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Street View
$1,399,000
Monthly Est:$6,963
3 Beds
- 4 Baths
3 full baths + 1 half bath
3,243sqft
9701 Summer Crk Dr, Panama City, FL 32409
$1,399,000
$6,963/moEst:
Get Pre-Approved
Single Family Residence
Built in 2019
$-- HOA
1.93 acres lot
$431/sq.ft
Description
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY -
Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities.
Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room.
The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike.
The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round.
Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports.
This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.
- Houzeo last checked: 6 minutes ago
- Listing updated: June 11, 2026 at 11:34 pm
- Listing Provided by: Rusty H Russell DRE #3287175 | Anchor Realty Florida (850) 899-7999
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790734

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2019
HOA Fees
-
Finished Area
3,243 sqft
Lot Size
1.93 acres lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
790734
MLS Status
Active
Days on Market
154
Cumulative Days on Market
2

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 4
Garage
Level: First
Area: 4300.00 Square Feet
Dimensions: 20 x 215
Garage
Level: First
Area: 66708.00 Square Feet
Dimensions: 218 x 306
Other
Level: First
Area: 2595.00 Square Feet
Dimensions: 15 x 173
Other
Level: First
Area: 51436.00 Square Feet
Dimensions: 334 x 154
Bedroom
Level: First
Area: 16864.00 Square Feet
Dimensions: 136 x 124
Bedroom
Level: First
Area: 2664.00 Square Feet
Dimensions: 18 x 148
PrimaryBedroom
Level: First
Area: 28224.00 Square Feet
Dimensions: 196 x 144
Den
Level: First
Area: 195.00 Square Feet
Dimensions: 13 x 15
GreatRoom
Level: First
Area: 38808.00 Square Feet
Dimensions: 198 x 196
Interior
Interior Features
Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk In Closets
Exterior Features
Boat Lift, Boat Slip, Boat Ramp, Dock, Porch
Appliances
Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Tankless Water Heater
Cooling
Central Air, Ceiling Fans, Multi Units, Zoned
Heating
Central, Electric, Fireplaces, Zoned
Window Features
Double Pane Windows
Construction
Year Built
Year Built: 2019
Home type
Single Family Residence
Architectural Style
Country
Construction Materials
Hardiplank Type
Roof
Metal
Utilities & Energy
Security Features
Security System Owned, Gated Community, Security Gate
Association Amenities
Gated, Picnic Area
Utilities
Electricity Available
Pool Features
Community
Parking Features
Garage, Garage Door Opener, Gated
Other Features
Community Features
Clubhouse, Playground, Park, Pool, Gated
Lot Features
Cul De Sac, Sprinkler System, Paved
Subdivision Name
Cedar Creek At Deerpoint Lake
Patio And Porch Features
Covered, Porch, Screened
Price History
| Date | Event | Price |
|---|---|---|
06/03/2026 Source: | Listed for Sale | $1,399,000 +601.25% $0/sqft |
09/07/2017 Source: | Price Decreased | $199,500 -13.07% $0/sqft |
06/05/2017 Source: | Sold | $229,500 $0/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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