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- Description
- Property Details
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- HOA Management
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Street View
$549,000
Monthly Est:$2,733
-- Bed
- -- Bath
0.29acre lot
3319 Terra Cotta Dr, Panama City, FL 32408
$549,000
$2,733/moEst:
Get Pre-Approved
Unimproved Land
Built in -
$170.33/mo HOA
0.29 acre lot
$1,893,103/acre
Description
Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build.
Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty.
The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build.
Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living.
Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.
- Houzeo last checked: 6 minutes ago
- Listing updated: October 27, 2026 at 7:36 pm
- Listing Provided by: Kelli Sims DRE #3263620 | Sims Resort Realty, Inc (850) 238-8360
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788233

Property Details
Status
Active
Type
Land
No. of Stories
-
County
City
Neighborhood
--
Year Built
-
HOA Fees
$170.33/mo
Finished Area
- sqft
Lot Size
0.29 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
788233
MLS Status
Active
Days on Market
206
Cumulative Days on Market
198

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Location
HOA Management
N/A
HOA Fees
$2,043.81/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Park Playground
Tennis
Security Gate
Dock
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedroom: --
Bathroom: --
Utilities & Energy
Association Amenities
Dock, Gated
Other Features
Lot Features
Paved
Subdivision Name
Finisterre
Price History
| Date | Event | Price |
|---|---|---|
04/12/2026 Source: | Price Decreased | $549,000 -21.01% $0/sqft |
09/27/2024 Source: | Listed for Sale | $695,000 $0/sqft |
09/27/2024 Source: | Off Market | $695,000 +20.03% $0/sqft |
09/27/2024 Source: | Listed for Sale | $579,000 -16.69% $0/sqft |
09/27/2024 Source: | Price Increased | $695,000 +20.03% $0/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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