- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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Street View
$459,900
Monthly Est:$2,289
1 Bed
- 1 Bath
1 full bath
1,060sqft
8517 Surf Dr #203, Panama City, FL 32408
$459,900
$2,289/moEst:
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Condominium
Built in 1990
$416.67/mo HOA
-- sqft lot
$434/sq.ft
Description
Gulf-Front Living at Its Finest - On the Beach! Experience coastal paradise from this rarely available gulf-front, low-rise condominium located on the 2nd floor (top floor), just steps from the sugar-white sands and surf of the Gulf of Mexico. Wake up to the soothing sound of waves and water views from your private balcony -- the perfect place for morning coffee or evening sunsets. Inside, enjoy an open, light-filled layout with thoughtful updates throughout. The kitchen and living areas flow seamlessly, ideal for both relaxed living and entertaining guests. Amazing wood-like tile through the entire home. The kitchen boasts beautiful cabinetry, a copper apron sink, and stunning quartz countertops. Also matching copper backsplash and a high-end Whirlpool appliance package. A spacious en-suite with walk-in-closet. Currently a permanent residence and pride of ownership shows throughout. Previously a 2 bath and owners coverted to 1 bath, could easily be changed back and owners have the matching flooring.on the second story offers elevated views while still providing easy access. The current owners have the living space set up as the master bedroom to wake up to the view! This well-maintained condo is part of a low-density community that enhances privacy and charm while placing you in close proximity to local dining, shopping, and entertainment options. It may have the lowest association fees that you will find anywhere. Hvac and water heater are less than 4 years old. Whether you're seeking a permanent residence, vacation escape, or investment property, this Gulf-front gem delivers unparalleled beach lifestyle living. Don't miss your chance to own a piece of coastal bliss!
- Houzeo last checked: 1 minute ago
- Listing updated: November 2, 2026 at 11:50 am
- Listing Provided by: Donald W West (850) 596-3349 DRE #BK3500469 | Northwest Florida Realty, LLC (850) 740-1069
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 784524

This condo is in:
Property Details
Status
Active
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
1990
HOA Fees
$416.67/mo
Finished Area
1,060 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
784524
MLS Status
Active
Days on Market
275
Cumulative Days on Market
273

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Location
HOA Management
N/A
HOA Fees
$5,000/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Maintenance
LegalAccounting
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedroom: 1
Bathroom: 1
Bedroom
Level: First
Area: 340.00 Square Feet
Dimensions: 20 x 17
Interior
Appliances
Electric Oven, Electric Water Heater
Sewer
Public Sewer
Cooling
Central Air
Interior Features
Walk In Closets
Heating
Central
Construction
Year Built
Year Built: 1990
Home type
Condominium
Architectural Style
Low Rise
Other Features
Community Features
Waterfront, Short Term Rental Allowed
Patio And Porch Features
Balcony
Subdivision Name
[no Recorded Subdiv]
Price History
| Date | Event | Price |
|---|---|---|
08/01/2026 Source: | Price Increased | $469,000 +1.98% $442/sqft |
07/31/2026 Source: | Price Decreased | $459,900 -3.18% $434/sqft |
06/26/2026 Source: | Price Decreased | $475,000 -1.86% $448/sqft |
04/14/2026 Source: | Price Decreased | $484,000 -3.01% $457/sqft |
02/02/2026 Source: | Price Decreased | $499,000 -16.83% $471/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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