For Sale
Single family home for sale at 325 Confidence Wy, Panama City, FL 32409 | MLS# 794698 | Listing updated on 2026-09-20
Photo 1 of Single family home for sale at 325 Confidence Wy, Panama City, FL 32409 | MLS# 794698 | Listing updated on 2026-09-20
Photo 2 of Single family home for sale at 325 Confidence Wy, Panama City, FL 32409 | MLS# 794698 | Listing updated on 2026-09-20
Photo 3 of Single family home for sale at 325 Confidence Wy, Panama City, FL 32409 | MLS# 794698 | Listing updated on 2026-09-20
Photo 4 of Single family home for sale at 325 Confidence Wy, Panama City, FL 32409 | MLS# 794698 | Listing updated on 2026-09-20
51+
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Street View

$949,000

Monthly Est:$4,724

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,761sqft

325 Confidence Wy, Panama City, FL 32409

$4,724/moEst:

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  • Single Family Residence

  • Built in 2020

  • $144.33/mo HOA

  • 0.35 acre lot

  • $344/sq.ft

Description

EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval.

Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island.

Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be m
aintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer.

Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry.

The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage.

Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement.

Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: September 20, 2026 at 5:08 am
  • Listing Provided by: Melissa Barbee | Barbee Beach House Realty (850) 775-7600
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794698 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2020

  • HOA Fees

    $144.33/mo

  • Finished Area

    2,761 sqft

  • Lot Size

    0.35 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794698

  • MLS Status

    Active

  • Days on Market

    68

  • Cumulative Days on Market

    24

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Location

HOA Management

N/A

HOA Fees

$432.59/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Park Playground Park Playground

Gazebo Gazebo

Pools Pools

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

Barbecue Barbecue

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

  • PrimaryBedroom

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 15 x 13

  • Pantry

    Level: First

    Area: 16.00 Square Feet

    Dimensions: 4 x 4

  • Kitchen

    Level: First

    Area: 90.00 Square Feet

    Dimensions: 9 x 10

  • DiningRoom

    Level: First

    Area: 100.00 Square Feet

    Dimensions: 10 x 10

  • LivingRoom

    Level: First

    Area: 234.00 Square Feet

    Dimensions: 13 x 18

Interior

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans

  • Sewer

    Public Sewer

  • Appliances

    Energy Star Qualified Appliances, Electric Cooktop, Electric Oven

  • Window Features

    Double Pane Windows

  • Interior Features

    Main Level Primary, Smart Home, Smart Thermostat, Pantry

  • Exterior Features

    Porch

Construction

  • Year Built

    Year Built: 2020

  • Home type

    Single Family Residence

  • Foundation Details

    Pillar Post Pier

  • Architectural Style

    Craftsman

  • Construction Materials

    Hardiplank Type

  • Roof

    Asphalt

Utilities & Energy

  • Pool Features

    Fenced, In Ground, Community

  • Security Features

    Smoke Detectors

  • Parking Features

    Garage, Garage Door Opener

  • Utilities

    Electricity Available

  • Association Amenities

    Gazebo, Barbecue

Other Features

  • Patio And Porch Features

    Porch, Screened

  • Lot Features

    Paved

  • Subdivision Name

    Fanning Bayou

  • Community Features

    Barbecue, Playground, Pool, Community Pool

Price History

DateEventPrice

08/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794698

Price Decreased

$949,000 -4.62%

$344/sqft

08/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794698

Listed for Sale

$995,000

$360/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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