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Single family home for sale at 95045 Bermuda Dr, Fernandina Beach, FL 32034 | MLS# 2171458 | Listing updated on 2026-10-29
Photo 1 of Single family home for sale at 95045 Bermuda Dr, Fernandina Beach, FL 32034 | MLS# 2171458 | Listing updated on 2026-10-29
Photo 2 of Single family home for sale at 95045 Bermuda Dr, Fernandina Beach, FL 32034 | MLS# 2171458 | Listing updated on 2026-10-29
Photo 3 of Single family home for sale at 95045 Bermuda Dr, Fernandina Beach, FL 32034 | MLS# 2171458 | Listing updated on 2026-10-29
Photo 4 of Single family home for sale at 95045 Bermuda Dr, Fernandina Beach, FL 32034 | MLS# 2171458 | Listing updated on 2026-10-29
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$575,000

Monthly Est:$2,862

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,371sqft

95045 Bermuda Dr, Fernandina Beach, FL 32034

$2,862/moEst:

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  • Single Family Residence

  • Built in 2006

  • $85.08/mo HOA

  • 0.38 acre lot

  • $243/sq.ft

Description

2024 ROOF + SELLER TO PAY OFF CDD BALANCE AT CLOSING! Offered at $575,000, this beautifully appointed 3-bedroom, 2.5-bath single-story home in the gated Amelia National community offers exceptional value and resort-inspired living. Set on an oversized .38-acre homesite with peaceful preservation area views and no rear neighbors, the property offers exceptional privacy. Inside, 10-foot ceilings, crown molding, and tile flooring throughout the main living areas create an inviting sense of space. The kitchen features quartz countertops, 42-inch cabinetry, stainless steel appliances, gas cooking, and custom glass-front accents, opening to spacious living and dining areas ideal for entertaining. The primary suite features a generous walk-in closet and dual vanities, while a beautifully renovated guest bath adds a fresh, modern touch. A versatile flex room offers possibilities for a home office, fitness studio, or media room, and a separate laundry room adds everyday convenience. Unwind on the covered lanai overlooking protected conservation land, and enjoy an oversized garage with room for storage and a golf cart. Amelia National Golf & Country Club amenities include a newly updated Tom Fazio-designed golf course, clubhouse, resort-style pool, tennis courts, and fitness facilities. Lifestyle membership required. Convenient to Amelia Island beaches, historic downtown Fernandina Beach, shopping, and dining, this home combines privacy, thoughtful design, and an exceptional coastal lifestyle.

  • Houzeo last checked: 5 hours ago
  • Listing updated: October 29, 2026 at 7:09 pm
  • Listing Provided by: JENNY SCHAFFER , ANGELA R HEITZER | SUMMER HOUSE REALTY
  • Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2171458 Northeast Florida (realMLS) MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Nassau County

  • City

    Fernandina Beach

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    $85.08/mo

  • Finished Area

    2,371 sqft

  • Lot Size

    0.38 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Northeast Florida (realMLS) MLS

  • MLS Number

    2171458

  • MLS Status

    Active

  • Days on Market

    1

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Location

HOA Management

Amelia National

HOA Fees

$976/ Annually

N/A

HOA Fees

$45/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Club House Club House

Golf Golf

Pool Pool

Security Gate Security Gate

Tennis Tennis

Security Guard Security Guard

Gym Gym

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

Interior

  • Interior Features

    Ceiling Fan(s), Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk In Closet(s)

  • Cooling

    Central Air, Electric

  • Appliances

    Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

  • Flooring

    Tile

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Roof

    Shingle

  • Construction Materials

    Frame, Stucco

Utilities & Energy

  • Association Amenities

    Pool, Clubhouse, Fitness Center, Gated, Golf Course, Security, Tennis Court(s)

  • Parking Features

    Attached, Garage, Garage Door Opener

  • Security Features

    Gated With Guard

  • Water Source

    Public

  • Utilities

    Cable Available, Natural Gas Connected

Other Features

  • Lot Features

    Sprinklers In Front, Sprinklers In Rear

  • Subdivision Name

    Amelia National

  • Community Features

    Gated

  • Patio And Porch Features

    Rear Porch, Screened

Price History

DateEventPrice

10/29/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2171458

Price Decreased

$575,000 -3.36%

$243/sqft

09/27/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2147882

Off Market

$595,000 -4.78%

$251/sqft

09/27/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2147882

Listed for Sale

$624,900

$264/sqft

07/20/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2147882

Contingent (Active Under Contract)

$624,900

$264/sqft

05/30/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2147882

Price Decreased

$624,900 -3.85%

$264/sqft

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Nearby Homes

Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Oct 29, 2026, 02:15PM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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