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$870,000
Monthly Est:$4,330
3 Beds
- 3 Baths
3 full baths
3,695sqft
980 N Gardenview Ter, Crystal River, FL 34429
$870,000
$4,330/moEst:
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Single Family Residence
Built in 1992
$-- HOA
27,943 sqft lot
$235/sq.ft
Description
OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF - Oct 2026. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch, ideal for morning coffee, sunset cocktails, & soaking in the peaceful surroundings. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure, creating a private resort-style setting right at home. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 bedrooms and 2 bathrooms on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: Metal roof, tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & an hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. VirtuallyStaged.
- Houzeo last checked: 3 minutes ago
- Listing updated: November 6, 2026 at 11:48 am
- Listing Provided by: Tina Champagne | PLANTATION REALTY, INC. (352) 795-0784
- Source: Stellar MLS-FL as distributed by MLS GRID | MLS#: CC854576

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
1992
HOA Fees
-
Finished Area
3,695 sqft
Lot Size
27,943 sqft lot
Basement Area
- sqft
MLS Name
Stellar MLS
MLS Number
CC854576
MLS Status
Active
Days on Market
183
Cumulative Days on Market
183

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
Primary Bedroom
Level: Third
Area: 324.00 Square Feet
Dimensions: 18x18
Kitchen
Level: Second
Area: 165.00 Square Feet
Dimensions: 11x15
Living Room
Level: Second
Area: 272.00 Square Feet
Dimensions: 17x16
Interior
Appliances
Tankless Water Heater, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Other
Window Features
Blinds, Drapes
Sewer
Public Sewer
Cooling
Central Air, Wall/window Unit(s)
Flooring
Carpet, Tile, Concrete, Hardwood
Interior Features
Beamed Ceilings, Stone Counters, Eat In Kitchen, Open Floorplan, Pull Down Stairs, Walk In Closet(s), Solid Wood Cabinets
Heating
Heat Pump
Exterior Features
Balcony, Rain Gutters
Construction
Year Built
Year Built: 1992
Home type
Single Family Residence
Construction Materials
Frame, Wood Siding
Roof
Metal
Foundation Details
Block, Slab
Utilities & Energy
Pool Features
Indoor, Gunite, Screen Enclosure
Security Features
Security System, Smoke Detector(s), Smart Security System
Laundry Features
Inside
Water Source
Public
Parking Features
Boat, Driveway, Rv Access/parking
Fireplace Features
Wood Burning
Other Features
Patio And Porch Features
Deck
Lot Features
Cleared, Corner Lot, Level
Price History
| Date | Event | Price |
|---|---|---|
05/07/2026 Source: | Listed for Sale | $870,000 +33.33% $235/sqft |
08/02/2021 Source: | Price Increased | $652,500 +158.93% $177/sqft |
10/17/2014 Source: | Price Decreased | $252,000 -4.91% $68/sqft |
09/03/2014 Source: | Sold | $265,000 $72/sqft |
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Based on information from Stellar MLS® through Nov 06, 2026, 11:00PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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