For Sale
Single family home for sale at 404 S Main St, Waterloo, IL 62298 | MLS# MIS26045645 | Listing updated on 2026-10-11
Photo 1 of Single family home for sale at 404 S Main St, Waterloo, IL 62298 | MLS# MIS26045645 | Listing updated on 2026-10-11
Photo 2 of Single family home for sale at 404 S Main St, Waterloo, IL 62298 | MLS# MIS26045645 | Listing updated on 2026-10-11
Photo 3 of Single family home for sale at 404 S Main St, Waterloo, IL 62298 | MLS# MIS26045645 | Listing updated on 2026-10-11
Photo 4 of Single family home for sale at 404 S Main St, Waterloo, IL 62298 | MLS# MIS26045645 | Listing updated on 2026-10-11
32+
Beds Icon

Street View

$225,000

Monthly Est:$1,120

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,484sqft

404 S Main St, Waterloo, IL 62298

$1,120/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1908

  • $-- HOA

  • 16,774.96 sqft lot

  • $152/sq.ft

Description

Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings.

Inside,
you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point.

The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes.

Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace.

Major exterior improvements include a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come. Roof June 5th 2018, Interior major improvements the HVAC 2020, the hot water heater 2008.

If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!

  • Houzeo last checked: 1 hour ago
  • Listing updated: October 11, 2026 at 5:31 am
  • Listing Provided by: JoAnn Meier (618) 779-4624 | RE/MAX First Choice (618) 939-6003
  • Source: MARIS MLS-MO | MLS#: MIS26045645 MARIS MLS-MO

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Monroe County

  • City

    Waterloo

  • Neighborhood

    --

  • Year Built

    1908

  • HOA Fees

    -

  • Finished Area

    1,484 sqft

  • Lot Size

    16,774.96 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    MARIS MLS

  • MLS Number

    MIS26045645

  • MLS Status

    Active

  • Days on Market

    103

  • Cumulative Days on Market

    81

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Living Room

    Level: Main

    Area: 208.00 Square Feet

    Dimensions: 16x13

  • Kitchen

    Level: Main

    Area: 187.00 Square Feet

    Dimensions: 17x11

  • Primary Bedroom

    Level: Main

    Area: 165.00 Square Feet

    Dimensions: 15x11

  • Bathroom 2

    Level: Main

    Area: 168.00 Square Feet

    Dimensions: 14x12

  • Bathroom 2

    Level: Main

    Area: 140.00 Square Feet

    Dimensions: 14x10

  • Bathroom

    Level: Main

    Area: 54.00 Square Feet

    Dimensions: 9x6

  • Bathroom 2

    Level: Main

    Area: 64.00 Square Feet

    Dimensions: 8x8

  • Laundry

    Level: Main

    Area: 30.00 Square Feet

    Dimensions: 6x5

Interior

  • Heating

    Forced Air, Gas

  • Cooling

    Central Air

  • Appliances

    Dishwasher, Disposal, Microwave, Gas Oven, Free Standing Gas Range, Refrigerator, Water Heater

  • Flooring

    Carpet, Laminate

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 1908

  • Home type

    Single Family Residence

  • Architectural Style

    Ranch

  • Construction Materials

    Vinyl Siding

Utilities & Energy

  • Laundry Features

    In Hall, Laundry Room, Main Level

  • Utilities

    Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

  • Electric

    Single Phase

  • Water Source

    Public

  • Basement

    Cellar, Crawl Space

Other Features

  • Subdivision Name

    Rose & Omelveneys Add

  • Patio And Porch Features

    Deck

  • Lot Features

    Level, Rectangular Lot

  • Disclosures

    Lead Paint, Seller Property Disclosure

Price History

DateEventPrice

09/13/2026

Source: mls_logoMARIS MLS-MO #MIS26045645

Price Decreased

$225,000 -1.10%

$152/sqft

08/24/2026

Source: mls_logoMARIS MLS-MO #MIS26045645

Contingent (Active Under Contract)

$227,500

$153/sqft

08/24/2026

Source: mls_logoMARIS MLS-MO #MIS26045645

Listed for Sale

$227,500 +0.44%

$153/sqft

08/23/2026

Source: mls_logoMARIS MLS-MO #MIS26045645

Price Decreased

$226,500 -0.88%

$153/sqft

07/22/2026

Source: mls_logoMARIS MLS-MO #MIS26045645

Listed for Sale

$228,500

$154/sqft

Show more

Nearby Homes

Based on information from Mid America Regional Information Systems, Inc. through Oct 29, 2026, 06:31AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Property data presented reflect information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.
IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. © 2026 Mid America Regional Information Systems, Inc. All Rights Reserved.

Advertising Broker: Nicholas Huscroft | Chosen Realty

Skip to Main Content