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Single family home for sale at 5401 Mountain Point Ln, Charlotte, NC 28216 | MLS# 4425572 | Listing updated on 2026-10-08
Photo 1 of Single family home for sale at 5401 Mountain Point Ln, Charlotte, NC 28216 | MLS# 4425572 | Listing updated on 2026-10-08
Photo 2 of Single family home for sale at 5401 Mountain Point Ln, Charlotte, NC 28216 | MLS# 4425572 | Listing updated on 2026-10-08
Photo 3 of Single family home for sale at 5401 Mountain Point Ln, Charlotte, NC 28216 | MLS# 4425572 | Listing updated on 2026-10-08
Photo 4 of Single family home for sale at 5401 Mountain Point Ln, Charlotte, NC 28216 | MLS# 4425572 | Listing updated on 2026-10-08
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$1,799,990

Monthly Est:$8,959

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon3,239sqft

5401 Mountain Point Ln, Charlotte, NC 28216

$8,959/moEst:

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  • Single Family Residence

  • Built in 1991

  • $60.42/mo HOA

  • 1.61 acres lot

  • $556/sq.ft

Description

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.

Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the t
imber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream.

Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.

Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.

Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.

Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.

  • Houzeo last checked: 14 minutes ago
  • Listing updated: October 8, 2026 at 2:24 am
  • Listing Provided by: Josh Finigan (704) 913-4662 | EXP Realty LLC Ballantyne (704) 248-8230
  • Source: Canopy MLS | MLS#: 4425572 Canopy MLS

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Mecklenburg County

  • City

    Charlotte

  • Neighborhood

    Mountain Island

  • Year Built

    1991

  • HOA Fees

    $60.42/mo

  • Finished Area

    3,239 sqft

  • Lot Size

    1.61 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Canopy MLS

  • MLS Number

    4425572

  • MLS Status

    Active

  • Days on Market

    6

  • Cumulative Days on Market

    206

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Location

HOA Management

N/A

HOA Fees

$725/ Annually

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

Interior

  • Exterior Features

    Fire Pit, Dock Floating, Hot Tub, Gas Grill, In Ground Hot Tub / Spa, Outdoor Kitchen, Outdoor Shower, Other See Remarks

  • Sewer

    Septic Installed

  • Heating

    Ductless, Heat Pump

  • Appliances

    Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator With Ice Maker, Self Cleaning Oven, Washer

  • Flooring

    Carpet, Stone, Tile, Wood

  • Interior Features

    Breakfast Bar, Built In Features, Open Floorplan, Walk In Closet(s)

  • Cooling

    Central Air, Ductless

Construction

  • Year Built

    Year Built: 1991

  • Home type

    Single Family Residence

  • Foundation Details

    Crawl Space

  • Construction Materials

    Brick Full

  • Roof

    Architectural Shingle

  • Architectural Style

    Cape Cod, Old World, Rustic

Utilities & Energy

  • Laundry Features

    In Bathroom, In Hall, Inside, Main Level, Multiple Locations

  • Pool Features

    Fenced, Heated, In Ground, Outdoor Pool, Pool/spa Combo, Salt Water

  • Utilities

    Electricity Connected, Natural Gas

  • Fireplace Features

    Den, Fire Pit, Gas Log, Outside

  • Parking Features

    Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side

  • Water Source

    City

Other Features

  • Community Features

    Lake Access

  • Patio And Porch Features

    Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other See Remarks

  • Subdivision Name

    Mountain Point

Price History

DateEventPrice

10/02/2026

Source: mls_logoCanopy MLS #CAR4425572

Listed for Sale

$1,799,990

$556/sqft

09/16/2026

Source: mls_logoCanopy MLS #CAR4425572

Coming Soon

$1,799,990 -5.21%

$556/sqft

09/01/2026

Source: mls_logoCanopy MLS #CAR4341424

Listing Removed

$1,899,000

$586/sqft

06/26/2026

Source: mls_logoCanopy MLS #CAR4341424

Price Decreased

$1,899,000 -5.00%

$586/sqft

04/10/2026

Source: mls_logoCanopy MLS #CAR4341424

Price Decreased

$1,999,000 -4.35%

$617/sqft

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Nearby Homes

Based on information submitted to the MLS GRID from Canopy MLS through Oct 08, 2026, 07:00AM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.

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