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- Property Details
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Price Drop: $49K (10/17)
Street View
$800,000
Monthly Est:$3,982
4 Beds
2 Baths2 full baths
2,266sqft
96046 Montego Bay, Fernandina Beach, FL 32034
$800,000
$3,982/moEst:
Get Pre-Approved
Single Family Residence
Built in 2005
$37.5/mo HOA
0.24 acre lot
$353/sq.ft
Description
Live the best of coastal Amelia Island living with golf, beach days, and downtown just minutes away! This beautifully maintained 4-bedroom home at 96046 Montego Bay is ideally located near three incredible golf courses, Amelia Island's beaches, and historic downtown Fernandina Beach—easily accessible by golf cart. Enjoy peaceful lake and wooded views from the extended back porch and expanded paver patio. Inside, thoughtful custom details include kitchen cabinetry with pull-out shelving, added laundry storage, and custom built-ins surrounding the propane fireplace in the den, complete with marble tile and a custom mantle. Additional highlights include custom foyer columns, widened baseboards, a tray ceiling in the primary suite, and a widened paver driveway. The home also conveys with two refrigerators, an upright deep freezer, and a water softener. A wonderful opportunity to enjoy easy one-story living with four bedrooms in an unbeatable Amelia Island location.
- Houzeo last checked: 6 minutes ago
- Listing updated: October 29, 2026 at 7:09 pm
- Listing Provided by: SARAH EMMONS CHANCEY | FERNANDINA BEACH REALTY
- Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2169672
Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$37.5/mo
Finished Area
2,266 sqft
Lot Size
0.24 acre lot
Basement Area
- sqft
MLS Name
Northeast Florida (realMLS) MLS
MLS Number
2169672
MLS Status
Active
Days on Market
12
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Location
HOA Management
N/A
HOA Fees
$450/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Other
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 2
Interior
Cooling
Central Air
Appliances
Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned
Heating
Central
Sewer
Public Sewer
Flooring
Carpet, Tile, Wood
Construction
Year Built
Year Built: 2005
Home type
Single Family Residence
Architectural Style
Traditional
Roof
Shingle
Construction Materials
Other, Brick Veneer, Composition Siding
Utilities & Energy
Fireplace Features
Other
Parking Features
Garage Door Opener
Laundry Features
In Unit
Water Source
Public
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available
Other Features
Lot Features
Many Trees
Subdivision Name
Isleworth
Community Features
Street Lights
Patio And Porch Features
Front Porch, Rear Porch
Price History
| Date | Event | Price |
|---|---|---|
10/17/2026 Source: | Listed for Sale | $849,000 +6.12% $375/sqft |
10/17/2026 Source: | Price Decreased | $800,000 -5.77% $353/sqft |
10/16/2026 Source: | Coming Soon | $849,000 $375/sqft |
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Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Oct 29, 2026, 10:00PM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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