For Sale
Single family home for sale at 4403 Bluewater Dr, Panama City, FL 32404 | MLS# 786925 | Listing updated on 2026-06-12
Photo 1 of Single family home for sale at 4403 Bluewater Dr, Panama City, FL 32404 | MLS# 786925 | Listing updated on 2026-06-12
Photo 2 of Single family home for sale at 4403 Bluewater Dr, Panama City, FL 32404 | MLS# 786925 | Listing updated on 2026-06-12
Photo 3 of Single family home for sale at 4403 Bluewater Dr, Panama City, FL 32404 | MLS# 786925 | Listing updated on 2026-06-12
Photo 4 of Single family home for sale at 4403 Bluewater Dr, Panama City, FL 32404 | MLS# 786925 | Listing updated on 2026-06-12
73+
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Street View

$579,000

Monthly Est:$2,882

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,263sqft

4403 Bluewater Dr, Panama City, FL 32404

$2,882/moEst:

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  • Single Family Residence

  • Built in 1979

  • $-- HOA

  • 0.82 acre lot

  • $256/sq.ft

Description

Lake Life, Every Day!
Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat.

Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or tak
e a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest.

''New Everything'' & Smart Integration
This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list:
• Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection.
• Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining!
• Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views.
The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County.
Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB.
Stop searching. Start Living!
Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new!
Schedule your showing and experience #lakelife for yourself

  • Houzeo last checked: 12 hours ago
  • Listing updated: June 12, 2026 at 5:50 pm
  • Listing Provided by: Jessica J Albritton (850) 258-4766 DRE #0706690 | Beachy Beach Real Estate (850) 532-6262
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 786925 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1979

  • HOA Fees

    -

  • Finished Area

    2,263 sqft

  • Lot Size

    0.82 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    786925

  • MLS Status

    Active

  • Days on Market

    230

  • Cumulative Days on Market

    87

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • DiningRoom

    Level: First

    Area: 156.00 Square Feet

    Dimensions: 13 x 12

  • Bedroom

    Level: Second

    Area: 216.00 Square Feet

    Dimensions: 18 x 12

  • Bedroom

    Level: Second

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • PrimaryBedroom

    Level: Second

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

  • GreatRoom

    Level: First

    Area: 324.00 Square Feet

    Dimensions: 27 x 12

  • Kitchen

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 15 x 13

Interior

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Heating

    Central, Electric, Fireplaces

  • Interior Features

    Balcony, Double Vanity, Interior Steps, Tub Shower, Upper Level Primary, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans, Multi Units, Zoned

  • Exterior Features

    Dock, Patio, Fire Pit, Rain Gutters

  • Window Features

    Double Pane Windows

Construction

  • Year Built

    Year Built: 1979

  • Home type

    Single Family Residence

  • Architectural Style

    Split Level

  • Roof

    Composition, Shingle

  • Construction Materials

    Brick, Brick Veneer, Vinyl Siding, Wood Frame

Utilities & Energy

  • Parking Features

    Additional Parking, Garage, Garage Door Opener

  • Security Features

    Secured Garage Parking, Smoke Detectors

  • Utilities

    Cable Connected, Electricity Available

Other Features

  • Lot Features

    Cul De Sac, Sprinkler System, Paved

  • Patio And Porch Features

    Balcony, Patio

  • Community Features

    Short Term Rental Allowed

  • Subdivision Name

    Deerpoint Estates

Price History

DateEventPrice

09/10/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771668

Price Decreased

$579,000 -3.34%

$256/sqft

07/10/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771668

Price Decreased

$599,000 -2.60%

$265/sqft

07/01/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771668

Price Decreased

$615,000 -0.79%

$272/sqft

06/26/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771668

Listed for Sale

$619,900 +7.06%

$274/sqft

04/10/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771668

Off Market

$579,000 -8.08%

$256/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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