For Sale
Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-09-17
Photo 1 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-09-17
Photo 2 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-09-17
Photo 3 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-09-17
Photo 4 of Single family home for sale at 8312 Surf Dr, Panama City, FL 32408 | MLS# 781328 | Listing updated on 2026-09-17
33+
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Street View

$1,450,000

Monthly Est:$7,217

  • Beds Icon5 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,288sqft

8312 Surf Dr, Panama City, FL 32408

$7,217/moEst:

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  • Single Family Residence

  • Built in 1980

  • $-- HOA

  • 0.13 acre lot

  • $634/sq.ft

Description

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house.
All of the ceilings are shiplap and all of the flooring is LVP. It is completely f...

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  • Houzeo last checked: 0 minutes ago
  • Listing updated: September 17, 2026 at 8:50 pm
  • Listing Provided by: Roger A. Faulk DRE #SL3327219 | Lifes A Beach Real Estate, LLC (850) 249-9111
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 781328 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1980

  • HOA Fees

    -

  • Finished Area

    2,288 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    781328

  • MLS Status

    Active

  • Days on Market

    316

  • Cumulative Days on Market

    315

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Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 3

  • Bedroom

    Level: First

    Area: 15996.00 Square Feet

    Dimensions: 124 x 129

  • Kitchen

    Level: First

    Area: 1550.00 Square Feet

    Dimensions: 155 x 10

  • DiningRoom

    Level: First

    Area: 26768.00 Square Feet

    Dimensions: 239 x 112

  • FamilyRoom

    Level: First

    Area: 360.00 Square Feet

    Dimensions: 20 x 18

  • PrimaryBedroom

    Level: First

    Area: 21804.00 Square Feet

    Dimensions: 158 x 138

Interior

  • Sewer

    Public Sewer

  • Appliances

    Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

  • Cooling

    Central Air, Ceiling Fans, Heat Pump

  • Exterior Features

    Outdoor Shower

  • Interior Features

    Main Level Primary, Shower Only, Walk In Closets

  • Heating

    Central, Electric, Heat Pump

Construction

  • Year Built

    Year Built: 1980

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Construction Materials

    Brick

  • Architectural Style

    Coastal

  • Roof

    Composition, Shingle

Utilities & Energy

  • Pool Features

    Fiberglass, In Ground, Private

  • Utilities

    Cable Connected, Electricity Available, High Speed Internet Available

Other Features

  • Subdivision Name

    Bel Air

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

05/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Decreased

$1,450,000 -6.15%

$634/sqft

12/12/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Decreased

$1,545,000 -3.13%

$675/sqft

11/06/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Price Increased

$1,595,000 +3.24%

$697/sqft

11/06/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781328

Listed for Sale

$1,545,000

$675/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 04:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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