- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes





Street View
$549,900
Monthly Est:$2,737
4 Beds
- 3 Baths
2 full baths + 1 half bath
2,314sqft
3513 Cottage Cvs Ln, Panama City, FL 32408
$549,900
$2,737/moEst:
Get Pre-Approved
Single Family Residence
Built in 2024
$151.33/mo HOA
0.07 acre lot
$238/sq.ft
Description
Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level. Furniture may be negotiable for interested buyers and can be included with an acceptable offer. Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.
- Houzeo last checked: 7 minutes ago
- Listing updated: October 6, 2026 at 10:52 pm
- Listing Provided by: Zack Seltzer (850) 787-2035 | Seltzer Real Estate, LLC (850) 235-0578
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 791052

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
2024
HOA Fees
$151.33/mo
Finished Area
2,314 sqft
Lot Size
0.07 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
791052
MLS Status
Active
Days on Market
148
Cumulative Days on Market
119

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$454/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Security Gate
Maintenance
AssociationManagement
Pools
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Heating
Electric
Cooling
Central Air, Ceiling Fans
Sewer
Public Sewer
Appliances
Gas Range
Interior Features
Double Vanity, Interior Steps, Walk In Closets
Flooring
Plank, Vinyl
Construction
Year Built
Year Built: 2024
Home type
Single Family Residence
Foundation Details
Slab
Architectural Style
Craftsman
Construction Materials
Hardiplank Type, Wood Frame
Roof
Shingle
Utilities & Energy
Pool Features
In Ground, Community
Security Features
Gated Community, Security Gate, Smoke Detectors
Parking Features
Gated
Utilities
Electricity Available, Underground Utilities
Association Amenities
Gated
Other Features
Patio And Porch Features
Covered, Patio
Lot Features
Sprinkler System
Subdivision Name
Sanctuary Beach
Community Features
Pool, Community Pool, Gated
Price History
| Date | Event | Price |
|---|---|---|
08/05/2026 Source: | Price Decreased | $579,000 -3.34% $250/sqft |
06/09/2026 Source: | Listed for Sale | $599,000 +8.93% $259/sqft |
06/09/2026 Source: | Price Decreased | $549,900 -14.21% $238/sqft |
01/30/2025 Source: | Price Decreased | $641,000 -1.30% $277/sqft |
12/11/2024 Source: | Sold | $649,449 $281/sqft |
Nearby Homes
Find Homes by Property Features in Panama City, FL
Nearby New Homes For Sale
Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC









