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$795,000
Monthly Est:$3,957
4 Beds
- 3 Baths
3 full baths
4,000sqft
406 Harbor Dr, Annapolis, MD 21403
$795,000
$3,957/moEst:
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Single Family Residence
Built in 1972
$2.08/mo HOA
12,562 sqft lot
$199/sq.ft
Description
Welcome to 406 Harbor Drive, an exceptional residence in the heart of Hillsmere Shores, one of Annapolis’ most coveted water-privileged communities. Completely renovated and impeccably maintained, this home offers approximately 4,000 finished square feet of beautifully designed living space where scale, comfort, and craftsmanship come together seamlessly. Walls of windows flood the open layout with natural light, highlighting rich hardwood floors, custom moldings, and timeless fixtures throughout. The gourmet kitchen is the true centerpiece of the home, featuring 42" cabinetry, stainless steel and chef-grade appliances, gleaming granite countertops, and an oversized center island—perfect for everyday living and effortless entertaining. A sunny morning room connects the kitchen and dining spaces, creating an inviting flow for gatherings large and small. The formal dining room is accented by a stunning tray ceiling, while the expansive living room offers an ideal setting for entertaining or relaxing. The primary suite is a showstopper, complete with vaulted ceilings, a sitting area, a custom walk-in closet, and a spa-inspired bath featuring a frameless glass walk-in shower with designer tile and a deep soaking tub. All additional bedrooms are generously sized with excellent closet space. The screened upper porch extends your living space outdoors—ideal for champagne sunsets, crab feasts, and relaxed evenings—finished with maintenance-free composite decking and vinyl posts. The lower level impresses with exposed brick walls, a large recreation room for movie nights and gatherings, and an open den with a cozy wood stove that works beautifully as a home office or study. A guest bedroom, full bath, oversized laundry room, and separate utility room provide flexibility, storage, and function. Outside, the fenced backyard is level, private, and surrounded by mature trees, offering endless possibilities for gardening, play, entertaining, or even adding a pool. A large paver patio is perfect for a fire pit and s’mores under the stars. Plenty of off-street parking completes the package. Hillsmere Shores delivers an unmatched lifestyle with two private beaches, beachfront playgrounds, a boat ramp, canoe and kayak storage, boat slips, beach pavilions, volleyball courts, and a community pool—all just moments away. Enjoy a vibrant calendar of neighborhood events including poolside movie nights, Food Truck Fridays, beach Easter egg hunts, Fourth of July bike parades, spring sock burning, and the annual pig roast. This is more than a home—it’s a community, a lifestyle, and an absolute 10.
- Houzeo last checked: 12 minutes ago
- Listing updated: January 30, 2026 at 10:20 pm
- Listing Provided by: Wendy T Oliver (443) 336-5091 , Catherine Marucci (443) 883-1609 | Coldwell Banker Realty (410) 263-8686
- Source: Bright MLS-NJ | MLS#: MDAA2133380

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1972
HOA Fees
$2.08/mo
Finished Area
4,000 sqft
Lot Size
12,562 sqft lot
Basement Area
- sqft
MLS Name
Bright MLS
MLS Number
MDAA2133380
MLS Status
ACTIVE-BRIGHT
Days on Market
7

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Location
HOA Management
HSIA
HOA Fees
$25/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Pool
Common Area
Park Playground
Security Guard
Sports Court
Beach
deck
Picnic Area
Mooring Area
Water/Lake Privileges
Common Area Maintenance
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Flooring
Wood, Ceramic Tile
Appliances
Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Oven Double, Oven Wall, Range Hood, Six Burner Stove, Stainless Steel Appliances, Washer, Disposal, Extra Refrigerator/freezer, Icemaker, Refrigerator, Water Conditioner Owned, Water Heater
Interior Features
Breakfast Area, Ceiling Fan(s), Formal/separate Dining Room, Kitchen Gourmet, Pantry, Recessed Lighting, Skylight(s), Bathroom Soaking Tub, Bathroom Stall Shower, Bathroom Tub Shower, Upgraded Countertops, Walk In Closet(s), Wood Floors, Stove Wood, Attic, Built Ins, Crown Moldings, Family Room Off Kitchen, Kitchen Country, Kitchen Eat In, Kitchen Island, Primary Bath(s), Water Treat System
Sewer
Public Sewer
Window Features
Bay/bow, Casement, Double Hung, Double Pane Windows, Energy Efficient, Skylights, Sliding, Insulated
Cooling
Central A/c, Programmable Thermostat
Heating
Forced Air, Programmable Thermostat
Exterior Features
Bump Outs, Street Lights, Water Falls, Play Area
Construction
Year Built
Year Built: 1972
Home type
Single Family Residence
Architectural Style
Craftsman
Construction Materials
Brick Front, Vinyl Siding
Foundation Details
Concrete Perimeter
Property Condition
Excellent
Roof
Architectural Shingle
Utilities & Energy
Water Source
Well
Parking Features
Paved Driveway
Electric
200+ Amp Service
Fireplace Features
Brick, Insert, Wood
Basement
Daylight, Full, Connecting Stairway, Drainage System, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Shelving, Walkout Level, Windows, Workshop, Drain, Fully Finished
Association Amenities
Pool Mem Avail, Pier/dock, Beach, Common Grounds, Picnic Area, Security, Tot Lots/playground, Water/lake Privileges, Boat Dock/slip, Boat Ramp, Mooring Area, Pool Outdoor, Volleyball Courts
Utilities
Under Ground
Other Features
Lot Features
Level, Rear Yard, Cleared, Front Yard, Landscaping, Premium, Side Yard(s)
Patio And Porch Features
Deck, Porch, Screened, Patio, Enclosed
Subdivision Name
Hillsmere Estates
Price History
| Date | Event | Price |
|---|---|---|
01/24/2026 Source: | Listed for Sale | $795,000 +23.26% $199/sqft |
11/25/2021 Source: | Sold | $645,000 $161/sqft |
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Based on information from Bright MLS through Nov 04, 2026, 06:00AM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information
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