- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes
Street View
$279,900
Monthly Est:$1,393
1 Bed
1 Bath1 full bath
576sqft
8618 Surf Dr #206, Panama City, FL 32408
$279,900
$1,393/moEst:
Get Pre-Approved
Condominium
Built in 1982
$474/mo HOA
-- sqft lot
$486/sq.ft
Description
Welcome to this charming, updated 1-bedroom, 1-bath condominium at Ocean Terrace Condominiums in Panama City Beach. Located in a low-density, two-story Gulf-side community, this beautifully maintained unit is just steps from the sugar-white sands and emerald waters of the Gulf of Mexico.
Inside, you'll find a tastefully updated kitchen featuring stainless steel appliances, a tile backsplash, updated cabinetry and countertops, as well as attractive plank tile flooring throughout. The bathroom has been updated with a beautifully tiled, glass-enclosed shower and vanity, adding a modern touch to the space. A portion of the living area is currently being utilized as flexible space and is arranged as an additional sleeping area, providing added versatility for owners and guests.
Community amenities include a Gulf-front swimming pool and a covered pavilion with picnic tables, offering the perfect spot to relax after a day at the beach. The convenient location places you within walking distance of restaurants, shopping, and entertainment, while nearby St. Andrews State Park offers opportunities for boating, fishing, kayaking, hiking, and enjoying Florida's natural beauty.
Whether you're looking for a vacation getaway, investment property, or your own beach retreat, this turn-key ready condo combines tasteful updates with an unbeatable location.
- Houzeo last checked: 13 minutes ago
- Listing updated: August 17, 2026 at 5:23 pm
- Listing Provided by: Darlene Tate (850) 890-9309 DRE #3234120 | RC Real Estate Group (850) 249-6100
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793610
Part of
Property Details
Status
Active
Type
Condominium
No. of Stories
2
County
City
Neighborhood
--
Year Built
1982
HOA Fees
$474/mo
Finished Area
576 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
793610
MLS Status
Active
Days on Market
64
Cumulative Days on Market
12
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Download App
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$1,422.38/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Water
Cable TV
Sewer
Insurance
PestControl
Gazebo
Pools
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedroom: 1
Bathroom: 1
LivingRoom
Level: First
Area: 104.80 Square Feet
Dimensions: 11.33 x 9.25
FullBath
Level: First
Area: 28.16 Square Feet
Dimensions: 4.83 x 5.83
Bedroom
Level: First
Area: 102.89 Square Feet
Dimensions: 10.83 x 9.5
DiningRoom
Level: First
Area: 130.74 Square Feet
Dimensions: 15.08 x 8.67
Kitchen
Level: First
Area: 84.53 Square Feet
Dimensions: 9.75 x 8.67
Interior
Sewer
Public Sewer
Cooling
Central Air, Ceiling Fans
Appliances
Electric Range, Electric Water Heater
Heating
Central, Electric
Interior Features
Shower Only
Construction
Year Built
Year Built: 1982
Home type
Condominium
Architectural Style
Low Rise
Utilities & Energy
Association Amenities
Gazebo
Pool Features
In Ground, Community
Parking Features
Paved, Parking Lot
Utilities
Cable Connected, Electricity Available
Security Features
Smoke Detectors
Other Features
Community Features
Pool, Waterfront, Community Pool, Short Term Rental Allowed
Subdivision Name
Ocean Terr. Condo.
Lot Features
Paved
Price History
| Date | Event | Price |
|---|---|---|
08/05/2026 Source: | Listed for Sale | $279,900 $486/sqft |
Nearby Homes
Find Homes by Property Features in Panama City, FL
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 11:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC