For Sale
Condo for sale at 8700 Front Beach Rd #3106, Panama City Beach, FL 32407 | MLS# 794306 | Listing updated on 2026-10-07
Photo 1 of Condo for sale at 8700 Front Beach Rd #3106, Panama City Beach, FL 32407 | MLS# 794306 | Listing updated on 2026-10-07
Photo 2 of Condo for sale at 8700 Front Beach Rd #3106, Panama City Beach, FL 32407 | MLS# 794306 | Listing updated on 2026-10-07
Photo 3 of Condo for sale at 8700 Front Beach Rd #3106, Panama City Beach, FL 32407 | MLS# 794306 | Listing updated on 2026-10-07
Photo 4 of Condo for sale at 8700 Front Beach Rd #3106, Panama City Beach, FL 32407 | MLS# 794306 | Listing updated on 2026-10-07
44+
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Street View

$198,890

Monthly Est:$990

  • Beds Icon1 Bed
  • Beds Icon
    1 Bath
  • Beds Icon1,071sqft

8700 Front Beach Rd #3106, Panama City Beach, FL 32407

$990/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2009

  • $563.33/mo HOA

  • -- sqft lot

  • $186/sq.ft

Description

The Seller is interested in offering, ''Owner Financing'' , or ''lease to own '' with favorable terms.
This could be your new Home, or A Proven Income stream, seller has documented rental income, this is literally a Ground floor opportunity. Ground floor Units come around once in a Blue Moon at Island Reserve. This one has that with two covered parking spaces. The unit has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the warm sunlight. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The m
aster bedroom has a double vanity with a large tub and shower type design. This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a safe gated area with modern styling. Island Reserve allows Owners to have dogs, which is becoming increasingly rare. It is very close to our beautiful sandy beaches, and centrally located to all that is Panama City Beach, making this an attractive investment opportunity.

  • Houzeo last checked: 4 minutes ago
  • Listing updated: October 7, 2026 at 7:42 pm
  • Listing Provided by: Anthony R Davidson (972) 824-3330 DRE #BK3459849 | Local Motion Realty LLC (972) 824-3330
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794306 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
8700 Front Bch Rd
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2009

  • HOA Fees

    $563.33/mo

  • Finished Area

    1,071 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794306

  • MLS Status

    Active

  • Days on Market

    50

  • Cumulative Days on Market

    49

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Location

HOA Management

N/A

HOA Fees

$1,690/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Cable TV Cable TV

Club House Club House

Security Gate Security Gate

Game Room Game Room

PicnicArea PicnicArea

LegalAccounting LegalAccounting

SeeRemarks SeeRemarks

Pools Pools

AssociationManagement AssociationManagement

Other Other

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: 1

    Bathroom: 1

  • LivingRoom

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

Interior

  • Cooling

    Central Air

  • Heating

    Electric

  • Sewer

    Public Sewer

  • Appliances

    Electric Oven

  • Interior Features

    Walk In Pantry

Construction

  • Year Built

    Year Built: 2009

  • Home type

    Condominium

  • Architectural Style

    Low Rise

Utilities & Energy

  • Association Amenities

    Other, See Remarks, Game Room, Gated, Picnic Area

  • Security Features

    Security Gate, Gated Community

  • Utilities

    Cable Connected

  • Pool Features

    In Ground, Community

Other Features

  • Community Features

    Basketball Court, Pool, Community Pool, Gated

  • Patio And Porch Features

    Covered, Patio

  • Subdivision Name

    Island Reserve

Price History

DateEventPrice

09/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794306

Price Change

$198,895

$186/sqft

09/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794306

Price Decreased

$198,900 -0.05%

$186/sqft

08/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794306

Listed for Sale

$199,000 +0.06%

$186/sqft

08/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794306

Price Decreased

$198,890 -0.06%

$186/sqft

08/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794306

Price Decreased

$199,000 -20.40%

$186/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 08:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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