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House for sale at 386 E Chicago St, Elgin, IL 60120 | MLS# 12787082 | Listing updated on 2026-10-22
Photo 1 of House for sale at 386 E Chicago St, Elgin, IL 60120 | MLS# 12787082 | Listing updated on 2026-10-22
Photo 2 of House for sale at 386 E Chicago St, Elgin, IL 60120 | MLS# 12787082 | Listing updated on 2026-10-22
Photo 3 of House for sale at 386 E Chicago St, Elgin, IL 60120 | MLS# 12787082 | Listing updated on 2026-10-22
Photo 4 of House for sale at 386 E Chicago St, Elgin, IL 60120 | MLS# 12787082 | Listing updated on 2026-10-22
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$399,900

Monthly Est:$1,990

  • Beds Icon5 Beds
  • Beds Icon
    4 Baths
  • Beds Icon--sqft

386 E Chicago St, Elgin, IL 60120

$1,990/moEst:

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  • Duplex

  • Built in 1900

  • $-- HOA

  • 14,374.8 sqft lot

  • --/sqft

Description

Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. Whether used for family members, extended-stay guests, or a tenant, this apartment offers flexibility rarely found in a traditional single-family home. The main home is loaded with charm and character, while the unique detached 2 1/2-car garage with attached heated office provides an excellent space for an in-home business, studio, or work area. All of this is situated just blocks from downtown Elgin, with its beautiful library, recreation center, Hemmens Auditorium and much more. Nothing else even close on the market like this! Tremendous space, historic character and flexibility for the value. A truly special opportunity to own a grand historic home that can adapt to the way you live-whether that means enjoying it as your primary residence, sharing it with family, welcoming guests or taking advantage of rental income from the separate apartment. This is an estate sale being sold as is!

  • Houzeo last checked: 1 hour ago
  • Listing updated: October 22, 2026 at 8:32 pm
  • Listing Provided by: Robert Wisdom (847) 695-8348 , Lisa Wisdom DRE #475122880 | RE/MAX Horizon (847) 931-7500
  • Source: MRED MLS-IL | MLS#: 12787082 MRED MLS-IL

Property Details

  • Status

    Active Under Contract

  • Type

    Multi Family

  • No. of Stories

    -

  • County

    Kane County

  • City

    Elgin

  • Neighborhood

    --

  • Year Built

    1900

  • HOA Fees

    -

  • Finished Area

    - sqft

  • Lot Size

    14,374.8 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    MRED MLS

  • MLS Number

    12787082

  • MLS Status

    Contingent

  • Days on Market

    6

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 4

Interior

  • Sewer

    Public Sewer

  • Heating

    Gas, Forced Air

Construction

  • Year Built

    Year Built: 1900

  • Home type

    Duplex

  • Construction Materials

    Cedar

Utilities & Energy

  • Water Source

    Public

  • Parking Features

    Garage Door Opener, Yes, Garage Owned, Detached, Garage

  • Basement

    Finished, Full

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This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 23, 2026, 06:45AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

Based on information submitted to the MLS GRID as of Oct 23, 2026, 06:45AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved

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