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Single family home for sale at 1033 Bay Cir, Panama City Beach, FL 32407 | MLS# 769470 | Listing updated on 2026-08-31
Photo 1 of Single family home for sale at 1033 Bay Cir, Panama City Beach, FL 32407 | MLS# 769470 | Listing updated on 2026-08-31
Photo 2 of Single family home for sale at 1033 Bay Cir, Panama City Beach, FL 32407 | MLS# 769470 | Listing updated on 2026-08-31
Photo 3 of Single family home for sale at 1033 Bay Cir, Panama City Beach, FL 32407 | MLS# 769470 | Listing updated on 2026-08-31
Photo 4 of Single family home for sale at 1033 Bay Cir, Panama City Beach, FL 32407 | MLS# 769470 | Listing updated on 2026-08-31
23+
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Street View

$1,200,000

Monthly Est:$5,973

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,118sqft

1033 Bay Cir, Panama City Beach, FL 32407

$5,973/moEst:

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  • Single Family Residence

  • Built in 2024

  • $-- HOA

  • 0.19 acre lot

  • $567/sq.ft

Description

Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle.

This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in.

With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities.

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  • Houzeo last checked: 1 hour ago
  • Listing updated: August 31, 2026 at 4:03 pm
  • Listing Provided by: Sully Tariq DRE #SL3506996, Ayesha Albibi (850) 258-4194 DRE #SL3337069 | Foundation Real Estate Agency LLC (850) 988-1618
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 769470 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2024

  • HOA Fees

    -

  • Finished Area

    2,118 sqft

  • Lot Size

    0.19 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    769470

  • MLS Status

    Active

  • Days on Market

    571

  • Cumulative Days on Market

    503

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Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • Bedroom

    Level: Third

    Area: 144.00 Square Feet

    Dimensions: 18 x 8

  • Bedroom

    Level: Third

    Area: 80.00 Square Feet

    Dimensions: 16 x 5

  • Bedroom

    Level: Third

    Area: 441.00 Square Feet

    Dimensions: 21 x 21

Interior

  • Cooling

    Central Air

  • Appliances

    Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker

  • Interior Features

    Double Vanity, Tub Shower

  • Sewer

    Public Sewer

  • Heating

    Central

Construction

  • Year Built

    Year Built: 2024

  • Home type

    Single Family Residence

  • Construction Materials

    Hardiplank Type

  • Architectural Style

    Coastal

  • Roof

    Metal

Other Features

  • Subdivision Name

    [no Recorded Subdiv]

  • Community Features

    Short Term Rental Allowed

  • Patio And Porch Features

    Balcony, Covered, Patio

Price History

DateEventPrice

03/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769470

Listed for Sale

$1,200,000 -12.54%

$567/sqft

01/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769470

Off Market

$1,372,000 -1.44%

$648/sqft

12/18/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769470

Price Decreased

$1,392,000 -0.36%

$657/sqft

12/04/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769470

Price Decreased

$1,397,000 -5.29%

$660/sqft

11/23/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769470

Price Decreased

$1,475,000 -7.81%

$696/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 22, 2026, 09:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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