For Sale
Single family home for sale at 4962 Prater Rd, Panama City, FL 32404 | MLS# 793840 | Listing updated on 2026-10-30
Photo 1 of Single family home for sale at 4962 Prater Rd, Panama City, FL 32404 | MLS# 793840 | Listing updated on 2026-10-30
Photo 2 of Single family home for sale at 4962 Prater Rd, Panama City, FL 32404 | MLS# 793840 | Listing updated on 2026-10-30
Photo 3 of Single family home for sale at 4962 Prater Rd, Panama City, FL 32404 | MLS# 793840 | Listing updated on 2026-10-30
Photo 4 of Single family home for sale at 4962 Prater Rd, Panama City, FL 32404 | MLS# 793840 | Listing updated on 2026-10-30
60+
Beds Icon

Street View

$419,000

Monthly Est:$2,086

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,301sqft

4962 Prater Rd, Panama City, FL 32404

$2,086/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2025

  • $79/mo HOA

  • 0.18 acre lot

  • $182/sq.ft

Description

HUGE PRICE REDUCTION WELL BELOW APPRAISED VALUE! BONUS: $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! INCREDIBLE OPPORTUNITY! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, on a premium lot with a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality.
What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out.
More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage.
From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle.
The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property.
Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas.
The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage.
The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf.
Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. In additon, there is added attic flooring create valuable overhead storage space.
Continue through the home to one of its standout features - the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience. Liberty features underground utilities, helping reduce exposure to severe-weather damage and potentially providing fewer outages and more reliable service. Residents also enjoy access to two amenity centers featuring two community pools, a club house, children's splash pad, playground, well-equipped fitness center, and basketball and pickle ball courts. Conveniently located approximately 20 minutes from Tyndall Air Force Base.
This home won't last long! Schedule your private tour today and see firsthand the incredible attention to detail, upgrades, and outdoor living this home has to offer. Measurements are approximate; please verify if important.

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 30, 2026 at 9:17 pm
  • Listing Provided by: Michael S Werner (850) 814-6266 DRE #3266388 | Keller Williams Success Realty (850) 249-0313
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793840 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2025

  • HOA Fees

    $79/mo

  • Finished Area

    2,301 sqft

  • Lot Size

    0.18 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    793840

  • MLS Status

    Active

  • Days on Market

    84

  • Cumulative Days on Market

    81

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Location

HOA Management

N/A

HOA Fees

$79/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Park Playground Park Playground

Club House Club House

Gazebo Gazebo

FitnessFacility FitnessFacility

LegalAccounting LegalAccounting

Pools Pools

AssociationManagement AssociationManagement

Barbecue Barbecue

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • BreakfastRoomNook

    Level: First

    Area: 112.00 Square Feet

    Dimensions: 14 x 8

  • Kitchen

    Level: First

    Area: 238.00 Square Feet

    Dimensions: 17 x 14

  • LivingRoom

    Level: First

    Area: 440.00 Square Feet

    Dimensions: 22 x 20

  • Bedroom

    Level: First

    Area: 154.00 Square Feet

    Dimensions: 14 x 11

  • Bedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 12 x 11

  • Bedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 12 x 11

  • PrimaryBedroom

    Level: First

    Area: 208.00 Square Feet

    Dimensions: 16 x 13

Interior

  • Appliances

    Electric Oven

  • Heating

    Central

  • Sewer

    Public Sewer

  • Interior Features

    Double Vanity, Main Level Primary, Soaking Tub, Separate Shower

  • Cooling

    Central Air

  • Flooring

    Plank, Vinyl

  • Exterior Features

    Patio, Porch

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Roof

    Composition, Shingle

  • Foundation Details

    Slab

  • Construction Materials

    Hardiplank Type, Vinyl Siding

Utilities & Energy

  • Association Amenities

    Gazebo, Barbecue

  • Pool Features

    Community

Other Features

  • Lot Features

    Sprinkler System

  • Patio And Porch Features

    Enclosed, Covered, Patio, Porch, Screened

  • Community Features

    Barbecue, Clubhouse, Fitness Center, Pool, Community Pool

  • Subdivision Name

    Liberty

Price History

DateEventPrice

10/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793840

Price Decreased

$429,000 -2.28%

$186/sqft

09/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793840

Price Decreased

$439,000 -3.30%

$191/sqft

09/07/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793840

Price Increased

$454,000 +8.35%

$197/sqft

08/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793840

Listed for Sale

$419,000 -8.71%

$182/sqft

08/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793840

Price Increased

$459,000 +9.31%

$199/sqft

Show more

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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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