- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes
$425,000
Monthly Est:$2,115
2 Beds
- 3 Baths
2 full baths + 1 half bath
1,102sqft
9900 S Thomas Dr #820, Panama City Beach, FL 32408
$425,000
$2,115/moEst:
Get Pre-Approved
Condominium
Built in 2007
$1,235.33/mo HOA
-- sqft lot
$386/sq.ft
Description
DIRECT GULF VIEWS. SAME-LEVEL DEEDED PARKING. TURNKEY 2026 DESIGNER UPDATE.
Shores of Panama Unit 820 is a beautifully updated Type L floor plan positioned in the highly desired 20 stack at Shores of Panama in Panama City Beach, Florida. Located on the 8th floor, this 2-bedroom, 2.5-bath condo also includes a private bunk room, creating three separate sleeping areas with accommodations for up to 8 guests. This desirable elevation sits above the palm trees while maintaining a strong connection to the beach, Gulf, and resort pool below.
The 20 stack faces directly south, offering straight-on Gulf views and a front-row perspective over the expansive lagoon-style pool that has made Shores of Panama one of the most recognizable vacation resorts in Panama City Beach.
Completely redecorated by a professional interior designer in 2026, this turnkey condo features fresh paint, all-new furniture, rugs, artwork, décor, lighting fixtures, and ceiling fans throughout. The fully equipped kitchen includes granite countertops and brand-new stainless steel appliances, while the open living area connects directly to the oversized balcony.
One of the standout features of Unit 820 is the spacious 32-foot balcony, furnished with high-top Polywood furniture and positioned for exceptional Gulf, beach, and pool views. This outdoor space gives the condo the kind of front-row Panama City Beach experience that buyers often seek at Shores of Panama.
The Gulf-front primary suite includes direct balcony access and beautiful water views. The guest bedroom and private bunk room add flexibility for owners and rental guests, while the stackable washer and dryer provide added convenience. Additional updates include a new HVAC system installed in 2024 and a water heater replaced in 2017. Unit 820 is being sold fully furnished and rental ready.
A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting.
Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar.
Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.
HOA dues are $3,705.85 per quarter. All information is believed to be accurate but should be verified by buyers if important.
- Houzeo last checked: 6 minutes ago
- Listing updated: October 21, 2026 at 11:31 pm
- Listing Provided by: Alice de La Penha (850) 771-3150 DRE #3290518 | Coldwell Banker Realty (850) 234-6696
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790943

This condo is in:
Property Details
Status
Pending
Type
Condominium
No. of Stories
23
County
City
Neighborhood
--
Year Built
2007
HOA Fees
$1235.33/mo
Finished Area
1,102 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
790943
MLS Status
Pending
Days on Market
144
Cumulative Days on Market
74

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Location
HOA Management
N/A
HOA Fees
$3,705.85/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Cable TV
Water
Insurance
Maintenance
Internet
Sewer
Beach
AssociationManagement
SeeRemarks
FitnessFacility
Pools
Other
Barbecue
LegalAccounting
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 3
HalfBath
Level: First
Area: 22.11 Square Feet
Dimensions: 3.11 x 7.11
Kitchen
Level: First
Area: 113.75 Square Feet
Dimensions: 12.5 x 9.1
LivingRoom
Level: First
Area: 226.57 Square Feet
Dimensions: 16.3 x 13.9
FullBath
Level: First
Area: 43.12 Square Feet
Dimensions: 5.6 x 7.7
Bedroom
Level: First
Area: 154.02 Square Feet
Dimensions: 15.1 x 10.2
PrimaryBathroom
Level: First
Area: 77.04 Square Feet
Dimensions: 9.5 x 8.11
PrimaryBedroom
Level: First
Area: 172.14 Square Feet
Dimensions: 15.1 x 11.4
Other
Level: First
Area: 215.16 Square Feet
Dimensions: 32.6 x 6.6
Interior
Interior Features
Main Level Primary, Smart Thermostat, Tub Shower
Cooling
Central Air
Appliances
Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Heating
Central, Electric
Sewer
Public Sewer
Flooring
Plank, Vinyl
Construction
Year Built
Year Built: 2007
Home type
Condominium
Architectural Style
High Rise
Utilities & Energy
Association Amenities
Other, See Remarks, Beach Rights, Barbecue
Pool Features
Electric Heat, Indoor, In Ground, Community
Security Features
Fire Sprinkler System, Security Gate, Twenty Four Hour Security, Security Guard
Laundry Features
Stacked
Utilities
Cable Connected, Electricity Available, High Speed Internet Available
Other Features
Subdivision Name
Shores Of Panama
Community Features
Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Playground, Park, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
Patio And Porch Features
Balcony
Price History
| Date | Event | Price |
|---|---|---|
08/08/2026 Source: | Pending | $425,000 -6.59% $386/sqft |
06/30/2026 Source: | Price Decreased | $455,000 -2.15% $413/sqft |
06/07/2026 Source: | Listed for Sale | $465,000 $422/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC



