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Street View
$945,000
Monthly Est:$4,704
4 Beds
- 5 Baths
3 full baths + 2 half baths
2,396sqft
5312 Thomas Dr, Panama City, FL 32408
$945,000
$4,704/moEst:
Get Pre-Approved
Single Family Residence
Built in 2006
$-- HOA
0.08 acre lot
$394/sq.ft
Description
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing!
HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE.
Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential.
Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale).
Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece.
Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors.
The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor.
On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await.
The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games.
With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE!
$$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties!
BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings.
Unmatched portfolio or multi-home investor package opportunity!
Schedule your showing today!
GRI: Rental Revenue for 2024 & 2025 are available upon request.
- Houzeo last checked: 13 minutes ago
- Listing updated: September 10, 2026 at 7:10 pm
- Listing Provided by: Shelly M Callaway (850) 532-9332 DRE #SL3458025 | CENTURY 21 Ryan Realty Inc (850) 233-7926
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 778899

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
3
County
City
Neighborhood
--
Year Built
2006
HOA Fees
-
Finished Area
2,396 sqft
Lot Size
0.08 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
778899
MLS Status
Active
Days on Market
418
Cumulative Days on Market
545

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 5
Bedroom
Level: Third
Area: 252.00 Square Feet
Dimensions: 18 x 14
Bedroom
Level: Second
Area: 216.00 Square Feet
Dimensions: 18 x 12
PrimaryBedroom
Level: Second
Area: 264.00 Square Feet
Dimensions: 22 x 12
PrimaryBedroom
Level: First
Area: 210.00 Square Feet
Dimensions: 15 x 14
DiningRoom
Level: First
Area: 96.00 Square Feet
Dimensions: 12 x 8
Kitchen
Level: First
Area: 96.00 Square Feet
Dimensions: 12 x 8
LivingRoom
Level: First
Area: 216.00 Square Feet
Dimensions: 18 x 12
Interior
Exterior Features
Barbecue, Covered Patio, Deck, Patio, Outdoor Shower
Cooling
Central Air, Ceiling Fans, Energy Star Qualified Equipment
Sewer
Public Sewer
Interior Features
Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk In Closets
Appliances
Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Construction
Year Built
Year Built: 2006
Home type
Single Family Residence
Foundation Details
Slab
Roof
Metal
Construction Materials
Hardiplank Type
Architectural Style
Coastal
Utilities & Energy
Security Features
Fire Sprinkler System, Fire Alarm, Smoke Detectors
Utilities
Natural Gas Available, High Speed Internet Available
Pool Features
Fenced, Electric Heat, In Ground, Salt Water, Private
Other Features
Patio And Porch Features
Balcony, Deck, Covered, Patio
Community Features
Barbecue, Short Term Rental Allowed
Subdivision Name
Gulf Lagoon Beach
Price History
| Date | Event | Price |
|---|---|---|
05/19/2026 Source: | Price Decreased | $945,000 -0.52% $394/sqft |
04/12/2026 Source: | Listed for Sale | $949,900 -1.82% $396/sqft |
10/18/2025 Source: | Off Market | $967,500 -1.02% $404/sqft |
09/12/2025 Source: | Price Increased | $977,500 +1.03% $408/sqft |
09/12/2025 Source: | Price Increased | $967,500 +1.85% $404/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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