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Street View
$1,499,000
Monthly Est:$7,461
4 Beds
- 3 Baths
3 full baths
2,880sqft
3532 Treasure Cir, Panama City, FL 32408
$1,499,000
$7,461/moEst:
Get Pre-Approved
Single Family Residence
Built in 2027
$-- HOA
0.13 acre lot
$520/sq.ft
Description
DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS.
TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included.
This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes.
The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level.
Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away.
Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it.
Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.
- Houzeo last checked: 7 minutes ago
- Listing updated: September 11, 2026 at 2:50 pm
- Listing Provided by: Jeri A MacDonald (850) 814-6347 DRE #0703349 | Anchor Realty Florida (850) 899-7999
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795278

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
2027
HOA Fees
-
Finished Area
2,880 sqft
Lot Size
0.13 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
795278
MLS Status
Active
Days on Market
54

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
PrimaryBathroom
Level: First
Area: 120.00 Square Feet
Dimensions: 12 x 10
PrimaryBedroom
Level: First
Area: 225.00 Square Feet
Dimensions: 15 x 15
Kitchen
Level: First
Area: 256.00 Square Feet
Dimensions: 16 x 16
LivingRoom
Level: First
Area: 300.00 Square Feet
Dimensions: 20 x 15
Interior
Interior Features
Main Level Primary
Exterior Features
Dock
Construction
Year Built
Year Built: 2027
Home type
Single Family Residence
Architectural Style
Coastal
Utilities & Energy
Utilities
Electricity Available, Natural Gas Available, Sewer Available
Other Features
Community Features
Dock, Short Term Rental Allowed
Subdivision Name
[no Recorded Subdiv]
Price History
| Date | Event | Price |
|---|---|---|
09/11/2026 Source: | Price Increased | $1,499,000 +222.37% $520/sqft |
01/21/2026 Source: | Price Increased | $465,000 +3.56% $161/sqft |
01/21/2026 Source: | Price Decreased | $449,000 -15.28% $156/sqft |
10/06/2025 Source: | Off Market | $530,000 -7.83% $184/sqft |
06/13/2025 Source: | Listed for Sale | $575,000 $200/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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