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$699,000
Monthly Est:$3,479
4 Beds
- 3 Baths
3 full baths
2,511sqft
644 Hart Lake Dr, Winter Haven, FL 33884
$699,000
$3,479/moEst:
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Single Family Residence
Built in 2002
$83.33/mo HOA
27,177 sqft lot
$278/sq.ft
Description
From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point.
Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication.
The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing.
The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room.
The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet.
Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower.
Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting.
Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.
- Houzeo last checked: 8 minutes ago
- Listing updated: September 17, 2026 at 2:50 pm
- Listing Provided by: Michael Stone (863) 412-9733 , Deanna Stone | THE STONES REAL ESTATE FIRM (863) 412-2080
- Source: Stellar MLS-FL | MLS#: L4964782

Property Details
Status
Pending
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2002
HOA Fees
$83.33/mo
Finished Area
2,511 sqft
Lot Size
27,177 sqft lot
Basement Area
- sqft
MLS Name
Stellar MLS
MLS Number
L4964782
MLS Status
Pending
Days on Market
36
Cumulative Days on Market
13

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Location
HOA Management
Hart Lake Hills HOA
HOA Fees
$1,000/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Security Gate
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Family Room
Level: First
Area: 320.00 Square Feet
Dimensions: 16x20
Living Room
Level: First
Area: 143.00 Square Feet
Dimensions: 11x13
Dining Room
Level: First
Area: 143.00 Square Feet
Dimensions: 11x13
Balcony/Porch/Lanai
Level: First
Area: 144.00 Square Feet
Dimensions: 12x12
Bathroom 3
Level: First
Area: 35.00 Square Feet
Dimensions: 5x7
Bedroom 4
Level: First
Area: 132.00 Square Feet
Dimensions: 11x12
Bedroom 3
Level: First
Area: 132.00 Square Feet
Dimensions: 11x12
Bathroom 2
Level: First
Area: 40.00 Square Feet
Dimensions: 5x8
Bedroom 2
Level: First
Area: 132.00 Square Feet
Dimensions: 11x12
Primary Bathroom
Level: First
Area: 176.00 Square Feet
Dimensions: 11x16
Primary Bedroom
Level: First
Area: 256.00 Square Feet
Dimensions: 16x16
Dinette
Level: First
Area: 132.00 Square Feet
Dimensions: 11x12
Kitchen
Level: First
Area: 169.00 Square Feet
Dimensions: 13x13
Interior
Sewer
Public Sewer
Interior Features
Ceiling Fans(s), Crown Molding, Eat In Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk In Closet(s)
Window Features
Blinds, Double Pane Windows, Shades
Cooling
Central Air
Flooring
Carpet, Hardwood, Travertine
Heating
Central, Electric
Appliances
Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
Construction
Year Built
Year Built: 2002
Home type
Single Family Residence
Property Condition
Completed
Roof
Shingle
Architectural Style
Custom
Foundation Details
Slab
Construction Materials
Block, Stucco
Utilities & Energy
Laundry Features
Inside, Laundry Room
Water Source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Pool Features
Gunite, In Ground, Salt Water, Screen Enclosure
Security Features
Gated Community
Association Amenities
Gated
Fireplace Features
Electric, Other
Parking Features
Driveway, Garage Door Opener
Other Features
Subdivision Name
Hart Lake Hills Ph 01
Vegetation
Mature Landscaping
Lot Features
In County, Paved
Patio And Porch Features
Porch, Screened
Community Features
Gated Community No Guard
Price History
| Date | Event | Price |
|---|---|---|
09/17/2026 Source: #MFRL4964782 | Pending | $699,000 $278/sqft |
09/04/2026 Source: | Listed for Sale | $699,000 +913.78% $278/sqft |
05/01/2021 Source: | Listing Removed | $68,950 -84.68% $27/sqft |
07/03/2019 Source: | Price Increased | $450,000 +35.34% $179/sqft |
11/24/2014 Source: | Price Decreased | $332,500 -1.48% $132/sqft |
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Based on information from Stellar MLS® through Oct 11, 2026, 01:15AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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