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Single family home for sale at 3530 Treasure Cir, Panama City Beach, FL 32408 | MLS# 779329 | Listing updated on 2026-09-09
Photo 1 of Single family home for sale at 3530 Treasure Cir, Panama City Beach, FL 32408 | MLS# 779329 | Listing updated on 2026-09-09
Photo 2 of Single family home for sale at 3530 Treasure Cir, Panama City Beach, FL 32408 | MLS# 779329 | Listing updated on 2026-09-09
Photo 3 of Single family home for sale at 3530 Treasure Cir, Panama City Beach, FL 32408 | MLS# 779329 | Listing updated on 2026-09-09
Photo 4 of Single family home for sale at 3530 Treasure Cir, Panama City Beach, FL 32408 | MLS# 779329 | Listing updated on 2026-09-09
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$1,239,000

Monthly Est:$6,167

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,986sqft

3530 Treasure Cir, Panama City Beach, FL 32408

$6,167/moEst:

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  • Single Family Residence

  • Built in 2017

  • $-- HOA

  • 0.22 acre lot

  • $624/sq.ft

Description

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions whil...

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  • Houzeo last checked: 1 minute ago
  • Listing updated: September 9, 2026 at 9:25 pm
  • Listing Provided by: Sean P Casilli (850) 771-7731 DRE #SL3389725, Alice de La Penha (850) 771-3150 DRE #3290518 | Coldwell Banker Realty (850) 234-6696
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 779329 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2017

  • HOA Fees

    -

  • Finished Area

    1,986 sqft

  • Lot Size

    0.22 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    779329

  • MLS Status

    Active

  • Days on Market

    364

  • Cumulative Days on Market

    354

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Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • PrimaryBedroom

    Level: Second

    Area: 270.58 Square Feet

    Dimensions: 16.3 x 16.6

  • PrimaryBathroom

    Level: Second

    Area: 182.56 Square Feet

    Dimensions: 16.3 x 11.2

  • Loft

    Level: Second

    Area: 134.93 Square Feet

    Dimensions: 10.3 x 13.1

  • Porch

    Level: First

    Area: 186.56 Square Feet

    Dimensions: 17.6 x 10.6

  • FullBath

    Level: First

    Area: 71.71 Square Feet

    Dimensions: 10.1 x 7.1

  • Bedroom

    Level: First

    Area: 122.31 Square Feet

    Dimensions: 10.1 x 12.11

  • FullBath

    Level: First

    Area: 41.16 Square Feet

    Dimensions: 4.9 x 8.4

  • Bedroom

    Level: First

    Area: 138.32 Square Feet

    Dimensions: 10.4 x 13.3

  • Laundry

    Level: First

    Area: 48.24 Square Feet

    Dimensions: 6.7 x 7.2

  • LivingRoom

    Level: First

    Area: 194.88 Square Feet

    Dimensions: 11.2 x 17.4

  • Kitchen

    Level: First

    Area: 136.34 Square Feet

    Dimensions: 10.4 x 13.11

  • ScreenedPorch

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 26 x 7.5

  • Other

    Level: Second

    Area: 62.40 Square Feet

    Dimensions: 8 x 7.8

Interior

  • Heating

    Central, Electric

  • Exterior Features

    Boat Lift, Boat Ramp, Dock, Porch

  • Cooling

    Central Air

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Interior Features

    Balcony, Soaking Tub, Separate Shower, Upper Level Primary, Loft

  • Window Features

    Double Pane Windows, Storm Windows

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2017

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Roof

    Metal

  • Construction Materials

    Hardiplank Type, Wood Frame

  • Foundation Details

    Pillar Post Pier

Utilities & Energy

  • Utilities

    Cable Connected, Electricity Available

Other Features

  • Patio And Porch Features

    Balcony, Porch, Screened

  • Lot Features

    Sprinkler System

  • Subdivision Name

    Hampton Harbor

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

07/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #779329

Price Decreased

$1,239,000 -4.69%

$624/sqft

09/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #779329

Off Market

$1,300,000

$655/sqft

09/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #779329

Price Increased

$1,300,000 +3.26%

$655/sqft

09/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #779329

Price Decreased

$1,259,000 -3.15%

$634/sqft

09/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #779329

Listed for Sale

$1,300,000

$655/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 20, 2026, 06:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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