For Sale
Single family home for sale at 8205 Surf Dr, Panama City, FL 32408 | MLS# 769495 | Listing updated on 2026-08-27
Photo 1 of Single family home for sale at 8205 Surf Dr, Panama City, FL 32408 | MLS# 769495 | Listing updated on 2026-08-27
Photo 2 of Single family home for sale at 8205 Surf Dr, Panama City, FL 32408 | MLS# 769495 | Listing updated on 2026-08-27
Photo 3 of Single family home for sale at 8205 Surf Dr, Panama City, FL 32408 | MLS# 769495 | Listing updated on 2026-08-27
Photo 4 of Single family home for sale at 8205 Surf Dr, Panama City, FL 32408 | MLS# 769495 | Listing updated on 2026-08-27
84+
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Street View

$2,825,000

Monthly Est:$14,061

  • Beds Icon6 Beds
  • Beds Icon
    5 Baths
  • Beds Icon2,856sqft

8205 Surf Dr, Panama City, FL 32408

$14,061/moEst:

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  • Single Family Residence

  • Built in 2013

  • $-- HOA

  • 0.14 acre lot

  • $989/sq.ft

Description

Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income!

This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast.

The two king bedrooms on the main floor are en
suite.

Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind.

Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure.

Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue.

Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions.

This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

  • Houzeo last checked: 7 minutes ago
  • Listing updated: August 27, 2026 at 9:52 pm
  • Listing Provided by: Alexandra Gavrilash (850) 867-5588 , Ben I Golden (850) 333-3583 DRE #3294322 | Counts Real Estate Group Inc (850) 249-1414
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 769495 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2013

  • HOA Fees

    -

  • Finished Area

    2,856 sqft

  • Lot Size

    0.14 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    769495

  • MLS Status

    Active

  • Days on Market

    614

  • Cumulative Days on Market

    546

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 6

    Bathrooms: 5

  • Laundry

    Level: First

    Area: 20.00 Square Feet

    Dimensions: 5 x 4

  • HalfBath

    Level: First

    Area: 26.00 Square Feet

    Dimensions: 5.2 x 5

  • FullBath

    Level: First

    Area: 40.50 Square Feet

    Dimensions: 8.1 x 5

  • PrimaryBathroom

    Level: First

    Area: 44.00 Square Feet

    Dimensions: 8.8 x 5

  • Recreation

    Level: Second

    Area: 240.56 Square Feet

    Dimensions: 19.4 x 12.4

  • DiningRoom

    Level: First

    Area: 125.40 Square Feet

    Dimensions: 11.4 x 11

  • Kitchen

    Level: First

    Area: 125.40 Square Feet

    Dimensions: 11.4 x 11

  • Bedroom

    Level: Second

    Area: 126.50 Square Feet

    Dimensions: 11.5 x 11

  • Bedroom

    Level: Second

    Area: 133.40 Square Feet

    Dimensions: 11.6 x 11.5

  • Bedroom

    Level: First

    Area: 126.54 Square Feet

    Dimensions: 11.4 x 11.1

  • PrimaryBedroom

    Level: First

    Area: 165.60 Square Feet

    Dimensions: 13.8 x 12

Interior

  • Interior Features

    Main Level Primary

  • Sewer

    Public Sewer

  • Exterior Features

    Covered Patio, Outdoor Shower

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Cooling

    Central Air

  • Heating

    Central

Construction

  • Year Built

    Year Built: 2013

  • Home type

    Single Family Residence

  • Architectural Style

    Florida

  • Foundation Details

    Pillar Post Pier

  • Construction Materials

    Hardiplank Type

  • Roof

    Metal

Utilities & Energy

  • Security Features

    Smoke Detectors

  • Utilities

    Cable Connected, Natural Gas Available

  • Pool Features

    In Ground, Private

Other Features

  • Community Features

    Short Term Rental Allowed

  • Subdivision Name

    Bel Air

  • Patio And Porch Features

    Deck, Covered, Patio

Price History

DateEventPrice

07/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769495

Price Decreased

$2,875,000 -1.71%

$1,007/sqft

01/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769495

Price Decreased

$2,925,000 -10.00%

$1,024/sqft

08/26/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769495

Price Decreased

$3,250,000 -4.27%

$1,138/sqft

02/27/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769495

Listed for Sale

$3,395,000 +1.49%

$1,189/sqft

02/27/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769495

Price Increased

$3,345,000 +11.69%

$1,171/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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