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Street View
$989,000
Monthly Est:$4,923
4 Beds
- 4 Baths
3 full baths + 1 half bath
2,095sqft
5522 Thomas Dr, Panama City, FL 32408
$989,000
$4,923/moEst:
Get Pre-Approved
Single Family Residence
Built in 2019
$-- HOA
0.13 acre lot
$472/sq.ft
Description
Gulf-View Coastal Retreat | Prime Investment + Luxury Living
Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive.
Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes.
With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential.
Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews.
Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market.
Investment Highlights:
• Strong Airbnb / VRBO income potential
• Flexible lock-out floor plan for multiple revenue streams
• Gulf views + walkable beach access (premium nightly rates)
• Turnkey condition--ideal for immediate rental or personal use
• Located in a proven high-demand vacation rental corridor.
Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds.
(Buyer to verify all information and dimensions deemed important.)
- Houzeo last checked: 3 minutes ago
- Listing updated: October 26, 2026 at 6:35 am
- Listing Provided by: Lynn Wardlaw (404) 867-4332 DRE #SL3473319 | Beachy Beach Real Estate (850) 233-4351
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 786911

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2019
HOA Fees
-
Finished Area
2,095 sqft
Lot Size
0.13 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
786911
MLS Status
Active
Days on Market
232
Cumulative Days on Market
223

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Other
Level: Second
Area: 240.00 Square Feet
Dimensions: 24 x 10
GreatRoom
Level: Second
Area: 336.00 Square Feet
Dimensions: 14 x 24
PrimaryBedroom
Level: Second
Area: 180.00 Square Feet
Dimensions: 15 x 12
PrimaryBedroom
Level: First
Area: 255.00 Square Feet
Dimensions: 17 x 15
Interior
Flooring
Plank, Vinyl
Interior Features
Main Level Primary
Sewer
Public Sewer
Exterior Features
Deck, Patio, Outdoor Shower
Appliances
Bar Fridge, Electric Cooktop, Electric Oven
Construction
Year Built
Year Built: 2019
Home type
Single Family Residence
Architectural Style
Coastal
Other Features
Community Features
Short Term Rental Allowed
Lot Features
Paved
Subdivision Name
Gulf Lagoon Beach
Patio And Porch Features
Deck, Patio, Balcony
Price History
| Date | Event | Price |
|---|---|---|
08/18/2026 Source: | Price Decreased | $989,000 -1.00% $472/sqft |
03/17/2026 Source: | Listed for Sale | $999,000 $477/sqft |
03/17/2026 Source: | Price Increased | $999,000 +8.00% $477/sqft |
09/25/2022 Source: | Price Increased | $925,000 +1.09% $442/sqft |
09/25/2022 Source: | Price Increased | $915,000 +53.78% $437/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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