Pending
3D Tour3D Tour
Sale Pending at 9900 S Thomas Dr #820, Panama City Beach, FL 32408 | MLS# 790943 | Listing updated on 2026-10-21
Photo 1 of Sale Pending at 9900 S Thomas Dr #820, Panama City Beach, FL 32408 | MLS# 790943 | Listing updated on 2026-10-21
Photo 2 of Sale Pending at 9900 S Thomas Dr #820, Panama City Beach, FL 32408 | MLS# 790943 | Listing updated on 2026-10-21
Photo 3 of Sale Pending at 9900 S Thomas Dr #820, Panama City Beach, FL 32408 | MLS# 790943 | Listing updated on 2026-10-21
Photo 4 of Sale Pending at 9900 S Thomas Dr #820, Panama City Beach, FL 32408 | MLS# 790943 | Listing updated on 2026-10-21
87+
Beds Icon

Virtual Tour

Beds Icon

Street View

$425,000

Monthly Est:$2,115

  • Beds Icon2 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,102sqft

9900 S Thomas Dr #820, Panama City Beach, FL 32408

$2,115/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2007

  • $1,235.33/mo HOA

  • -- sqft lot

  • $386/sq.ft

Description

DIRECT GULF VIEWS. SAME-LEVEL DEEDED PARKING. TURNKEY 2026 DESIGNER UPDATE.

Shores of Panama Unit 820 is a beautifully updated Type L floor plan positioned in the highly desired 20 stack at Shores of Panama in Panama City Beach, Florida. Located on the 8th floor, this 2-bedroom, 2.5-bath condo also includes a private bunk room, creating three separate sleeping areas with accommodations for up to 8 guests. This desirable elevation sits above the palm trees while maintaining a strong connection to the beach, Gulf, and resort pool below.

The 20 stack faces directly south, offering straight-on Gulf views and a front-row perspective over the expansive lagoon-style pool t
hat has made Shores of Panama one of the most recognizable vacation resorts in Panama City Beach.

Completely redecorated by a professional interior designer in 2026, this turnkey condo features fresh paint, all-new furniture, rugs, artwork, décor, lighting fixtures, and ceiling fans throughout. The fully equipped kitchen includes granite countertops and brand-new stainless steel appliances, while the open living area connects directly to the oversized balcony.

One of the standout features of Unit 820 is the spacious 32-foot balcony, furnished with high-top Polywood furniture and positioned for exceptional Gulf, beach, and pool views. This outdoor space gives the condo the kind of front-row Panama City Beach experience that buyers often seek at Shores of Panama.

The Gulf-front primary suite includes direct balcony access and beautiful water views. The guest bedroom and private bunk room add flexibility for owners and rental guests, while the stackable washer and dryer provide added convenience. Additional updates include a new HVAC system installed in 2024 and a water heater replaced in 2017. Unit 820 is being sold fully furnished and rental ready.

A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting.

Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar.

Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

HOA dues are $3,705.85 per quarter. All information is believed to be accurate but should be verified by buyers if important.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 21, 2026 at 11:31 pm
  • Listing Provided by: Alice de La Penha (850) 771-3150 DRE #3290518 | Coldwell Banker Realty (850) 234-6696
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790943 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Pending

  • Type

    Condominium

  • No. of Stories

    23

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1235.33/mo

  • Finished Area

    1,102 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    790943

  • MLS Status

    Pending

  • Days on Market

    144

  • Cumulative Days on Market

    74

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$3,705.85/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Cable TV Cable TV

Water Water

Insurance Insurance

Maintenance Maintenance

Internet Internet

Sewer Sewer

Beach Beach

AssociationManagement AssociationManagement

SeeRemarks SeeRemarks

FitnessFacility FitnessFacility

Pools Pools

Other Other

Barbecue Barbecue

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 3

  • HalfBath

    Level: First

    Area: 22.11 Square Feet

    Dimensions: 3.11 x 7.11

  • Kitchen

    Level: First

    Area: 113.75 Square Feet

    Dimensions: 12.5 x 9.1

  • LivingRoom

    Level: First

    Area: 226.57 Square Feet

    Dimensions: 16.3 x 13.9

  • FullBath

    Level: First

    Area: 43.12 Square Feet

    Dimensions: 5.6 x 7.7

  • Bedroom

    Level: First

    Area: 154.02 Square Feet

    Dimensions: 15.1 x 10.2

  • PrimaryBathroom

    Level: First

    Area: 77.04 Square Feet

    Dimensions: 9.5 x 8.11

  • PrimaryBedroom

    Level: First

    Area: 172.14 Square Feet

    Dimensions: 15.1 x 11.4

  • Other

    Level: First

    Area: 215.16 Square Feet

    Dimensions: 32.6 x 6.6

Interior

  • Interior Features

    Main Level Primary, Smart Thermostat, Tub Shower

  • Cooling

    Central Air

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

  • Flooring

    Plank, Vinyl

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Association Amenities

    Other, See Remarks, Beach Rights, Barbecue

  • Pool Features

    Electric Heat, Indoor, In Ground, Community

  • Security Features

    Fire Sprinkler System, Security Gate, Twenty Four Hour Security, Security Guard

  • Laundry Features

    Stacked

  • Utilities

    Cable Connected, Electricity Available, High Speed Internet Available

Other Features

  • Subdivision Name

    Shores Of Panama

  • Community Features

    Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Playground, Park, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony

Price History

DateEventPrice

08/08/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790943

Pending

$425,000 -6.59%

$386/sqft

06/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790943

Price Decreased

$455,000 -2.15%

$413/sqft

06/07/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790943

Listed for Sale

$465,000

$422/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content