (239) 676-6828
- Source: Florida Gulf Coast MLS, Fort Myers-FL | MLS#: 2026034667

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2026
HOA Fees
-
Finished Area
2,264 sqft
Lot Size
0.24 acre lot
Basement Area
- sqft
MLS Name
Florida Gulf Coast MLS, Fort Myers
MLS Number
2026034667
MLS Status
Active
Days on Market
56
Cumulative Days on Market
56

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Sewer
Septic Tank
Cooling
Heat Pump
Appliances
Double Oven, Dishwasher, Electric Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, Refrigerator With Ice Maker, Water Purifier
Window Features
Impact Glass
Heating
Heat Pump
Interior Features
Built In Features, Bedroom On Main Level, Family Dining Room, French Doors Atrium Doors, Kitchen Island, Living Dining Room, Multiple Primary Suites, Cable Tv, Walk In Closets
Exterior Features
Security High Impact Doors, Irrigation Sprinklers, Outdoor Grill
Flooring
Tile
Construction
Year Built
Year Built: 2026
Home type
Single Family Residence
Construction Materials
Block, Concrete, Stucco
Roof
Shingle
Architectural Style
Ranch, One Story
Property Condition
Under Construction
Utilities & Energy
Utilities
Cable Available
Laundry Features
Inside
Parking Features
Attached, Garage, Two Spaces
Pool Features
Electric Heat, Heated
Association Amenities
None
Other Features
Lot Features
Rectangular Lot, Sprinklers Automatic
Patio And Porch Features
Open, Porch
Subdivision Name
Cape Coral
Community Features
None
Disclosures
Owner Is Listing Agent
Price History
| Date | Event | Price |
|---|---|---|
09/19/2026 Source: | Price Decreased | $529,900 -3.64% $234/sqft |
09/19/2026 Source: | Price Decreased | $549,900 -1.79% $243/sqft |
09/13/2026 Source: | Price Decreased | $559,900 -6.67% $247/sqft |
09/12/2026 Source: | Price Decreased | $599,900 -4.76% $265/sqft |
09/05/2026 Source: | Price Increased | $629,900 +14.55% $278/sqft |
Show more
Getting Around 322 NE 20th Street
Bike Score®
Somewhat Bikeable
25/100
Walk Score®
Car-Dependent
2/100
Data provided by Redfin
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Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. Some IDX listings have been excluded from this website. © 2026 Florida Gulf Coast Multiple Listing Service - All Rights Reserved.
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