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Street View
$615,000
Monthly Est:$3,061
4 Beds
- 3 Baths
3 full baths
2,672sqft
328 Johnson Byp Dr, Panama City Beach, FL 32407
$615,000
$3,061/moEst:
Get Pre-Approved
Single Family Residence
Built in 2014
$122/mo HOA
0.17 acre lot
$230/sq.ft
Description
VA BUYERS -- ASSUMABLE 3.75% INTEREST RATE OPPORTUNITY.
Welcome to 328 Johnson Bayou Drive in the highly desirable Breakfast Point community of Panama City Beach. This spacious 4-bedroom, 3-bath home with a dedicated office and separate dining area offers over 2,670 square feet of thoughtfully designed living space just minutes from the beach, Pier Park, and top-rated schools.
One of the most valuable features of this home is the rare opportunity for qualified buyers to assume the existing VA mortgage at approximately 3.75%, potentially saving hundreds to over a thousand dollars per month compared to current interest rates.
Inside, the home features an open-conce...
- Houzeo last checked: 2 minutes ago
- Listing updated: September 19, 2026 at 4:13 pm
- Listing Provided by: Beth Mulvey DRE #3390217 | Beach House Sales and Development (256) 566-5482
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 783098

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2014
HOA Fees
$122/mo
Finished Area
2,672 sqft
Lot Size
0.17 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
783098
MLS Status
Active
Days on Market
260
Cumulative Days on Market
261
Open House

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HOA Management
N/A
HOA Fees
$366/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Park Playground
Maintenance
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
BonusRoom
Level: First
Area: 144.00 Square Feet
Dimensions: 12 x 12
Bedroom
Level: First
Area: 143.00 Square Feet
Dimensions: 13 x 11
Bedroom
Level: First
Area: 121.00 Square Feet
Dimensions: 11 x 11
Bedroom
Level: First
Area: 130.00 Square Feet
Dimensions: 13 x 10
PrimaryBedroom
Level: First
Area: 240.00 Square Feet
Dimensions: 16 x 15
Interior
Heating
Central, Electric
Sewer
Public Sewer
Interior Features
Double Vanity, Main Level Primary, Walk In Closets
Appliances
Electric Oven, Gas Range
Exterior Features
Porch
Cooling
Central Air, Ceiling Fans, Energy Star Qualified Equipment
Construction
Year Built
Year Built: 2014
Home type
Single Family Residence
Foundation Details
Slab
Architectural Style
Craftsman
Construction Materials
Hardiplank Type
Roof
Composition, Shingle
Utilities & Energy
Utilities
Electricity Available, Underground Utilities
Parking Features
Additional Parking
Other Features
Patio And Porch Features
Porch, Screened
Subdivision Name
Breakfast Point
Community Features
Playground
Lot Features
Paved
Price History
| Date | Event | Price |
|---|---|---|
06/08/2026 Source: | Price Decreased | $615,000 -3.00% $230/sqft |
05/04/2026 Source: | Price Decreased | $634,000 -0.16% $237/sqft |
03/14/2026 Source: | Price Decreased | $635,000 -3.05% $238/sqft |
01/01/2026 Source: | Price Decreased | $655,000 -2.09% $245/sqft |
10/28/2025 Source: | Listed for Sale | $669,000 $250/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 05:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC
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