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Single family home for sale at 3520 Sw 3Rd Ter, Cape Coral, FL 33991 | MLS# 2026034105 | Listing updated on 2026-09-22
Photo 1 of Single family home for sale at 3520 Sw 3Rd Ter, Cape Coral, FL 33991 | MLS# 2026034105 | Listing updated on 2026-09-22
Photo 2 of Single family home for sale at 3520 Sw 3Rd Ter, Cape Coral, FL 33991 | MLS# 2026034105 | Listing updated on 2026-09-22
Photo 3 of Single family home for sale at 3520 Sw 3Rd Ter, Cape Coral, FL 33991 | MLS# 2026034105 | Listing updated on 2026-09-22
Photo 4 of Single family home for sale at 3520 Sw 3Rd Ter, Cape Coral, FL 33991 | MLS# 2026034105 | Listing updated on 2026-09-22
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$1,499,000

Monthly Est:$7,461

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,986sqft

3520 Sw 3Rd Ter, Cape Coral, FL 33991

$7,461/moEst:

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  • Single Family Residence

  • Built in 2006

  • $-- HOA

  • 0.23 acre lot

  • $502/sq.ft

Description

Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor.
Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.

  • Houzeo last checked: 9 minutes ago
  • Listing updated: September 22, 2026 at 6:22 pm
  • Listing Provided by: Lisa Jackson (716) 465-1602 DRE #252013409 | Century 21 Selling Paradise (239) 542-5777
  • Source: Florida Gulf Coast MLS, Fort Myers-FL | MLS#: 2026034105 Florida Gulf Coast MLS, Fort Myers-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Lee County

  • City

    Cape Coral

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    -

  • Finished Area

    2,986 sqft

  • Lot Size

    0.23 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Florida Gulf Coast MLS, Fort Myers

  • MLS Number

    2026034105

  • MLS Status

    Active

  • Days on Market

    72

  • Cumulative Days on Market

    30

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

Interior

  • Heating

    Central, Electric

  • Interior Features

    Breakfast Bar, Bathtub, Dual Sinks, Eat In Kitchen, Family Dining Room, French Doors Atrium Doors, High Ceilings, Living Dining Room, Pantry, Separate Shower, Upper Level Primary, Walk In Closets, Split Bedrooms

  • Exterior Features

    Sprinkler Irrigation, Shutters Manual

  • Window Features

    Double Hung

  • Cooling

    Central Air, Ceiling Fans, Electric

  • Flooring

    Carpet, Vinyl

  • Sewer

    Assessment Unpaid, Public Sewer

  • Appliances

    Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Property Condition

    Resale

  • Construction Materials

    Block, Concrete, Stucco

  • Architectural Style

    Two Story

  • Roof

    Tile

Utilities & Energy

  • Pool Features

    Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Salt Water

  • Association Amenities

    None

  • Water Source

    Assessment Unpaid, Public

  • Utilities

    Cable Available, High Speed Internet Available

  • Laundry Features

    Washer Hookup, Dryer Hookup, Inside, Laundry Tub

  • Security Features

    Security System, Smoke Detectors

  • Parking Features

    Attached, Garage, Garage Door Opener

Other Features

  • Patio And Porch Features

    Balcony

  • Community Features

    Non Gated

  • Disclosures

    Owner Has Flood Insurance, Rv Restrictions, Seller Disclosure

  • Subdivision Name

    Cape Coral

  • Lot Features

    Rectangular Lot, Sprinklers Manual

Price History

DateEventPrice

08/23/2026

Source: mls_logoFlorida Gulf Coast MLS, Fort Myers-FL #2026034105

Listed for Sale

$1,599,000 +6.67%

$535/sqft

08/23/2026

Source: mls_logoFlorida Gulf Coast MLS, Fort Myers-FL #2026034105

Price Increased

$1,499,000 +245.99%

$502/sqft

04/30/2018

Source: mls_logoFlorida Gulf Coast MLS, Fort Myers-FL #218019041

Sold

$433,251

$145/sqft

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Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. through Nov 04, 2026, 02:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. Some IDX listings have been excluded from this website. © 2026 Florida Gulf Coast Multiple Listing Service - All Rights Reserved.

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