Pending
Price CutPrice Drop: $25K (09/22)
Sale Pending at 3558 Clearwater Cir, Indianapolis, IN 46240 | MLS# 22120251 | Listing updated on 2026-09-22
Photo 1 of Sale Pending at 3558 Clearwater Cir, Indianapolis, IN 46240 | MLS# 22120251 | Listing updated on 2026-09-22
Photo 2 of Sale Pending at 3558 Clearwater Cir, Indianapolis, IN 46240 | MLS# 22120251 | Listing updated on 2026-09-22
Photo 3 of Sale Pending at 3558 Clearwater Cir, Indianapolis, IN 46240 | MLS# 22120251 | Listing updated on 2026-09-22
Photo 4 of Sale Pending at 3558 Clearwater Cir, Indianapolis, IN 46240 | MLS# 22120251 | Listing updated on 2026-09-22
56+
Beds Icon

Street View

$650,000

Monthly Est:$3,235

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon3,007sqft

3558 Clearwater Cir, Indianapolis, IN 46240

$3,235/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1988

  • $495/mo HOA

  • 2,252 sqft lot

  • $216/sq.ft

Description

Experience exceptional waterfront living from one of Clearwater Cove's premier locations, situated directly on the main body of Lake Clearwater. Enjoy your own private deeded boat dock on this 135-acre spring-fed lake known for its remarkably clear water-ideal for boating, fishing & swimming. A private community beach is just steps away, adding to the resort-style lifestyle. Offering approximately 2,500 square feet, this spacious 4-bedroom, 3-full-bath residence delivers the scale & comfort of a single-family home with the convenience of low-maintenance living & an HOA-maintained exterior. Soaring ceilings enhance the great room, where expansive windows showcase tranquil lake views & a fireplace adds warmth & character. Beautiful water views continue from the screened porch, primary bedroom, walkout lower level & lower-level bedroom. Two fireplaces & a private 2-car garage add to the appeal. A rare opportunity for investors or buyers ready to create their own waterfront retreat! The interior is ready for updating, presenting tremendous potential in a location that is difficult to replicate. The home previously appraised for $825,000 in 2023 & features an HVAC system only a couple of years old. Property is being sold as-is. Clearwater Cove residents also enjoy a scenic approximately 3-mile walking path around Lake Clearwater & neighboring Nantucket Lake, along with an active calendar of neighborhood social events. This tranquil lakeside setting is just minutes from The Fashion Mall at Keystone Crossing, upscale shopping, premier dining & entertainment. Bring your vision, bring your boat & imagine the possibilities!

  • Houzeo last checked: 11 minutes ago
  • Listing updated: September 22, 2026 at 1:47 pm
  • Listing Provided by: Kelly Burns | Berkshire Hathaway Home (317) 841-6380
  • Source: Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN | MLS#: 22120251 Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Marion County

  • City

    Indianapolis

  • Neighborhood

    Clearwater

  • Year Built

    1988

  • HOA Fees

    $495/mo

  • Finished Area

    3,007 sqft

  • Lot Size

    2,252 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS

  • MLS Number

    22120251

  • MLS Status

    Pending

  • Days on Market

    49

  • Cumulative Days on Market

    33

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Location

HOA Management

N/A

HOA Fees

$495/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Snow Removal Snow Removal

Lawn Care Lawn Care

Insurance Insurance

Maintenance Maintenance

Bike Trails Bike Trails

Trash Pickup Trash Pickup

Beach Beach

boat boat

Walk path Walk path

Lawncare Lawncare

Association Home Owners Association Home Owners

Irrigation Irrigation

Nature Area Nature Area

Management Management

Walking Trails Walking Trails

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • Great Room

    Level: Main

    Area: 300.00 Square Feet

    Dimensions: 20x15

  • Dining Room

    Level: Main

    Area: 132.00 Square Feet

    Dimensions: 12x11

  • Kitchen

    Level: Main

    Area: 160.00 Square Feet

    Dimensions: 16x10

  • Master Bedroom

    Level: Main

    Area: 208.00 Square Feet

    Dimensions: 16x13

  • Bedroom 2

    Level: Main

    Area: 121.00 Square Feet

    Dimensions: 11x11

  • Bedroom 3

    Level: Main

    Area: 121.00 Square Feet

    Dimensions: 11x11

  • Bedroom 4

    Level: Basement

    Area: 195.00 Square Feet

    Dimensions: 15x13

  • Family Room

    Level: Basement

    Area: 300.00 Square Feet

    Dimensions: 20x15

  • Play Room

    Level: Basement

    Area: 130.00 Square Feet

    Dimensions: 13x10

  • Laundry

    Level: Basement

    Area: 77.00 Square Feet

    Dimensions: 11x7

  • Bonus Room

    Level: Basement

    Area: 133.00 Square Feet

    Dimensions: 19x7

Interior

  • Exterior Features

    Balcony, Sprinkler System

  • Interior Features

    Bath Sinks Double Main, Vaulted Ceiling(s), Entrance Foyer, Paddle Fan, Eat In Kitchen, Pantry, Walk In Closet(s)

  • Heating

    Forced Air

  • Appliances

    Dishwasher, Refrigerator, Washer, Water Heater

  • Cooling

    Central Air

  • Window Features

    Skylight(s)

Construction

  • Year Built

    Year Built: 1988

  • Home type

    Single Family Residence

  • Foundation Details

    Full

  • Architectural Style

    Traditional

  • Construction Materials

    Brick, Cement Siding

Utilities & Energy

  • Association Amenities

    Beach Access, Beach Rights, Boating, Insurance, Jogging Path, Landscaping, Maintenance, Maintenance Grounds, Maintenance Structure, Management, Snow Removal, Trail(s), Trash

  • Basement

    Partially Finished, Storage Space, Walk Out Access

  • Water Source

    Public

  • Fireplace Features

    Gas Starter, Great Room

  • Parking Features

    Attached

Other Features

  • Subdivision Name

    Clearwater Cove

  • Patio And Porch Features

    Covered, Deck, Screened

Price History

DateEventPrice

09/22/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22120251

Pending

$650,000

$216/sqft

09/21/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22120251

Price Decreased

$650,000 -3.70%

$216/sqft

09/16/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22120251

Price Decreased

$675,000 -3.57%

$224/sqft

08/29/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22120251

Price Decreased

$700,000 -6.67%

$233/sqft

08/20/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22120251

Listed for Sale

$750,000

$249/sqft

Nearby Homes

Based on information from MIBOR REALTOR® Association through Oct 08, 2026, 09:31PM. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.. All Rights Reserved. © 2026 MIBOR REALTOR® Association.

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