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- Description
- Property Details
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Street View
$949,000
Monthly Est:$4,724
4 Beds
- 4 Baths
3 full baths + 1 half bath
2,761sqft
325 Confidence Wy, Panama City, FL 32409
$949,000
$4,724/moEst:
Get Pre-Approved
Single Family Residence
Built in 2020
$144.33/mo HOA
0.35 acre lot
$344/sq.ft
Description
EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval.
Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island.
Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer.
Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry.
The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage.
Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement.
Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.
- Houzeo last checked: 6 minutes ago
- Listing updated: September 20, 2026 at 5:08 am
- Listing Provided by: Melissa Barbee | Barbee Beach House Realty (850) 775-7600
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794698

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2020
HOA Fees
$144.33/mo
Finished Area
2,761 sqft
Lot Size
0.35 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
794698
MLS Status
Active
Days on Market
68
Cumulative Days on Market
24

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Location
HOA Management
N/A
HOA Fees
$432.59/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Park Playground
Gazebo
Pools
LegalAccounting
AssociationManagement
Barbecue
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
PrimaryBedroom
Level: First
Area: 195.00 Square Feet
Dimensions: 15 x 13
Pantry
Level: First
Area: 16.00 Square Feet
Dimensions: 4 x 4
Kitchen
Level: First
Area: 90.00 Square Feet
Dimensions: 9 x 10
DiningRoom
Level: First
Area: 100.00 Square Feet
Dimensions: 10 x 10
LivingRoom
Level: First
Area: 234.00 Square Feet
Dimensions: 13 x 18
Interior
Heating
Central, Electric
Cooling
Central Air, Ceiling Fans
Sewer
Public Sewer
Appliances
Energy Star Qualified Appliances, Electric Cooktop, Electric Oven
Window Features
Double Pane Windows
Interior Features
Main Level Primary, Smart Home, Smart Thermostat, Pantry
Exterior Features
Porch
Construction
Year Built
Year Built: 2020
Home type
Single Family Residence
Foundation Details
Pillar Post Pier
Architectural Style
Craftsman
Construction Materials
Hardiplank Type
Roof
Asphalt
Utilities & Energy
Pool Features
Fenced, In Ground, Community
Security Features
Smoke Detectors
Parking Features
Garage, Garage Door Opener
Utilities
Electricity Available
Association Amenities
Gazebo, Barbecue
Other Features
Patio And Porch Features
Porch, Screened
Lot Features
Paved
Subdivision Name
Fanning Bayou
Community Features
Barbecue, Playground, Pool, Community Pool
Price History
| Date | Event | Price |
|---|---|---|
08/28/2026 Source: | Price Decreased | $949,000 -4.62% $344/sqft |
08/28/2026 Source: | Listed for Sale | $995,000 $360/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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