For Sale
Condo for sale at 9900 S Thomas Dr #1122, Panama City Beach, FL 32408 | MLS# 794016 | Listing updated on 2026-10-28
Photo 1 of Condo for sale at 9900 S Thomas Dr #1122, Panama City Beach, FL 32408 | MLS# 794016 | Listing updated on 2026-10-28
Photo 2 of Condo for sale at 9900 S Thomas Dr #1122, Panama City Beach, FL 32408 | MLS# 794016 | Listing updated on 2026-10-28
Photo 3 of Condo for sale at 9900 S Thomas Dr #1122, Panama City Beach, FL 32408 | MLS# 794016 | Listing updated on 2026-10-28
Photo 4 of Condo for sale at 9900 S Thomas Dr #1122, Panama City Beach, FL 32408 | MLS# 794016 | Listing updated on 2026-10-28
32+
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Street View

$489,000

Monthly Est:$2,434

  • Beds Icon2 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,453sqft

9900 S Thomas Dr #1122, Panama City Beach, FL 32408

$2,434/moEst:

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  • Condominium

  • Built in 2007

  • $1,628.67/mo HOA

  • -- sqft lot

  • $337/sq.ft

Description

The ONLY ''H'' Floor Plan on the market !! Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat.

This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortab
ly accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort.

The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool.

This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.

The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.

If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

  • Houzeo last checked: 14 minutes ago
  • Listing updated: October 28, 2026 at 4:23 pm
  • Listing Provided by: Cindy Shoemaker (850) 573-4045 DRE #3135223 | Christies International Real Estate Emerald Coast (850) 213-2800
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794016 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1628.67/mo

  • Finished Area

    1,453 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794016

  • MLS Status

    Active

  • Days on Market

    82

  • Cumulative Days on Market

    76

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Location

HOA Management

N/A

HOA Fees

$4,886.21/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Sewer Sewer

Trash Pickup Trash Pickup

Security Guard Security Guard

Insurance Insurance

Security Gate Security Gate

Spa Spa

Water Water

Maintenance Maintenance

Pools Pools

AssociationManagement AssociationManagement

FitnessFacility FitnessFacility

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 3

  • Other

    Level: First

    Area: 210.00 Square Feet

    Dimensions: 17.5 x 12

  • FullBath

    Level: First

    Area: 32.80 Square Feet

    Dimensions: 8 x 4.1

  • FullBath

    Level: First

    Area: 55.00 Square Feet

    Dimensions: 10 x 5.5

  • FullBath

    Level: First

    Area: 60.00 Square Feet

    Dimensions: 6 x 10

  • Kitchen

    Level: First

    Area: 124.45 Square Feet

    Dimensions: 13.1 x 9.5

  • LivingRoom

    Level: First

    Area: 271.25 Square Feet

    Dimensions: 17.5 x 15.5

  • DiningRoom

    Level: First

    Area: 91.00 Square Feet

    Dimensions: 13 x 7

  • Bedroom

    Level: First

    Area: 112.50 Square Feet

    Dimensions: 12.5 x 9

  • Bedroom

    Level: First

    Area: 162.00 Square Feet

    Dimensions: 13.5 x 12

  • Bedroom

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 13 x 15

Interior

  • Appliances

    Electric Oven, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Pool Features

    Community

  • Utilities

    Cable Connected, Electricity Available

  • Association Amenities

    Gated, Spa Hot Tub

  • Security Features

    Security Gate, Security Service

Other Features

  • Community Features

    Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Shores Of Panama Phase Ii

Price History

DateEventPrice

08/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794016

Price Decreased

$489,000 -2.00%

$337/sqft

08/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794016

Listed for Sale

$499,000

$343/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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