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Single family home for sale at 8711 Surf Dr, Panama City, FL 32408 | MLS# 774047 | Listing updated on 2026-11-04
Photo 1 of Single family home for sale at 8711 Surf Dr, Panama City, FL 32408 | MLS# 774047 | Listing updated on 2026-11-04
Photo 2 of Single family home for sale at 8711 Surf Dr, Panama City, FL 32408 | MLS# 774047 | Listing updated on 2026-11-04
Photo 3 of Single family home for sale at 8711 Surf Dr, Panama City, FL 32408 | MLS# 774047 | Listing updated on 2026-11-04
Photo 4 of Single family home for sale at 8711 Surf Dr, Panama City, FL 32408 | MLS# 774047 | Listing updated on 2026-11-04
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$3,995,000

Monthly Est:$19,885

  • Beds Icon7 Beds
  • Beds Icon
    9 Baths
  • Beds Icon4,715sqft

8711 Surf Dr, Panama City, FL 32408

$19,885/moEst:

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  • Single Family Residence

  • Built in 2025

  • $-- HOA

  • 0.28 acre lot

  • $847/sq.ft

Description

NO HOA Fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint.

The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The ch
ef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar.

More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features.

Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis.

The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: November 4, 2026 at 2:04 am
  • Listing Provided by: Christina M Schlink | Compass Florida, LLC (850) 296-9769
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 774047 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    4

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2025

  • HOA Fees

    -

  • Finished Area

    4,715 sqft

  • Lot Size

    0.28 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    774047

  • MLS Status

    Active

  • Days on Market

    525

  • Cumulative Days on Market

    703

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 7

    Bathrooms: 9

  • StorageRoom

    Level: First

    Area: 100.00 Square Feet

    Dimensions: 10 x 10

  • Den

    Level: Third

  • Den

    Level: Second

    Area: 294.00 Square Feet

    Dimensions: 14 x 21

  • Kitchen

    Level: Second

    Area: 336.00 Square Feet

    Dimensions: 14 x 24

  • Bedroom

    Level: Fourth

    Area: 493.00 Square Feet

    Dimensions: 17 x 29

  • Bedroom

    Level: Fourth

    Area: 220.00 Square Feet

    Dimensions: 10 x 22

  • Bedroom

    Level: Third

    Area: 180.00 Square Feet

    Dimensions: 12 x 15

  • Bedroom

    Level: Third

    Area: 168.00 Square Feet

    Dimensions: 12 x 14

  • Bedroom

    Level: Third

    Area: 168.00 Square Feet

    Dimensions: 12 x 14

  • Bedroom

    Level: Second

    Area: 154.00 Square Feet

    Dimensions: 11 x 14

  • Bedroom

    Level: Second

    Area: 132.00 Square Feet

    Dimensions: 11 x 12

  • BonusRoom

    Level: First

    Area: 240.00 Square Feet

    Dimensions: 15 x 16

Interior

  • Heating

    Electric, Energy Star Qualified Equipment

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units, Zoned

  • Sewer

    Public Sewer

  • Appliances

    Energy Star Qualified Appliances, Gas Oven, Gas Range, Gas Water Heater

  • Window Features

    Storm Windows

  • Interior Features

    Balcony, Double Vanity, Separate Shower, Walk In Closets, Storage

  • Exterior Features

    Covered Patio

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Single Family Residence

  • Foundation Details

    Pillar Post Pier

  • Architectural Style

    Coastal

  • Construction Materials

    Hardiplank Type, Concrete, Steel Frame

  • Roof

    Metal

Utilities & Energy

  • Pool Features

    Gunite, In Ground, Private

  • Security Features

    Fire Sprinkler System

  • Utilities

    Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected

Other Features

  • Patio And Porch Features

    Balcony, Deck

  • Lot Features

    Paved

  • Subdivision Name

    No Named Subdivision

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

10/01/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774047

Price Decreased

$3,995,000 -2.56%

$847/sqft

09/01/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774047

Price Decreased

$4,100,000 -5.75%

$870/sqft

06/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774047

Price Decreased

$4,350,000 -3.33%

$923/sqft

01/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774047

Price Increased

$4,500,000 +1.41%

$954/sqft

10/09/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774047

Listed for Sale

$4,437,500

$941/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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