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Single family home for sale at 3527 S Riding Ridge, Elgin, IL 60124 | MLS# 12793748 | Listing updated on 2026-10-26
Photo 1 of Single family home for sale at 3527 S Riding Ridge, Elgin, IL 60124 | MLS# 12793748 | Listing updated on 2026-10-26
Photo 2 of Single family home for sale at 3527 S Riding Ridge, Elgin, IL 60124 | MLS# 12793748 | Listing updated on 2026-10-26
Photo 3 of Single family home for sale at 3527 S Riding Ridge, Elgin, IL 60124 | MLS# 12793748 | Listing updated on 2026-10-26
Photo 4 of Single family home for sale at 3527 S Riding Ridge, Elgin, IL 60124 | MLS# 12793748 | Listing updated on 2026-10-26
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$1,099,000

Monthly Est:$5,470

  • Beds Icon5 Beds
  • Beds Icon
    6 Baths
  • Beds Icon5,382sqft

3527 S Riding Ridge, Elgin, IL 60124

$5,470/moEst:

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  • Single Family Residence

  • Built in 2023

  • $46.08/mo HOA

  • 11,325.6 sqft lot

  • $204/sq.ft

Description

Over $1.3 MILLION invested in the construction and upgrades of this extraordinary Bowes Creek Country Club residence-and after three years of remarkably light use, it still shows like the day it was completed. Built in 2023 and occupied only by its original owner, this 5-bedroom, 5.1-bath home offers 5,382 sqft of beautifully finished living space, an extensive collection of builder and post-build enhancements, and a level of condition that truly feels brand new. Then there is the setting! The home overlooks a stunning panorama of ponds and the 7th hole of Bowes Creek's award-winning golf course, with water and fairway views showcased throughout the main living spaces. The open kitchen and family room flow into the sunroom, creating one expansive gathering space designed around the view. The gourmet kitchen features ceiling-height stacked cabinetry, quartz countertops, 6' island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances-including wall oven, microwave and gas cooktop. Remarkably, the oven, cooktop and dishwasher have never been used. A main-level fifth bedroom and full bath provide an ideal guest or multigenerational suite. Upstairs, the primary suite features a private sitting room, tray ceiling, dual walk-in closets with custom organization, and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level adds another dimension for entertaining with a wet bar, full bath and generous storage. Outside, the view becomes the experience. The expansive Trex deck features illuminated glass panels and integrated lighting, creating a striking vantage point over the ponds, golf course and open sky. Below, a paver patio with fire pit offers a second gathering space equally connected to the landscape. Morning coffee, sunset cocktails or evenings around the fire-this is the part of the home photographs simply cannot replicate. Zoned Sonos surround sound with iPad control on each level, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV-charger-ready outlet complete an impressive list of enhancements. For the buyer considering new construction, this offers something difficult to duplicate: a virtually untouched 2023 Toll Brothers Luxury Builder home with more than $1.3M already invested, extensive upgrades already completed, and an irreplaceable golf-and-water setting-without starting from the ground up.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 26, 2026 at 8:55 pm
  • Listing Provided by: Matthew Kveton (314) 440-2235 | Keller Williams Inspire (630) 262-9500
  • Source: MRED MLS-IL | MLS#: 12793748 MRED MLS-IL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Kane County

  • City

    Elgin

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $46.08/mo

  • Finished Area

    5,382 sqft

  • Lot Size

    11,325.6 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    MRED MLS

  • MLS Number

    12793748

  • MLS Status

    New

Open House

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Location

HOA Management

N/A

HOA Fees

$553/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Other Other

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 6

  • Bedroom 5

    Level: Main

    Area: 154.00 Square Feet

    Dimensions: 14X11

  • Eating Area

    Level: Main

    Area: 126.00 Square Feet

    Dimensions: 14X9

  • Heated Sun Room

    Level: Main

    Area: 162.00 Square Feet

    Dimensions: 18X9

  • Foyer

    Level: Main

    Area: 190.00 Square Feet

    Dimensions: 19X10

  • Dining Room

    Level: Main

    Area: 132.00 Square Feet

    Dimensions: 12X11

  • Family Room

    Level: Main

    Area: 289.00 Square Feet

    Dimensions: 17X17

  • Kitchen

    Level: Main

    Area: 252.00 Square Feet

    Dimensions: 18X14

  • Living Room

    Level: Main

    Area: 168.00 Square Feet

    Dimensions: 14X12

Interior

  • Interior Features

    Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters

  • Cooling

    Central Air

  • Appliances

    Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Cooktop, Oven

  • Exterior Features

    Fire Pit

  • Heating

    Gas

  • Sewer

    Public Sewer

  • Flooring

    Carpet

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Foundation Details

    Concrete Perimeter

  • Roof

    Asphalt

  • Construction Materials

    Stone, Fiber Cement

Utilities & Energy

  • Fireplace Features

    Gas Log

  • Electric

    Service 400 Amp Or Greater

  • Basement

    Finished, Exterior Entry, 9 Ft + Pour, Rec/family Area, Storage Space, Full, Walk Out Access

  • Parking Features

    Asphalt, Garage Door Opener, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage

  • Laundry Features

    Upper Level, Gas Dryer Hookup, In Unit, Sink

  • Water Source

    Public

Other Features

  • Lot Features

    On Golf Course, Views

  • Subdivision Name

    Bowes Creek Country Club

  • Community Features

    Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved

  • Patio And Porch Features

    Deck, Patio

Nearby Homes

This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 30, 2026, 08:45AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

Based on information submitted to the MLS GRID as of Oct 30, 2026, 08:45AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved

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