625 Crystal Byp Blvd #30, Panama City Beach, FL 32407

Description

Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below.

Move-in Ready! The Santa Rosa plan by Harris Doyle Homes on an oversized home site in Breakfast Point East. This popular home offers plenty of living space & room to entertain with an expansive Great Room, separate dining area and covered rear lanai. The second floor features balcony access! This large corner homesite features a lake and conservation views. Breakfast Point East is a walkable and golf-cart friendly community close to the Gulf and Panama City Beach parks, attractions, shopping and amenities.

VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.