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$1,499,000
Monthly Est:$7,461
4 Beds
- 3 Baths
3 full baths
2,986sqft
3520 Sw 3Rd Ter, Cape Coral, FL 33991
$1,499,000
$7,461/moEst:
Get Pre-Approved
Single Family Residence
Built in 2006
$-- HOA
0.23 acre lot
$502/sq.ft
Description
Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor.
Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.
- Houzeo last checked: 9 minutes ago
- Listing updated: September 22, 2026 at 6:22 pm
- Listing Provided by: Lisa Jackson (716) 465-1602 DRE #252013409 | Century 21 Selling Paradise (239) 542-5777
- Source: Florida Gulf Coast MLS, Fort Myers-FL | MLS#: 2026034105

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
2006
HOA Fees
-
Finished Area
2,986 sqft
Lot Size
0.23 acre lot
Basement Area
- sqft
MLS Name
Florida Gulf Coast MLS, Fort Myers
MLS Number
2026034105
MLS Status
Active
Days on Market
72
Cumulative Days on Market
30

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Heating
Central, Electric
Interior Features
Breakfast Bar, Bathtub, Dual Sinks, Eat In Kitchen, Family Dining Room, French Doors Atrium Doors, High Ceilings, Living Dining Room, Pantry, Separate Shower, Upper Level Primary, Walk In Closets, Split Bedrooms
Exterior Features
Sprinkler Irrigation, Shutters Manual
Window Features
Double Hung
Cooling
Central Air, Ceiling Fans, Electric
Flooring
Carpet, Vinyl
Sewer
Assessment Unpaid, Public Sewer
Appliances
Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven
Construction
Year Built
Year Built: 2006
Home type
Single Family Residence
Property Condition
Resale
Construction Materials
Block, Concrete, Stucco
Architectural Style
Two Story
Roof
Tile
Utilities & Energy
Pool Features
Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Salt Water
Association Amenities
None
Water Source
Assessment Unpaid, Public
Utilities
Cable Available, High Speed Internet Available
Laundry Features
Washer Hookup, Dryer Hookup, Inside, Laundry Tub
Security Features
Security System, Smoke Detectors
Parking Features
Attached, Garage, Garage Door Opener
Other Features
Patio And Porch Features
Balcony
Community Features
Non Gated
Disclosures
Owner Has Flood Insurance, Rv Restrictions, Seller Disclosure
Subdivision Name
Cape Coral
Lot Features
Rectangular Lot, Sprinklers Manual
Price History
| Date | Event | Price |
|---|---|---|
08/23/2026 Source: | Listed for Sale | $1,599,000 +6.67% $535/sqft |
08/23/2026 Source: | Price Increased | $1,499,000 +245.99% $502/sqft |
04/30/2018 Source: | Sold | $433,251 $145/sqft |
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Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. through Nov 04, 2026, 02:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. Some IDX listings have been excluded from this website. © 2026 Florida Gulf Coast Multiple Listing Service - All Rights Reserved.
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