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Single family home for sale at 3903 Indian Springs Rd, Panama City, FL 32404 | MLS# 795570 | Listing updated on 2026-10-25
Photo 1 of Single family home for sale at 3903 Indian Springs Rd, Panama City, FL 32404 | MLS# 795570 | Listing updated on 2026-10-25
Photo 2 of Single family home for sale at 3903 Indian Springs Rd, Panama City, FL 32404 | MLS# 795570 | Listing updated on 2026-10-25
Photo 3 of Single family home for sale at 3903 Indian Springs Rd, Panama City, FL 32404 | MLS# 795570 | Listing updated on 2026-10-25
Photo 4 of Single family home for sale at 3903 Indian Springs Rd, Panama City, FL 32404 | MLS# 795570 | Listing updated on 2026-10-25
55+
Beds Icon

Street View

$395,000

Monthly Est:$1,966

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,119sqft

3903 Indian Springs Rd, Panama City, FL 32404

$1,966/moEst:

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  • Single Family Residence

  • Built in 2026

  • $132/mo HOA

  • 0.13 acre lot

  • $186/sq.ft

Description

Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining.

The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and lau
ndry room complete the first floor.

Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office.

Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 25, 2026 at 7:04 pm
  • Listing Provided by: Allie Swinney (850) 250-8966 | Horsley Real Estate Group (850) 832-3503
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795570 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2026

  • HOA Fees

    $132/mo

  • Finished Area

    2,119 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795570

  • MLS Status

    Active

  • Days on Market

    45

  • Cumulative Days on Market

    37

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Location

HOA Management

N/A

HOA Fees

$132/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Park Playground Park Playground

Gazebo Gazebo

FitnessFacility FitnessFacility

RecreationFacilities RecreationFacilities

LegalAccounting LegalAccounting

Dock Dock

FishingRights FishingRights

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • Bedroom

    Level: Second

    Area: 108.00 Square Feet

    Dimensions: 9 x 12

  • Bedroom

    Level: Second

    Area: 108.00 Square Feet

    Dimensions: 9 x 12

  • PrimaryBedroom

    Level: First

    Area: 224.00 Square Feet

    Dimensions: 16 x 14

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Heating

    Central

  • Sewer

    Public Sewer

  • Interior Features

    Double Vanity, Main Level Primary, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans

Construction

  • Year Built

    Year Built: 2026

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Construction Materials

    Brick, Hardiplank Type

Utilities & Energy

  • Association Amenities

    Dock, Gazebo

  • Utilities

    Underground Utilities

  • Pool Features

    In Ground, Community

Other Features

  • Lot Features

    Paved

  • Community Features

    Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Community Pool

  • Subdivision Name

    Riverside Phase Iii

Price History

DateEventPrice

10/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795570

Price Increased

$400,000 +0.25%

$189/sqft

09/18/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795570

Listed for Sale

$399,000 +1.01%

$188/sqft

09/18/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795570

Price Increased

$395,000 +970.46%

$186/sqft

11/25/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #756761

Price Decreased

$36,900 -5.38%

$17/sqft

11/08/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #756761

Sold

$39,000

$18/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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