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- Description
- Property Details
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$460,000
Monthly Est:$2,290
4 Beds
- 4 Baths
3 full baths + 1 half bath
2,244sqft
3509 High Cliff Rd, Panama City, FL 32409
$460,000
$2,290/moEst:
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Single Family Residence
Built in 2022
$-- HOA
0.5 acre lot
$205/sq.ft
Description
Don't Miss Out on Owning a Like-New Home!
Imagine starting your mornings with a cup of coffee on the patio, listening to birdsong, and ending your evenings under the stars--all while being just minutes from Deer Point Lake for fishing, boating, and outdoor adventures.
Seller welcomes all reasonable offers! Why wait months to build when you can move right into this beautifully maintained 2022-built home offering modern construction, energy efficiency, and room to grow?
Situated on a spacious half-acre lot in a desirable location, this home gives you the perfect blend of privacy, comfort, and convenience--all with NO HOA.
Whether you're looking for room to entertain, space for your outdoor toys, or simply a peaceful place to call home, this property checks all the boxes. Plus, you're just minutes from Deer Point Lake, making it easy to enjoy fishing, boating, and the outdoor lifestyle you've been dreaming about.
NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X
This is a rare opportunity to own a newer home without the wait or rising construction costs. Don't miss your chance--schedule your private showing today before it's gone!
Seller motivated and welcomes all reasonable offers!
Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle.
Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard.
Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes.
Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City.
Schedule your private showing today and bring your offer!
- Houzeo last checked: 5 minutes ago
- Listing updated: July 17, 2026 at 3:41 pm
- Listing Provided by: Kim Limmer (850) 319-7316 , Brandie Allon (850) 960-5990 | Coastal Palms Real Estate (716) 912-1447
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787503

Property Details
Status
Pending
Type
Single Family Residence
No. of Stories
14
County
City
Neighborhood
--
Year Built
2022
HOA Fees
-
Finished Area
2,244 sqft
Lot Size
0.5 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
787503
MLS Status
Pending
Days on Market
216
Cumulative Days on Market
112

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
LivingRoom
Level: First
Area: 370.50 Square Feet
Dimensions: 19 x 19.5
Kitchen
Level: First
Area: 270.00 Square Feet
Dimensions: 15 x 18
Garage
Level: First
Area: 462.00 Square Feet
Dimensions: 21 x 22
Porch
Level: First
Area: 126.00 Square Feet
Dimensions: 9 x 14
Porch
Level: First
Area: 156.00 Square Feet
Dimensions: 8 x 19.5
Laundry
Level: First
Area: 70.00 Square Feet
Dimensions: 7 x 10
FullBath
Level: First
Area: 63.00 Square Feet
Dimensions: 9 x 7
FullBath
Level: First
Area: 55.00 Square Feet
Dimensions: 5.5 x 10
HalfBath
Level: First
Area: 24.50 Square Feet
Dimensions: 3.5 x 7
PrimaryBathroom
Level: First
Area: 156.00 Square Feet
Dimensions: 13 x 12
PrimaryBedroom
Level: First
Area: 224.00 Square Feet
Dimensions: 14 x 16
Bedroom
Level: First
Area: 216.00 Square Feet
Dimensions: 13.5 x 16
Bedroom
Level: First
Area: 155.25 Square Feet
Dimensions: 11.5 x 13.5
Bedroom
Level: First
Area: 156.00 Square Feet
Dimensions: 12 x 13
DiningRoom
Level: First
Area: 143.00 Square Feet
Dimensions: 11 x 13
Interior
Exterior Features
Porch
Window Features
Double Pane Windows
Heating
Central, Energy Star Qualified Equipment
Cooling
Central Air, Ceiling Fans, Energy Star Qualified Equipment
Appliances
Energy Star Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Interior Features
Coffered Ceilings, Double Vanity, Main Level Primary, See Remarks, Soaking Tub, Separate Shower, Walk In Closets
Construction
Year Built
Year Built: 2022
Home type
Single Family Residence
Architectural Style
Craftsman
Construction Materials
Brick, Hardiplank Type, Vinyl Siding
Foundation Details
Slab
Roof
Shingle
Utilities & Energy
Parking Features
Garage, Garage Door Opener
Security Features
Security System, Smoke Detectors
Utilities
Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities
Other Features
Community Features
Short Term Rental Allowed
Lot Features
Sprinkler System, Paved
Patio And Porch Features
Covered, Porch, Screened
Subdivision Name
Cedar Creek Chase Ph 1
Price History
| Date | Event | Price |
|---|---|---|
07/17/2026 Source: | Pending | $460,000 -3.97% $205/sqft |
04/15/2026 Source: | Listed for Sale | $479,000 +4.13% $213/sqft |
04/15/2026 Source: | Price Decreased | $460,000 -3.97% $205/sqft |
04/09/2026 Source: | Pending | $479,000 $213/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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