For Sale
Condo for sale at 8517 Surf Dr #203, Panama City, FL 32408 | MLS# 784524 | Listing updated on 2026-08-01
Photo 1 of Condo for sale at 8517 Surf Dr #203, Panama City, FL 32408 | MLS# 784524 | Listing updated on 2026-08-01
Photo 2 of Condo for sale at 8517 Surf Dr #203, Panama City, FL 32408 | MLS# 784524 | Listing updated on 2026-08-01
Photo 3 of Condo for sale at 8517 Surf Dr #203, Panama City, FL 32408 | MLS# 784524 | Listing updated on 2026-08-01
Photo 4 of Condo for sale at 8517 Surf Dr #203, Panama City, FL 32408 | MLS# 784524 | Listing updated on 2026-08-01
30+
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Street View

$469,000

Monthly Est:$2,334

  • Beds Icon1 Bed
  • Beds Icon
    1 Bath
  • Beds Icon1,060sqft

8517 Surf Dr #203, Panama City, FL 32408

$2,334/moEst:

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  • Condominium

  • Built in 1990

  • $416.67/mo HOA

  • -- sqft lot

  • $442/sq.ft

Description

Gulf-Front Living at Its Finest - On the Beach! Experience coastal paradise from this rarely available gulf-front, low-rise condominium located on the 2nd floor (top floor), just steps from the sugar-white sands and surf of the Gulf of Mexico. Wake up to the soothing sound of waves and water views from your private balcony — the perfect place for morning coffee or evening sunsets. Inside, enjoy an open, light-filled layout with thoughtful updates throughout. The kitchen and living areas flow seamlessly, ideal for both relaxed living and entertaining guests. Amazing wood-like tile through the entire home. The kitchen boasts beautiful cabinetry, a copper apron sink, and stu...

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  • Houzeo last checked: 10 minutes ago
  • Listing updated: August 1, 2026 at 6:52 am
  • Listing Provided by: Donald W West (850) 596-3349 DRE #BK3500469 | Northwest Florida Realty, LLC (850) 740-1069
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 784524 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
8517 Surf Dr
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1990

  • HOA Fees

    $416.67/mo

  • Finished Area

    1,060 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    784524

  • MLS Status

    Active

  • Days on Market

    229

  • Cumulative Days on Market

    180

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HOA Management

N/A

HOA Fees

$5,000/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: 1

    Bathroom: 1

  • Bedroom

    Level: First

    Area: 340.00 Square Feet

    Dimensions: 20 x 17

Interior

  • Appliances

    Electric Oven, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Interior Features

    Walk In Closets

  • Heating

    Central

Construction

  • Year Built

    Year Built: 1990

  • Home type

    Condominium

  • Architectural Style

    Low Rise

Other Features

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    [no Recorded Subdiv]

  • Community Features

    Waterfront, Short Term Rental Allowed

Price History

DateEventPrice

07/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784524

Price Decreased

$469,000 -1.26%

$442/sqft

07/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784524

Price Decreased

$475,000 -1.86%

$448/sqft

04/14/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784524

Price Decreased

$484,000 -3.01%

$457/sqft

02/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784524

Price Decreased

$499,000 -16.83%

$471/sqft

03/13/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #770321

Listed for Sale

$600,000

$566/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 20, 2026, 09:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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