For Sale
Single family home for sale at 3931 Deerpoint Lake Dr, Panama City, FL 32409 | MLS# 795400 | Listing updated on 2026-09-15
Photo 1 of Single family home for sale at 3931 Deerpoint Lake Dr, Panama City, FL 32409 | MLS# 795400 | Listing updated on 2026-09-15
Photo 2 of Single family home for sale at 3931 Deerpoint Lake Dr, Panama City, FL 32409 | MLS# 795400 | Listing updated on 2026-09-15
Photo 3 of Single family home for sale at 3931 Deerpoint Lake Dr, Panama City, FL 32409 | MLS# 795400 | Listing updated on 2026-09-15
Photo 4 of Single family home for sale at 3931 Deerpoint Lake Dr, Panama City, FL 32409 | MLS# 795400 | Listing updated on 2026-09-15
52+
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Street View

$395,000

Monthly Est:$1,966

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,306sqft

3931 Deerpoint Lake Dr, Panama City, FL 32409

$1,966/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1984

  • $-- HOA

  • 1.17 acres lot

  • $302/sq.ft

Description

LAKEFRONT | NO HOA | PRIVATE BOAT SLIP & DOCK

This one-of-a-kind Southport property sits directly on Deer Point Lake and is made for buyers who want to spend more time outdoors and on the water. Step into the backyard and enjoy your own private dock with covered boat slip, offering direct access to boating, fishing, kayaking and everything lake life has to offer. Mature trees draped in Spanish moss create a peaceful setting, while the spacious backyard, fire pit area and large rear deck provide plenty of room to relax, entertain or simply take in the waterfront views.

Inside, this 2-bedroom, 1.5-bath cabin is full of character, highlighted by a dramatic vaulted wood
ceiling, exposed beams, wood-burning stone fireplace and an open living area with large windows that bring the outdoors in. An enclosed sunroom provides even more space for gathering, dining or relaxing while enjoying views of the property.

Need room for boats, vehicles, hobbies or projects? The detached oversized 4-car garage extends beyond traditional garage space to provide a generous workshop area, while a separate storage building offers even more room for equipment, lake gear and outdoor essentials. Adding to the property's possibilities is an unfinished mother-in-law/guest quarters--a blank canvas ready for the next owner to complete and make their own. Create private accommodations for guests or extended family, a home office, studio, hobby space or whatever best fits your lifestyle.

Tucked away in Southport while remaining convenient to Panama City and everyday necessities, this property offers a combination that's increasingly hard to find: lakefront living, no HOA, private water access, abundant storage and room to make it your own. Whether you're searching for a full-time waterfront home or a laid-back retreat where weekends revolve around the water, this Deer Point Lake property is ready to become your private lakeside escape.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: September 15, 2026 at 2:42 pm
  • Listing Provided by: Joshua Hoey (850) 303-4050 DRE #SL3447224 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795400 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1984

  • HOA Fees

    -

  • Finished Area

    1,306 sqft

  • Lot Size

    1.17 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795400

  • MLS Status

    Active

  • Days on Market

    50

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • LivingRoom

    Level: First

    Area: 588.00 Square Feet

    Dimensions: 28 x 21

  • FloridaRoom

    Level: First

    Area: 318.60 Square Feet

    Dimensions: 23.6 x 13.5

  • Bedroom

    Level: Second

    Area: 169.00 Square Feet

    Dimensions: 13 x 13

  • Bedroom

    Level: First

    Area: 323.00 Square Feet

    Dimensions: 19 x 17

Interior

  • Appliances

    Electric Range, Ice Maker

  • Cooling

    Central Air

  • Interior Features

    Main Level Primary

  • Heating

    Central, Electric

  • Exterior Features

    Boat Slip, Boat Ramp, Deck, Dock, Fire Pit

Construction

  • Year Built

    Year Built: 1984

  • Home type

    Single Family Residence

  • Architectural Style

    Cabin

Utilities & Energy

  • Utilities

    Electricity Available

  • Parking Features

    Circular Driveway

Other Features

  • Community Features

    Boat Facilities, Dock, Short Term Rental Allowed

  • Lot Features

    Paved

  • Patio And Porch Features

    Deck

  • Subdivision Name

    Deerpoint Lake Heights

Price History

DateEventPrice

09/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795400

Listed for Sale

$395,000 +12.06%

$302/sqft

10/24/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #760655

Price Increased

$352,500 +1.00%

$270/sqft

08/07/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #760655

Sold

$349,000

$267/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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