Sold
Photo 1 of Townhouse at 8645 Sand Dollar Dr, Panama City Beach, FL 32413 | MLS# 793975 |  | Sold on 2026-10-08
Photo 2 of Townhouse at 8645 Sand Dollar Dr, Panama City Beach, FL 32413 | MLS# 793975 |  | Sold on 2026-10-08
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$387,000

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,315sqft

8645 Sand Dollar Dr, Panama City Beach, FL 32413

  • Townhouse

  • Built in 2025

  • $341/mo HOA

  • 0.09 acre lot

  • $294/sq.ft

Description

CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot.

Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy.

Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfor
table chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside.

Eventually, though, you should -- because that's where the surprises begin.

This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers -- there's always another surprise waiting.

The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you'll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There's a hidden surprise waiting for you.

The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed.

The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home.

Then there is the garage -- because apparently they weren't finished upgrading yet. You'll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart.

And then there is *Phase 6BC.*

This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you're ready for the bigger party, Latitude Town Square and the community's multimillion-dollar amenity complex are just a short golf cart ride away.

Here's something people who don't live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It's one of those little conveniences that becomes a pretty big deal once you live here -- grab the golf cart and go.

And where exactly are you going?

Maybe it's Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn't difficult. Leaving yourself a free afternoon might be.

The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing -- Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward.

And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach.

But here's the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere.

Privacy when you want it. Margaritaville when you don't.

That's a pretty good way to live.

Bring the flip-flops. Bring the golf cart. And definitely check the pantry.

Welcome home to your Camellia Cottage in Phase 6BC.

  • Houzeo last checked: 5 hours ago
  • Listing updated: October 9, 2026 at 6:46 pm
  • Listing Provided by: Robert McGuigan DRE #3395126, Jeremy A Mertens (423) 805-0518 DRE #SL3458582 | Watersound Real Estate (850) 231-6531
  • Bought with: Lynn LeMaster (407) 529-7878 | Coldwell Banker Realty (850) 234-6696
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793975 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Closed

  • Type

    Townhouse

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2025

  • HOA Fees

    $341/mo

  • Finished Area

    1,315 sqft

  • Lot Size

    0.09 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    793975

  • MLS Status

    Closed

  • Cumulative Days on Market

    35

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Location

HOA Management

N/A

HOA Fees

$340.82/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Tennis Tennis

Security Gate Security Gate

Maintenance Maintenance

RecreationFacilities RecreationFacilities

Pools Pools

Barbecue Barbecue

FitnessFacility FitnessFacility

PicnicArea PicnicArea

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 142.42 Square Feet

    Dimensions: 12.75 x 11.17

  • PrimaryBedroom

    Level: First

    Area: 156.14 Square Feet

    Dimensions: 12.83 x 12.17

Interior

  • Sewer

    Public Sewer

  • Interior Features

    Main Level Primary

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Townhouse

  • Architectural Style

    Florida

Utilities & Energy

  • Association Amenities

    Gated, Barbecue, Picnic Area

  • Utilities

    Underground Utilities

  • Pool Features

    Community

Other Features

  • Community Features

    Community Pool

  • Subdivision Name

    Latitude At Watersound

Price History

DateEventPrice

10/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793975

Sold

$387,000 -3.23%

$294/sqft

08/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793975

Pending

$399,900

$304/sqft

08/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793975

Listed for Sale

$399,900 -1.48%

$304/sqft

08/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793975

Sold

$405,900

$309/sqft

08/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793975

Listed for Sale

$405,900

$309/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 02:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC