- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes

Street View
$419,000
Monthly Est:$2,086
4 Beds
- 3 Baths
2 full baths + 1 half bath
2,301sqft
4962 Prater Rd, Panama City, FL 32404
$419,000
$2,086/moEst:
Get Pre-Approved
Single Family Residence
Built in 2025
$79/mo HOA
0.18 acre lot
$182/sq.ft
Description
HUGE PRICE REDUCTION WELL BELOW APPRAISED VALUE! BONUS: $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! INCREDIBLE OPPORTUNITY! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, on a premium lot with a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality.
What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage.
From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle.
The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property.
Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas.
The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage.
The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf.
Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. In additon, there is added attic flooring create valuable overhead storage space.
Continue through the home to one of its standout features - the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience. Liberty features underground utilities, helping reduce exposure to severe-weather damage and potentially providing fewer outages and more reliable service. Residents also enjoy access to two amenity centers featuring two community pools, a club house, children's splash pad, playground, well-equipped fitness center, and basketball and pickle ball courts. Conveniently located approximately 20 minutes from Tyndall Air Force Base.
This home won't last long! Schedule your private tour today and see firsthand the incredible attention to detail, upgrades, and outdoor living this home has to offer. Measurements are approximate; please verify if important.
- Houzeo last checked: 12 hours ago
- Listing updated: October 30, 2026 at 9:17 pm
- Listing Provided by: Michael S Werner (850) 814-6266 DRE #3266388 | Keller Williams Success Realty (850) 249-0313
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793840

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2025
HOA Fees
$79/mo
Finished Area
2,301 sqft
Lot Size
0.18 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
793840
MLS Status
Active
Days on Market
84
Cumulative Days on Market
81

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$79/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Park Playground
Club House
Gazebo
FitnessFacility
LegalAccounting
Pools
AssociationManagement
Barbecue
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
BreakfastRoomNook
Level: First
Area: 112.00 Square Feet
Dimensions: 14 x 8
Kitchen
Level: First
Area: 238.00 Square Feet
Dimensions: 17 x 14
LivingRoom
Level: First
Area: 440.00 Square Feet
Dimensions: 22 x 20
Bedroom
Level: First
Area: 154.00 Square Feet
Dimensions: 14 x 11
Bedroom
Level: First
Area: 132.00 Square Feet
Dimensions: 12 x 11
Bedroom
Level: First
Area: 132.00 Square Feet
Dimensions: 12 x 11
PrimaryBedroom
Level: First
Area: 208.00 Square Feet
Dimensions: 16 x 13
Interior
Appliances
Electric Oven
Heating
Central
Sewer
Public Sewer
Interior Features
Double Vanity, Main Level Primary, Soaking Tub, Separate Shower
Cooling
Central Air
Flooring
Plank, Vinyl
Exterior Features
Patio, Porch
Construction
Year Built
Year Built: 2025
Home type
Single Family Residence
Architectural Style
Craftsman
Roof
Composition, Shingle
Foundation Details
Slab
Construction Materials
Hardiplank Type, Vinyl Siding
Utilities & Energy
Association Amenities
Gazebo, Barbecue
Pool Features
Community
Other Features
Lot Features
Sprinkler System
Patio And Porch Features
Enclosed, Covered, Patio, Porch, Screened
Community Features
Barbecue, Clubhouse, Fitness Center, Pool, Community Pool
Subdivision Name
Liberty
Price History
| Date | Event | Price |
|---|---|---|
10/04/2026 Source: | Price Decreased | $429,000 -2.28% $186/sqft |
09/20/2026 Source: | Price Decreased | $439,000 -3.30% $191/sqft |
09/07/2026 Source: | Price Increased | $454,000 +8.35% $197/sqft |
08/11/2026 Source: | Listed for Sale | $419,000 -8.71% $182/sqft |
08/11/2026 Source: | Price Increased | $459,000 +9.31% $199/sqft |
Show more
Nearby Homes
Find Homes by Property Features in Panama City, FL
Nearby New Homes For Sale
Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC









