For Sale
Price CutPrice Drop: $20K (10/23)
Single family home for sale at 3699 Moca Dr, Saint Cloud, FL 34772 | MLS# O6418854 | Listing updated on 2026-10-24
Photo 1 of Single family home for sale at 3699 Moca Dr, Saint Cloud, FL 34772 | MLS# O6418854 | Listing updated on 2026-10-24
Photo 2 of Single family home for sale at 3699 Moca Dr, Saint Cloud, FL 34772 | MLS# O6418854 | Listing updated on 2026-10-24
Photo 3 of Single family home for sale at 3699 Moca Dr, Saint Cloud, FL 34772 | MLS# O6418854 | Listing updated on 2026-10-24
Photo 4 of Single family home for sale at 3699 Moca Dr, Saint Cloud, FL 34772 | MLS# O6418854 | Listing updated on 2026-10-24
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$440,000

Monthly Est:$2,190

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,820sqft

3699 Moca Dr, Saint Cloud, FL 34772

$2,190/moEst:

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  • Single Family Residence

  • Built in 2017

  • $99/mo HOA

  • 11,761 sqft lot

  • $156/sq.ft

Description

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining*



Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.*



Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary sui
te is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.*



The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.*



This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.*



Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 24, 2026 at 12:16 am
  • Listing Provided by: Donnamarie Ebanks (407) 509-7154 | COLDWELL BANKER REALTY (407) 696-8000
  • Source: Stellar MLS-FL | MLS#: O6418854 Stellar MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Osceola County

  • City

    Saint Cloud

  • Neighborhood

    --

  • Year Built

    2017

  • HOA Fees

    $99/mo

  • Finished Area

    2,820 sqft

  • Lot Size

    11,761 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Stellar MLS

  • MLS Number

    O6418854

  • MLS Status

    Active

  • Days on Market

    124

  • Cumulative Days on Market

    65

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Location

HOA Management

Artemis Lifestyles

HOA Fees

$99/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Pool Pool

Park Playground Park Playground

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

Interior

  • Flooring

    Carpet, Ceramic Tile

  • Cooling

    Central Air

  • Interior Features

    Ceiling Fans(s), Eat In Kitchen, High Ceilings, Kitchen/family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk In Closet(s), Window Treatments

  • Sewer

    Public Sewer

  • Window Features

    Double Pane Windows, Thermal Windows

  • Appliances

    Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener

  • Heating

    Electric

  • Exterior Features

    Rain Gutters, Sidewalk

Construction

  • Year Built

    Year Built: 2017

  • Home type

    Single Family Residence

  • Roof

    Shingle

  • Construction Materials

    Block, Stucco

  • Foundation Details

    Slab

  • Architectural Style

    Traditional

Utilities & Energy

  • Laundry Features

    Laundry Room

  • Water Source

    Public

  • Association Amenities

    Playground, Pool

  • Utilities

    Bb/hs Internet Available, Public

Other Features

  • Patio And Porch Features

    Covered, Front Porch

  • Community Features

    Irrigation Reclaimed Water, Park, Playground, Pool, Sidewalks, Street Lights

  • Lot Features

    Cleared, Corner Lot, Oversized Lot, Sidewalk

  • Subdivision Name

    Whaleys Creek Ph 1

  • Vegetation

    Fruit Trees

Price History

DateEventPrice

10/23/2026

Source: mls_logoStellar MLS-FL #MFRO6418854

Listed for Sale

$440,000 -4.35%

$156/sqft

08/28/2026

Source: mls_logoStellar MLS-FL #MFRO6418854

Listing Removed

$460,000

$163/sqft

06/23/2026

Source: mls_logoStellar MLS-FL #MFRO6418854

Listed for Sale

$460,000

$163/sqft

Nearby Homes

Based on information from Stellar MLS® through Oct 26, 2026, 11:30AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.

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