For Sale
Single family home for sale at 9701 Summer Crk Dr, Panama City, FL 32409 | MLS# 790734 | Listing updated on 2026-06-11
Photo 1 of Single family home for sale at 9701 Summer Crk Dr, Panama City, FL 32409 | MLS# 790734 | Listing updated on 2026-06-11
Photo 2 of Single family home for sale at 9701 Summer Crk Dr, Panama City, FL 32409 | MLS# 790734 | Listing updated on 2026-06-11
Photo 3 of Single family home for sale at 9701 Summer Crk Dr, Panama City, FL 32409 | MLS# 790734 | Listing updated on 2026-06-11
Photo 4 of Single family home for sale at 9701 Summer Crk Dr, Panama City, FL 32409 | MLS# 790734 | Listing updated on 2026-06-11
39+
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Street View

$1,399,000

Monthly Est:$6,963

  • Beds Icon3 Beds
  • Beds Icon
    4 Baths
  • Beds Icon3,243sqft

9701 Summer Crk Dr, Panama City, FL 32409

$6,963/moEst:

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  • Single Family Residence

  • Built in 2019

  • $-- HOA

  • 1.93 acres lot

  • $431/sq.ft

Description

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY -
Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities.

Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly ev
ery room.

The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike.

The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round.

Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports.

This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: June 11, 2026 at 11:34 pm
  • Listing Provided by: Rusty H Russell DRE #3287175 | Anchor Realty Florida (850) 899-7999
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790734 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2019

  • HOA Fees

    -

  • Finished Area

    3,243 sqft

  • Lot Size

    1.93 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    790734

  • MLS Status

    Active

  • Days on Market

    154

  • Cumulative Days on Market

    2

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 4

  • Garage

    Level: First

    Area: 4300.00 Square Feet

    Dimensions: 20 x 215

  • Garage

    Level: First

    Area: 66708.00 Square Feet

    Dimensions: 218 x 306

  • Other

    Level: First

    Area: 2595.00 Square Feet

    Dimensions: 15 x 173

  • Other

    Level: First

    Area: 51436.00 Square Feet

    Dimensions: 334 x 154

  • Bedroom

    Level: First

    Area: 16864.00 Square Feet

    Dimensions: 136 x 124

  • Bedroom

    Level: First

    Area: 2664.00 Square Feet

    Dimensions: 18 x 148

  • PrimaryBedroom

    Level: First

    Area: 28224.00 Square Feet

    Dimensions: 196 x 144

  • Den

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 13 x 15

  • GreatRoom

    Level: First

    Area: 38808.00 Square Feet

    Dimensions: 198 x 196

Interior

  • Interior Features

    Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk In Closets

  • Exterior Features

    Boat Lift, Boat Slip, Boat Ramp, Dock, Porch

  • Appliances

    Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Tankless Water Heater

  • Cooling

    Central Air, Ceiling Fans, Multi Units, Zoned

  • Heating

    Central, Electric, Fireplaces, Zoned

  • Window Features

    Double Pane Windows

Construction

  • Year Built

    Year Built: 2019

  • Home type

    Single Family Residence

  • Architectural Style

    Country

  • Construction Materials

    Hardiplank Type

  • Roof

    Metal

Utilities & Energy

  • Security Features

    Security System Owned, Gated Community, Security Gate

  • Association Amenities

    Gated, Picnic Area

  • Utilities

    Electricity Available

  • Pool Features

    Community

  • Parking Features

    Garage, Garage Door Opener, Gated

Other Features

  • Community Features

    Clubhouse, Playground, Park, Pool, Gated

  • Lot Features

    Cul De Sac, Sprinkler System, Paved

  • Subdivision Name

    Cedar Creek At Deerpoint Lake

  • Patio And Porch Features

    Covered, Porch, Screened

Price History

DateEventPrice

06/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790734

Listed for Sale

$1,399,000 +601.25%

$0/sqft

09/07/2017

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #658891

Price Decreased

$199,500 -13.07%

$0/sqft

06/05/2017

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #658891

Sold

$229,500

$0/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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