For Sale
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Multi family home for sale at 656 South St, Elgin, IL 60123 | MLS# 12794475 | Listing updated on 2026-10-29
Photo 1 of Multi family home for sale at 656 South St, Elgin, IL 60123 | MLS# 12794475 | Listing updated on 2026-10-29
Photo 2 of Multi family home for sale at 656 South St, Elgin, IL 60123 | MLS# 12794475 | Listing updated on 2026-10-29
Photo 3 of Multi family home for sale at 656 South St, Elgin, IL 60123 | MLS# 12794475 | Listing updated on 2026-10-29
Photo 4 of Multi family home for sale at 656 South St, Elgin, IL 60123 | MLS# 12794475 | Listing updated on 2026-10-29
49+
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Street View

$475,000

Monthly Est:$2,364

  • Beds Icon6 Beds
  • Beds Icon
    3 Baths
  • Beds Icon--sqft

656 South St, Elgin, IL 60123

$2,364/moEst:

Get Pre-Approved

  • Multi Family

  • Built in 1883

  • $-- HOA

  • 15,246 sqft lot

  • --/sqft

Description

A rare opportunity to own a piece of Elgin's architectural history! Built in 1883, this distinctive Queen Anne Victorian combines timeless charm with the income potential of a legally configured 3-unit property. Well-maintained and thoughtfully laid out, it boasts three separate living spaces: Unit 1 on the main level includes 2 bedrooms, 1 bathroom and is rented month-to-month, and private access to the basement; Unit 2 on the second floor offers 3 bedrooms and 1 bathroom; and Unit 3 on the main level features 1 bedroom and 1 bathroom. The full, unfinished basement provides shared coin-operated laundry, dedicated storage closets for each unit, and convenient exterior access. Eight exterior parking spaces on an oversized parking lot in the rear and a storage shed add to the property's functionality. Ideal for investors looking to expand their portfolios or owner-occupants seeking to offset housing expenses through rental income, all three units are currently occupied by responsible tenants paying below-market rents, presenting potential for future income growth. With established tenancy, a carefully maintained building, and flexible ownership possibilities, this Victorian gem offers a compelling opportunity in Elgin. Enjoy convenient access to Downtown Elgin, public transportation, Metra commuter rail, the Fox River, neighborhood parks, local shopping and dining, and more!

  • Houzeo last checked: 5 minutes ago
  • Listing updated: October 29, 2026 at 5:05 pm
  • Listing Provided by: Amy Wu (312) 869-2158 | Keller Williams Success Realty (847) 381-9500
  • Source: MRED MLS-IL as distributed by MLS GRID | MLS#: 12794475 MRED MLS-IL as distributed by MLS GRID

Property Details

  • Status

    Active

  • Type

    Multi Family

  • No. of Stories

    -

  • County

    Kane County

  • City

    Elgin

  • Neighborhood

    --

  • Year Built

    1883

  • HOA Fees

    -

  • Finished Area

    - sqft

  • Lot Size

    15,246 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    MRED MLS

  • MLS Number

    12794475

  • MLS Status

    New

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 6

    Bathrooms: 3

Interior

  • Sewer

    Public Sewer

  • Window Features

    Screens

  • Heating

    Gas, Forced Air

Construction

  • Year Built

    Year Built: 1883

  • Home type

    Multi Family

  • Construction Materials

    Frame

  • Architectural Style

    Queen Anne, Victorian

Utilities & Energy

  • Basement

    Unfinished, Exterior Entry, Storage Space, Full

  • Water Source

    Public

  • Parking Features

    Driveway, Parking Lot, Yes, Owned

Other Features

  • Community Features

    Park, Sidewalks, Street Lights, Street Paved

  • Patio And Porch Features

    Deck, Porch

Price History

DateEventPrice

10/28/2026

Source: mls_logoMRED MLS-IL #MRD12794475

Listed for Sale

$475,000 +58.33%

$0/sqft

04/26/2021

Source: mls_logoMRED MLS-IL as distributed by MLS GRID #MRD11014257

Price Increased

$300,000 +0.44%

$0/sqft

04/26/2021

Source: mls_logoMRED MLS-IL #MRD11014257

Sold

$298,700

$0/sqft

This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 30, 2026, 06:30PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

Based on information submitted to the MLS GRID as of Oct 30, 2026, 06:30PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved

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