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Single family home for sale at 4109 Choctaw St, Panama City, FL 32408 | MLS# 787149 | Listing updated on 2026-10-21
Photo 1 of Single family home for sale at 4109 Choctaw St, Panama City, FL 32408 | MLS# 787149 | Listing updated on 2026-10-21
Photo 2 of Single family home for sale at 4109 Choctaw St, Panama City, FL 32408 | MLS# 787149 | Listing updated on 2026-10-21
Photo 3 of Single family home for sale at 4109 Choctaw St, Panama City, FL 32408 | MLS# 787149 | Listing updated on 2026-10-21
Photo 4 of Single family home for sale at 4109 Choctaw St, Panama City, FL 32408 | MLS# 787149 | Listing updated on 2026-10-21
108+
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Street View

$1,695,999

Monthly Est:$8,442

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,174sqft

4109 Choctaw St, Panama City, FL 32408

$8,442/moEst:

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  • Single Family Residence

  • Built in 2021

  • $-- HOA

  • 0.14 acre lot

  • $780/sq.ft

Description

HEATED POOL- STEPS TO BEACH
Last years rental income in the high $90 and this year is on its way to over $100K

Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience.

Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath.

Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The k
itchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze.

Don't miss out on this incredible beachside retreat!

  • Houzeo last checked: 8 minutes ago
  • Listing updated: October 21, 2026 at 9:07 pm
  • Listing Provided by: Beth A Jones (850) 714-3396 DRE #3245402 | Blue Swell Realty (855) 233-7037
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787149 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2021

  • HOA Fees

    -

  • Finished Area

    2,174 sqft

  • Lot Size

    0.14 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    787149

  • MLS Status

    Active

  • Days on Market

    227

  • Cumulative Days on Market

    214

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

  • LivingRoom

    Level: First

    Area: 322.00 Square Feet

    Dimensions: 23 x 14

  • Bedroom

    Level: Second

    Area: 154.00 Square Feet

    Dimensions: 14 x 11

  • Bedroom

    Level: Second

    Area: 154.00 Square Feet

    Dimensions: 14 x 11

  • PrimaryBedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

  • PrimaryBedroom

    Level: Second

    Area: 221.00 Square Feet

    Dimensions: 17 x 13

Interior

  • Heating

    Central

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Convection Oven, Electric Range

  • Interior Features

    Balcony, Double Vanity, Main Level Primary, Walk In Closets

  • Exterior Features

    Patio, Outdoor Shower

  • Flooring

    Plank, Vinyl

Construction

  • Year Built

    Year Built: 2021

  • Home type

    Single Family Residence

  • Architectural Style

    Coastal

  • Construction Materials

    Hardiplank Type

  • Roof

    Metal

Utilities & Energy

  • Pool Features

    Fenced, In Ground, Private

  • Parking Features

    No Garage

  • Utilities

    Electricity Available

Other Features

  • Patio And Porch Features

    Balcony, Patio, Covered, Porch

  • Lot Features

    Paved

  • Subdivision Name

    Silver Sands Beach

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

08/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787149

Price Decreased

$1,730,000 -0.29%

$796/sqft

08/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787149

Price Decreased

$1,735,000 -0.57%

$798/sqft

07/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787149

Price Decreased

$1,745,000 -1.41%

$803/sqft

06/18/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787149

Price Decreased

$1,770,000 -1.39%

$814/sqft

03/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787149

Price Increased

$1,795,000 +5.84%

$826/sqft

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Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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