For Sale
Single family home for sale at 5312 Thomas Dr, Panama City, FL 32408 | MLS# 778899 | Listing updated on 2026-09-10
Photo 1 of Single family home for sale at 5312 Thomas Dr, Panama City, FL 32408 | MLS# 778899 | Listing updated on 2026-09-10
Photo 2 of Single family home for sale at 5312 Thomas Dr, Panama City, FL 32408 | MLS# 778899 | Listing updated on 2026-09-10
Photo 3 of Single family home for sale at 5312 Thomas Dr, Panama City, FL 32408 | MLS# 778899 | Listing updated on 2026-09-10
Photo 4 of Single family home for sale at 5312 Thomas Dr, Panama City, FL 32408 | MLS# 778899 | Listing updated on 2026-09-10
64+
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Street View

$945,000

Monthly Est:$4,704

  • Beds Icon4 Beds
  • Beds Icon
    5 Baths
  • Beds Icon2,396sqft

5312 Thomas Dr, Panama City, FL 32408

$4,704/moEst:

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  • Single Family Residence

  • Built in 2006

  • $-- HOA

  • 0.08 acre lot

  • $394/sq.ft

Description

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing!

HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE.

Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential.

Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & ...

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  • Houzeo last checked: 2 minutes ago
  • Listing updated: September 10, 2026 at 7:10 pm
  • Listing Provided by: Shelly M Callaway (850) 532-9332 DRE #SL3458025 | CENTURY 21 Ryan Realty Inc (850) 233-7926
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 778899 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    3

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    -

  • Finished Area

    2,396 sqft

  • Lot Size

    0.08 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    778899

  • MLS Status

    Active

  • Days on Market

    372

  • Cumulative Days on Market

    545

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Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 5

  • Bedroom

    Level: Third

    Area: 252.00 Square Feet

    Dimensions: 18 x 14

  • Bedroom

    Level: Second

    Area: 216.00 Square Feet

    Dimensions: 18 x 12

  • PrimaryBedroom

    Level: Second

    Area: 264.00 Square Feet

    Dimensions: 22 x 12

  • PrimaryBedroom

    Level: First

    Area: 210.00 Square Feet

    Dimensions: 15 x 14

  • DiningRoom

    Level: First

    Area: 96.00 Square Feet

    Dimensions: 12 x 8

  • Kitchen

    Level: First

    Area: 96.00 Square Feet

    Dimensions: 12 x 8

  • LivingRoom

    Level: First

    Area: 216.00 Square Feet

    Dimensions: 18 x 12

Interior

  • Appliances

    Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker

  • Exterior Features

    Barbecue, Covered Patio, Deck, Patio, Outdoor Shower

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment

  • Sewer

    Public Sewer

  • Interior Features

    Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk In Closets

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Architectural Style

    Coastal

  • Foundation Details

    Slab

  • Roof

    Metal

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Security Features

    Fire Sprinkler System, Fire Alarm, Smoke Detectors

  • Utilities

    Natural Gas Available, High Speed Internet Available

  • Pool Features

    Fenced, Electric Heat, In Ground, Salt Water, Private

Other Features

  • Patio And Porch Features

    Balcony, Deck, Covered, Patio

  • Community Features

    Barbecue, Short Term Rental Allowed

  • Subdivision Name

    Gulf Lagoon Beach

Price History

DateEventPrice

05/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #778899

Price Decreased

$945,000 -0.52%

$394/sqft

04/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #778899

Listed for Sale

$949,900 -1.82%

$396/sqft

10/18/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #778899

Off Market

$967,500

$404/sqft

09/12/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #778899

Price Decreased

$967,500 -1.02%

$404/sqft

09/12/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #778899

Price Increased

$977,500 +2.91%

$408/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 05:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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