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Street View
$700,000
Monthly Est:$3,484
4 Beds
- 3 Baths
3 full baths
2,424sqft
408 Ernie Roberts Rd, Rutledge, TN 37861
$700,000
$3,484/moEst:
Get Pre-Approved
Single Family Residence
Built in 2019
$-- HOA
0.78 acre lot
$289/sq.ft
Description
Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic.
The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop.
The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun.
The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away.
The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking.
The setting feels tucked away while still keeping everyday conveniences within reach.
Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands.
This is the kind of property that makes spending time at the lake feel effortless.
- Houzeo last checked: 14 minutes ago
- Listing updated: October 8, 2026 at 3:02 pm
- Listing Provided by: Zoe Ferrell | Wallace
- Source: East Tennessee REALTORS® MLS-TN | MLS#: 1341090

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2019
HOA Fees
-
Finished Area
2,424 sqft
Lot Size
0.78 acre lot
Basement Area
- sqft
MLS Name
East Tennessee REALTORS® MLS
MLS Number
1341090
MLS Status
Active
Days on Market
164

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Interior Features
Walk In Closet(s), Cathedral Ceiling(s), Kitchen Island, Pantry, Eat In Kitchen
Cooling
Central Cooling, Ceiling Fan(s)
Sewer
Septic Tank
Exterior Features
Prof Landscaped, Balcony, Dock
Window Features
Windows Insulated
Flooring
Laminate
Heating
Central, Propane
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
Construction
Year Built
Year Built: 2019
Home type
Single Family Residence
Architectural Style
Traditional
Construction Materials
Vinyl Siding, Frame
Utilities & Energy
Fireplace Features
Gas Log
Parking Features
Off Street Parking, Main Level
Basement
Walkout, Finished, Plumbed
Security Features
Smoke Detector
Water Source
Public
Other Features
Subdivision Name
Big O Estates
Lot Features
Lake/water Access, Waterfront, Level, Rolling Slope
Patio And Porch Features
Porch Covered, Patio, Deck
Price History
| Date | Event | Price |
|---|---|---|
05/20/2026 Source: | Price Increased | $725,000 +3.57% $299/sqft |
05/20/2026 Source: | Listed for Sale | $700,000 $289/sqft |
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Based on information from the Knoxville Area Association of REALTORS MLS through Oct 31, 2026, 11:45AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Knoxville Area Association of REALTORS® MLS. All Rights Reserved. Angela Fowler Real Estate, LLC | 423.320.4620 | afowler@catt.com Mailing Address: 452 Kailors Cove Cir, Ringgold, GA 30736
Advertising Broker: Angela Fowler | Angela Fowler Real Estate, LLC.









