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- HOA Management
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$1,799,990
Monthly Est:$8,959
4 Beds
- 4 Baths
3 full baths + 1 half bath
3,239sqft
5401 Mountain Point Ln, Charlotte, NC 28216
$1,799,990
$8,959/moEst:
Get Pre-Approved
Single Family Residence
Built in 1991
$60.42/mo HOA
1.61 acres lot
$556/sq.ft
Description
This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.
Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream.
Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.
Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.
Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.
Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
- Houzeo last checked: 14 minutes ago
- Listing updated: October 8, 2026 at 2:24 am
- Listing Provided by: Josh Finigan (704) 913-4662 | EXP Realty LLC Ballantyne (704) 248-8230
- Source: Canopy MLS | MLS#: 4425572

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
Year Built
1991
HOA Fees
$60.42/mo
Finished Area
3,239 sqft
Lot Size
1.61 acres lot
Basement Area
- sqft
MLS Name
Canopy MLS
MLS Number
4425572
MLS Status
Active
Days on Market
6
Cumulative Days on Market
206

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Location
HOA Management
N/A
HOA Fees
$725/ Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Interior
Exterior Features
Fire Pit, Dock Floating, Hot Tub, Gas Grill, In Ground Hot Tub / Spa, Outdoor Kitchen, Outdoor Shower, Other See Remarks
Sewer
Septic Installed
Heating
Ductless, Heat Pump
Appliances
Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator With Ice Maker, Self Cleaning Oven, Washer
Flooring
Carpet, Stone, Tile, Wood
Interior Features
Breakfast Bar, Built In Features, Open Floorplan, Walk In Closet(s)
Cooling
Central Air, Ductless
Construction
Year Built
Year Built: 1991
Home type
Single Family Residence
Foundation Details
Crawl Space
Construction Materials
Brick Full
Roof
Architectural Shingle
Architectural Style
Cape Cod, Old World, Rustic
Utilities & Energy
Laundry Features
In Bathroom, In Hall, Inside, Main Level, Multiple Locations
Pool Features
Fenced, Heated, In Ground, Outdoor Pool, Pool/spa Combo, Salt Water
Utilities
Electricity Connected, Natural Gas
Fireplace Features
Den, Fire Pit, Gas Log, Outside
Parking Features
Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side
Water Source
City
Other Features
Community Features
Lake Access
Patio And Porch Features
Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other See Remarks
Subdivision Name
Mountain Point
Price History
| Date | Event | Price |
|---|---|---|
10/02/2026 Source: | Listed for Sale | $1,799,990 $556/sqft |
09/16/2026 Source: | Coming Soon | $1,799,990 -5.21% $556/sqft |
09/01/2026 Source: | Listing Removed | $1,899,000 $586/sqft |
06/26/2026 Source: | Price Decreased | $1,899,000 -5.00% $586/sqft |
04/10/2026 Source: | Price Decreased | $1,999,000 -4.35% $617/sqft |
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Based on information submitted to the MLS GRID from Canopy MLS through Oct 08, 2026, 07:00AM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.
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