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Sale Pending at 644 Hart Lake Dr, Winter Haven, FL 33884 | MLS# L4964782 | Listing updated on 2026-09-17
Photo 1 of Sale Pending at 644 Hart Lake Dr, Winter Haven, FL 33884 | MLS# L4964782 | Listing updated on 2026-09-17
Photo 2 of Sale Pending at 644 Hart Lake Dr, Winter Haven, FL 33884 | MLS# L4964782 | Listing updated on 2026-09-17
Photo 3 of Sale Pending at 644 Hart Lake Dr, Winter Haven, FL 33884 | MLS# L4964782 | Listing updated on 2026-09-17
Photo 4 of Sale Pending at 644 Hart Lake Dr, Winter Haven, FL 33884 | MLS# L4964782 | Listing updated on 2026-09-17
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$699,000

Monthly Est:$3,479

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,511sqft

644 Hart Lake Dr, Winter Haven, FL 33884

$3,479/moEst:

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  • Single Family Residence

  • Built in 2002

  • $83.33/mo HOA

  • 27,177 sqft lot

  • $278/sq.ft

Description

From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point.

Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork,
designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication.

The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing.

The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room.

The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet.

Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower.

Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting.

Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: September 17, 2026 at 2:50 pm
  • Listing Provided by: Michael Stone (863) 412-9733 , Deanna Stone | THE STONES REAL ESTATE FIRM (863) 412-2080
  • Source: Stellar MLS-FL | MLS#: L4964782 Stellar MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Polk County

  • City

    Winter Haven

  • Neighborhood

    --

  • Year Built

    2002

  • HOA Fees

    $83.33/mo

  • Finished Area

    2,511 sqft

  • Lot Size

    27,177 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Stellar MLS

  • MLS Number

    L4964782

  • MLS Status

    Pending

  • Days on Market

    36

  • Cumulative Days on Market

    13

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Location

HOA Management

Hart Lake Hills HOA

HOA Fees

$1,000/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • Family Room

    Level: First

    Area: 320.00 Square Feet

    Dimensions: 16x20

  • Living Room

    Level: First

    Area: 143.00 Square Feet

    Dimensions: 11x13

  • Dining Room

    Level: First

    Area: 143.00 Square Feet

    Dimensions: 11x13

  • Balcony/Porch/Lanai

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12x12

  • Bathroom 3

    Level: First

    Area: 35.00 Square Feet

    Dimensions: 5x7

  • Bedroom 4

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 11x12

  • Bedroom 3

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 11x12

  • Bathroom 2

    Level: First

    Area: 40.00 Square Feet

    Dimensions: 5x8

  • Bedroom 2

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 11x12

  • Primary Bathroom

    Level: First

    Area: 176.00 Square Feet

    Dimensions: 11x16

  • Primary Bedroom

    Level: First

    Area: 256.00 Square Feet

    Dimensions: 16x16

  • Dinette

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 11x12

  • Kitchen

    Level: First

    Area: 169.00 Square Feet

    Dimensions: 13x13

Interior

  • Sewer

    Public Sewer

  • Interior Features

    Ceiling Fans(s), Crown Molding, Eat In Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk In Closet(s)

  • Window Features

    Blinds, Double Pane Windows, Shades

  • Cooling

    Central Air

  • Flooring

    Carpet, Hardwood, Travertine

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator

Construction

  • Year Built

    Year Built: 2002

  • Home type

    Single Family Residence

  • Property Condition

    Completed

  • Roof

    Shingle

  • Architectural Style

    Custom

  • Foundation Details

    Slab

  • Construction Materials

    Block, Stucco

Utilities & Energy

  • Laundry Features

    Inside, Laundry Room

  • Water Source

    Public

  • Utilities

    Cable Connected, Electricity Connected, Sewer Connected, Water Connected

  • Pool Features

    Gunite, In Ground, Salt Water, Screen Enclosure

  • Security Features

    Gated Community

  • Association Amenities

    Gated

  • Fireplace Features

    Electric, Other

  • Parking Features

    Driveway, Garage Door Opener

Other Features

  • Subdivision Name

    Hart Lake Hills Ph 01

  • Vegetation

    Mature Landscaping

  • Lot Features

    In County, Paved

  • Patio And Porch Features

    Porch, Screened

  • Community Features

    Gated Community No Guard

Price History

DateEventPrice

09/17/2026

Source: #MFRL4964782

Pending

$699,000

$278/sqft

09/04/2026

Source: mls_logoStellar MLS-FL #MFRL4964782

Listed for Sale

$699,000 +913.78%

$278/sqft

05/01/2021

Source: mls_logoStellar MLS-FL #MFRP359599

Listing Removed

$68,950 -84.68%

$27/sqft

07/03/2019

Source: mls_logoStellar MLS-FL #MFRP4906682

Price Increased

$450,000 +35.34%

$179/sqft

11/24/2014

Source: mls_logoStellar MLS-FL #MFRP4700930

Price Decreased

$332,500 -1.48%

$132/sqft

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Nearby Homes

Based on information from Stellar MLS® through Oct 11, 2026, 01:15AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.

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