For Sale
Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-10-21
Photo 1 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-10-21
Photo 2 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-10-21
Photo 3 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-10-21
Photo 4 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-10-21
33+
Beds Icon

Street View

$1,425,000

Monthly Est:$7,093

  • Beds Icon5 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,288sqft

8312 Surf Dr, Panama City, FL 32408

$7,093/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1980

  • $-- HOA

  • 0.13 acre lot

  • $623/sq.ft

Description

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house.
All of the ceilings are shiplap and all of the flooring is LVP. It is completely f
urnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area.
The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 21, 2026 at 8:20 pm
  • Listing Provided by: Roger A. Faulk DRE #SL3327219 | Lifes A Beach Real Estate, LLC (850) 249-9111
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 781328 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1980

  • HOA Fees

    -

  • Finished Area

    2,288 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    781328

  • MLS Status

    Active

  • Days on Market

    362

  • Cumulative Days on Market

    349

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 3

  • Bedroom

    Level: First

    Area: 15996.00 Square Feet

    Dimensions: 124 x 129

  • Kitchen

    Level: First

    Area: 1550.00 Square Feet

    Dimensions: 155 x 10

  • DiningRoom

    Level: First

    Area: 26768.00 Square Feet

    Dimensions: 239 x 112

  • FamilyRoom

    Level: First

    Area: 360.00 Square Feet

    Dimensions: 20 x 18

  • PrimaryBedroom

    Level: First

    Area: 21804.00 Square Feet

    Dimensions: 158 x 138

Interior

  • Flooring

    Plank, Vinyl

  • Interior Features

    Main Level Primary, Shower Only, Walk In Closets

  • Sewer

    Public Sewer

  • Exterior Features

    Outdoor Shower

  • Appliances

    Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

  • Cooling

    Central Air, Ceiling Fans, Heat Pump

  • Heating

    Central, Electric, Heat Pump

Construction

  • Year Built

    Year Built: 1980

  • Home type

    Single Family Residence

  • Architectural Style

    Coastal

  • Foundation Details

    Slab

  • Construction Materials

    Brick

  • Roof

    Composition, Shingle

Utilities & Energy

  • Utilities

    Cable Connected, Electricity Available, High Speed Internet Available

  • Pool Features

    Fiberglass, In Ground, Private

Other Features

  • Community Features

    Short Term Rental Allowed

  • Subdivision Name

    Bel Air

Price History

DateEventPrice

09/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Increased

$1,450,000 +1.75%

$634/sqft

05/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Decreased

$1,425,000 -7.77%

$623/sqft

12/12/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Decreased

$1,545,000 -3.13%

$675/sqft

11/06/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Listed for Sale

$1,595,000

$697/sqft

11/06/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Increased

$1,595,000 +195.37%

$697/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content