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Single family home for sale at 5412 Hilltop Ave, Panama City, FL 32408 | MLS# 797431 | Listing updated on 2026-11-05
Photo 1 of Single family home for sale at 5412 Hilltop Ave, Panama City, FL 32408 | MLS# 797431 | Listing updated on 2026-11-05
Photo 2 of Single family home for sale at 5412 Hilltop Ave, Panama City, FL 32408 | MLS# 797431 | Listing updated on 2026-11-05
Photo 3 of Single family home for sale at 5412 Hilltop Ave, Panama City, FL 32408 | MLS# 797431 | Listing updated on 2026-11-05
Photo 4 of Single family home for sale at 5412 Hilltop Ave, Panama City, FL 32408 | MLS# 797431 | Listing updated on 2026-11-05
44+
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Street View

$375,000

Monthly Est:$1,867

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,147sqft

5412 Hilltop Ave, Panama City, FL 32408

$1,867/moEst:

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  • Single Family Residence

  • Built in 1970

  • $-- HOA

  • 0.13 acre lot

  • $327/sq.ft

Description

Less than a 10-minute walk from the sugar-white sands of the gulf, this fully furnished coastal retreat pairs an inviting backyard escape with an established vacation rental history. Offering three bedrooms, two bathrooms and documented annual gross rental revenue of approximately $32,000 to $35,000, the updated residence presents an appealing opportunity for investors, second-home buyers or those seeking a full-time home near the beach. With no HOA and a convenient location near restaurants, marinas and boating destinations, the property offers flexibility for a variety of coastal lifestyles.

Inside, a comfortable, guest-friendly layout accommodates family and friends
with two king bedrooms and a dedicated bunk room featuring two sets of bunk beds. Luxury vinyl plank flooring, recessed lighting, updated windows and fresh interior paint contribute to the home's bright, refreshed atmosphere. Recent improvements extend well beyond aesthetics, including the addition of a second full bathroom, a new septic system and a dedicated laundry room. Offered fully furnished, the residence is ready for immediate enjoyment or vacation rental use.

The fully fenced backyard is designed for leisurely afternoons and memorable gatherings. A spacious gazebo anchors the outdoor entertaining area, complemented by new furniture, two built-in grills and a refreshing stock tank pool. An outdoor shower makes rinsing off after a beach excursion effortless, while landscaping in both the front and back yards enhances the property's welcoming appeal. Whether hosting a cookout, relaxing poolside or spending a quiet evening outdoors, this private setting offers plenty of room to unwind.

The location places some of Panama City Beach's favorite waterfront destinations within easy reach. Schooners, Patches, Captain Anderson's and The Grand Marlin are nearby, offering an array of dining experiences from casual beachside fare to fresh local seafood. Boating enthusiasts will appreciate convenient access to marinas and public boat ramps along South Lagoon Drive, while St. Andrews State Park is approximately seven minutes away by car. The property is also conveniently situated near Naval Surface Warfare Center Panama City Division, adding appeal for those seeking proximity to the installation. With the beach, boating and local dining all close at hand, everyday conveniences and coastal recreation are never far away.

  • Houzeo last checked: 0 minutes ago
  • Listing updated: November 5, 2026 at 9:12 am
  • Listing Provided by: Marc A Miller (850) 890-3432 DRE #SL3485085 | Scenic Sotheby's International Realty (850) 231-6052
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797431 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1970

  • HOA Fees

    -

  • Finished Area

    1,147 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    797431

  • MLS Status

    Active

  • Days on Market

    1

  • Cumulative Days on Market

    137

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • FullBath

    Level: First

    Area: 67.86 Square Feet

    Dimensions: 11.7 x 5.8

  • FullBath

    Level: First

    Area: 40.00 Square Feet

    Dimensions: 8 x 5

  • Bedroom

    Level: First

    Area: 121.50 Square Feet

    Dimensions: 8.1 x 15

  • Bedroom

    Level: First

    Area: 161.00 Square Feet

    Dimensions: 11.5 x 14

  • Bedroom

    Level: First

    Area: 166.60 Square Feet

    Dimensions: 11.9 x 14

  • LivingRoom

    Level: First

    Area: 225.81 Square Feet

    Dimensions: 11.7 x 19.3

  • Kitchen

    Level: First

    Area: 148.41 Square Feet

    Dimensions: 15.3 x 9.7

Interior

  • Exterior Features

    Barbecue, Patio, Outdoor Shower

  • Flooring

    Plank, Vinyl

  • Heating

    Central

  • Cooling

    Central Air

  • Appliances

    Electric Range, Electric Water Heater

Construction

  • Year Built

    Year Built: 1970

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Construction Materials

    Brick

  • Architectural Style

    Coastal

Utilities & Energy

  • Pool Features

    Above Ground, Private

Other Features

  • Patio And Porch Features

    Patio

  • Community Features

    Barbecue, Short Term Rental Allowed

  • Subdivision Name

    Biltmore Beach

Price History

DateEventPrice

11/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #797431

Price Decreased

$375,000 -3.85%

$327/sqft

09/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791257

Price Decreased

$390,000 -2.26%

$340/sqft

08/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791257

Price Decreased

$399,000 -3.86%

$348/sqft

06/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791257

Listed for Sale

$415,000 +2.47%

$362/sqft

08/23/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769649

Off Market

$405,000

$353/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 09:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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