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Street View
$799,000
Monthly Est:$3,977
3 Beds
- 2 Baths
2 full baths
1,968sqft
405 Bay Shore Dr, Panama City Beach, FL 32407
$799,000
$3,977/moEst:
Get Pre-Approved
Single Family Residence
Built in 1959
$-- HOA
0.55 acre lot
$406/sq.ft
Description
191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS
Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico.
For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes.
From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life.
The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA.
Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront.
Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water.
And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive.
This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find.
Bring your boat and come experience what waterfront living in Panama City Beach can look like.
- Houzeo last checked: 11 minutes ago
- Listing updated: October 5, 2026 at 3:31 pm
- Listing Provided by: Jason R Maddux (850) 628-5800 DRE #SL3596140 | CENTURY 21 AllPoints Realty (850) 230-4514
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790982

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
1959
HOA Fees
-
Finished Area
1,968 sqft
Lot Size
0.55 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
790982
MLS Status
Active
Days on Market
149
Cumulative Days on Market
276

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
FloridaRoom
Level: First
Area: 3360.00 Square Feet
Dimensions: 336 x 10
Bedroom
Level: First
Area: 1740.00 Square Feet
Dimensions: 15 x 116
Bedroom
Level: First
Area: 1488.00 Square Feet
Dimensions: 124 x 12
PrimaryBedroom
Level: First
Area: 20916.00 Square Feet
Dimensions: 166 x 126
Interior
Appliances
Gas Cooktop, Gas Range, Gas Water Heater
Exterior Features
Boat Lift, Barbecue, Covered Patio, Dock, Patio, Fire Pit, Outdoor Shower, Porch, Rain Gutters
Sewer
Public Sewer
Cooling
Central Air, Ceiling Fans
Heating
Central, Electric, Fireplaces, Natural Gas
Window Features
Double Pane Windows, Storm Windows
Interior Features
Main Level Primary, Shower Only
Construction
Year Built
Year Built: 1959
Home type
Single Family Residence
Roof
Metal
Foundation Details
Slab
Architectural Style
Ranch
Construction Materials
Brick, Wood Frame
Utilities & Energy
Utilities
Cable Connected, Electricity Available
Parking Features
Additional Parking, Garage, Garage Door Opener, Paved, Rv Access Parking
Other Features
Patio And Porch Features
Deck, Enclosed, Patio, Porch, Screened
Community Features
Barbecue, Short Term Rental Allowed
Lot Features
Sprinkler System, Paved
Subdivision Name
Woodlawn Unit 2
Price History
| Date | Event | Price |
|---|---|---|
08/23/2026 Source: | Price Decreased | $799,000 -3.62% $406/sqft |
07/28/2026 Source: | Price Decreased | $829,000 -2.36% $421/sqft |
06/08/2026 Source: | Price Decreased | $849,000 -0.12% $431/sqft |
04/23/2026 Source: | Price Decreased | $850,000 -5.56% $432/sqft |
03/27/2026 Source: | Price Decreased | $900,000 -9.91% $457/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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