For Sale
Single family home for sale at 405 Bay Shore Dr, Panama City Beach, FL 32407 | MLS# 790982 | Listing updated on 2026-10-05
Photo 1 of Single family home for sale at 405 Bay Shore Dr, Panama City Beach, FL 32407 | MLS# 790982 | Listing updated on 2026-10-05
Photo 2 of Single family home for sale at 405 Bay Shore Dr, Panama City Beach, FL 32407 | MLS# 790982 | Listing updated on 2026-10-05
Photo 3 of Single family home for sale at 405 Bay Shore Dr, Panama City Beach, FL 32407 | MLS# 790982 | Listing updated on 2026-10-05
Photo 4 of Single family home for sale at 405 Bay Shore Dr, Panama City Beach, FL 32407 | MLS# 790982 | Listing updated on 2026-10-05
39+
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$799,000

Monthly Est:$3,977

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,968sqft

405 Bay Shore Dr, Panama City Beach, FL 32407

$3,977/moEst:

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  • Single Family Residence

  • Built in 1959

  • $-- HOA

  • 0.55 acre lot

  • $406/sq.ft

Description

191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS

Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico.

For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam b
oat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes.

From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life.

The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA.

Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront.

Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water.

And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive.

This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find.

Bring your boat and come experience what waterfront living in Panama City Beach can look like.

  • Houzeo last checked: 11 minutes ago
  • Listing updated: October 5, 2026 at 3:31 pm
  • Listing Provided by: Jason R Maddux (850) 628-5800 DRE #SL3596140 | CENTURY 21 AllPoints Realty (850) 230-4514
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790982 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    1959

  • HOA Fees

    -

  • Finished Area

    1,968 sqft

  • Lot Size

    0.55 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    790982

  • MLS Status

    Active

  • Days on Market

    149

  • Cumulative Days on Market

    276

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • FloridaRoom

    Level: First

    Area: 3360.00 Square Feet

    Dimensions: 336 x 10

  • Bedroom

    Level: First

    Area: 1740.00 Square Feet

    Dimensions: 15 x 116

  • Bedroom

    Level: First

    Area: 1488.00 Square Feet

    Dimensions: 124 x 12

  • PrimaryBedroom

    Level: First

    Area: 20916.00 Square Feet

    Dimensions: 166 x 126

Interior

  • Appliances

    Gas Cooktop, Gas Range, Gas Water Heater

  • Exterior Features

    Boat Lift, Barbecue, Covered Patio, Dock, Patio, Fire Pit, Outdoor Shower, Porch, Rain Gutters

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric, Fireplaces, Natural Gas

  • Window Features

    Double Pane Windows, Storm Windows

  • Interior Features

    Main Level Primary, Shower Only

Construction

  • Year Built

    Year Built: 1959

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Foundation Details

    Slab

  • Architectural Style

    Ranch

  • Construction Materials

    Brick, Wood Frame

Utilities & Energy

  • Utilities

    Cable Connected, Electricity Available

  • Parking Features

    Additional Parking, Garage, Garage Door Opener, Paved, Rv Access Parking

Other Features

  • Patio And Porch Features

    Deck, Enclosed, Patio, Porch, Screened

  • Community Features

    Barbecue, Short Term Rental Allowed

  • Lot Features

    Sprinkler System, Paved

  • Subdivision Name

    Woodlawn Unit 2

Price History

DateEventPrice

08/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790982

Price Decreased

$799,000 -3.62%

$406/sqft

07/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790982

Price Decreased

$829,000 -2.36%

$421/sqft

06/08/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790982

Price Decreased

$849,000 -0.12%

$431/sqft

04/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782987

Price Decreased

$850,000 -5.56%

$432/sqft

03/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782987

Price Decreased

$900,000 -9.91%

$457/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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