For Sale
Single family home for sale at 3513 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 791052 | Listing updated on 2026-09-18
Photo 1 of Single family home for sale at 3513 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 791052 | Listing updated on 2026-09-18
Photo 2 of Single family home for sale at 3513 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 791052 | Listing updated on 2026-09-18
Photo 3 of Single family home for sale at 3513 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 791052 | Listing updated on 2026-09-18
Photo 4 of Single family home for sale at 3513 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 791052 | Listing updated on 2026-09-18
63+
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Street View

$579,000

Monthly Est:$2,882

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,314sqft

3513 Cottage Cvs Ln, Panama City, FL 32408

$2,882/moEst:

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  • Single Family Residence

  • Built in 2024

  • $151.33/mo HOA

  • 0.07 acre lot

  • $250/sq.ft

Description

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featur...

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  • Houzeo last checked: 1 minute ago
  • Listing updated: September 18, 2026 at 7:19 pm
  • Listing Provided by: Zack Seltzer (850) 787-2035 | Seltzer Real Estate, LLC (850) 235-0578
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 791052 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2024

  • HOA Fees

    $151.33/mo

  • Finished Area

    2,314 sqft

  • Lot Size

    0.07 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    791052

  • MLS Status

    Active

  • Days on Market

    101

  • Cumulative Days on Market

    101

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HOA Management

N/A

HOA Fees

$454/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Maintenance Maintenance

AssociationManagement AssociationManagement

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

Interior

  • Appliances

    Gas Range

  • Interior Features

    Double Vanity, Interior Steps, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans

  • Sewer

    Public Sewer

  • Heating

    Electric

Construction

  • Year Built

    Year Built: 2024

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Roof

    Shingle

  • Architectural Style

    Craftsman

  • Construction Materials

    Hardiplank Type, Wood Frame

Utilities & Energy

  • Security Features

    Gated Community, Security Gate, Smoke Detectors

  • Pool Features

    In Ground, Community

  • Parking Features

    Gated

  • Association Amenities

    Gated

  • Utilities

    Electricity Available, Underground Utilities

Other Features

  • Community Features

    Pool, Community Pool, Gated

  • Subdivision Name

    Sanctuary Beach

  • Lot Features

    Sprinkler System

  • Patio And Porch Features

    Covered, Patio

Price History

DateEventPrice

06/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791052

Listed for Sale

$599,000 +3.45%

$259/sqft

06/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791052

Price Decreased

$579,000 -9.67%

$250/sqft

01/30/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763410

Price Decreased

$641,000 -1.30%

$277/sqft

12/11/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763410

Sold

$649,449

$281/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 07:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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