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$3,995,000
Monthly Est:$19,885
7 Beds
- 9 Baths
8 full baths + 1 half bath
4,715sqft
8711 Surf Dr, Panama City, FL 32408
$3,995,000
$19,885/moEst:
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Single Family Residence
Built in 2025
$-- HOA
0.28 acre lot
$847/sq.ft
Description
NO HOA Fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint.
The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar.
More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features.
Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis.
The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.
- Houzeo last checked: 8 minutes ago
- Listing updated: November 4, 2026 at 2:04 am
- Listing Provided by: Christina M Schlink | Compass Florida, LLC (850) 296-9769
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 774047

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
4
County
City
Neighborhood
--
Year Built
2025
HOA Fees
-
Finished Area
4,715 sqft
Lot Size
0.28 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
774047
MLS Status
Active
Days on Market
525
Cumulative Days on Market
703

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 7
Bathrooms: 9
StorageRoom
Level: First
Area: 100.00 Square Feet
Dimensions: 10 x 10
Den
Level: Third
Den
Level: Second
Area: 294.00 Square Feet
Dimensions: 14 x 21
Kitchen
Level: Second
Area: 336.00 Square Feet
Dimensions: 14 x 24
Bedroom
Level: Fourth
Area: 493.00 Square Feet
Dimensions: 17 x 29
Bedroom
Level: Fourth
Area: 220.00 Square Feet
Dimensions: 10 x 22
Bedroom
Level: Third
Area: 180.00 Square Feet
Dimensions: 12 x 15
Bedroom
Level: Third
Area: 168.00 Square Feet
Dimensions: 12 x 14
Bedroom
Level: Third
Area: 168.00 Square Feet
Dimensions: 12 x 14
Bedroom
Level: Second
Area: 154.00 Square Feet
Dimensions: 11 x 14
Bedroom
Level: Second
Area: 132.00 Square Feet
Dimensions: 11 x 12
BonusRoom
Level: First
Area: 240.00 Square Feet
Dimensions: 15 x 16
Interior
Heating
Electric, Energy Star Qualified Equipment
Cooling
Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units, Zoned
Sewer
Public Sewer
Appliances
Energy Star Qualified Appliances, Gas Oven, Gas Range, Gas Water Heater
Window Features
Storm Windows
Interior Features
Balcony, Double Vanity, Separate Shower, Walk In Closets, Storage
Exterior Features
Covered Patio
Construction
Year Built
Year Built: 2025
Home type
Single Family Residence
Foundation Details
Pillar Post Pier
Architectural Style
Coastal
Construction Materials
Hardiplank Type, Concrete, Steel Frame
Roof
Metal
Utilities & Energy
Pool Features
Gunite, In Ground, Private
Security Features
Fire Sprinkler System
Utilities
Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected
Other Features
Patio And Porch Features
Balcony, Deck
Lot Features
Paved
Subdivision Name
No Named Subdivision
Community Features
Short Term Rental Allowed
Price History
| Date | Event | Price |
|---|---|---|
10/01/2026 Source: | Price Decreased | $3,995,000 -2.56% $847/sqft |
09/01/2026 Source: | Price Decreased | $4,100,000 -5.75% $870/sqft |
06/15/2026 Source: | Price Decreased | $4,350,000 -3.33% $923/sqft |
01/16/2026 Source: | Price Increased | $4,500,000 +1.41% $954/sqft |
10/09/2025 Source: | Listed for Sale | $4,437,500 $941/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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