For Sale
Price CutPrice Drop: $74.9K (10/31)
Single family home for sale at 1040 Cottage Dr, The Villages, FL 32162 | MLS# G5115808 | Listing updated on 2026-10-31
Photo 1 of Single family home for sale at 1040 Cottage Dr, The Villages, FL 32162 | MLS# G5115808 | Listing updated on 2026-10-31
Photo 2 of Single family home for sale at 1040 Cottage Dr, The Villages, FL 32162 | MLS# G5115808 | Listing updated on 2026-10-31
Photo 3 of Single family home for sale at 1040 Cottage Dr, The Villages, FL 32162 | MLS# G5115808 | Listing updated on 2026-10-31
Photo 4 of Single family home for sale at 1040 Cottage Dr, The Villages, FL 32162 | MLS# G5115808 | Listing updated on 2026-10-31
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$1,325,000

Monthly Est:$6,595

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,042sqft

1040 Cottage Dr, The Villages, FL 32162

$6,595/moEst:

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  • Single Family Residence

  • Built in 2004

  • $-- HOA

  • 9,212 sqft lot

  • $649/sq.ft

Description

RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages’ most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home’s most impressive features is the spectacular 29’ x 10’ enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT’S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

  • Houzeo last checked: 0 minutes ago
  • Listing updated: October 31, 2026 at 1:53 pm
  • Listing Provided by: Jana Raber (812) 499-9571 | REALTY EXECUTIVES IN THE VILLAGES (352) 753-7500
  • Source: Stellar MLS-FL as distributed by MLS GRID | MLS#: G5115808 Stellar MLS-FL as distributed by MLS GRID

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Sumter County

  • City

    The Villages

  • Neighborhood

    --

  • Year Built

    2004

  • HOA Fees

    -

  • Finished Area

    2,042 sqft

  • Lot Size

    9,212 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Stellar MLS

  • MLS Number

    G5115808

  • MLS Status

    Active

  • Days on Market

    97

  • Cumulative Days on Market

    92

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

Interior

  • Interior Features

    Built In Features, Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk In Closet(s), Window Treatments

  • Exterior Features

    Rain Gutters, Sidewalk

  • Sewer

    Public Sewer

  • Flooring

    Luxury Vinyl

  • Heating

    Natural Gas

  • Cooling

    Central Air

  • Appliances

    Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener

Construction

  • Year Built

    Year Built: 2004

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Roof

    Metal

  • Construction Materials

    Hardi Plank Type

Utilities & Energy

  • Laundry Features

    Inside, Laundry Room

  • Water Source

    Public

  • Utilities

    Bb/hs Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Water Connected

  • Pool Features

    Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure

  • Parking Features

    Golf Cart Parking

Other Features

  • Community Features

    Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community Guard, Golf Carts Ok, Golf, Irrigation Reclaimed Water, Playground, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)

  • Subdivision Name

    Villages Of Sumter Lake Shore Cottages

Price History

DateEventPrice

10/07/2026

Source: mls_logoStellar MLS-FL #MFRG5115808

Listing Removed

$1,325,000 -5.35%

$649/sqft

07/30/2026

Source: mls_logoStellar MLS-FL #MFRG5115808

Listed for Sale

$1,399,900 +27.26%

$686/sqft

12/23/2024

Source: mls_logoStellar MLS-FL as distributed by MLS GRID #MFRG5088772

Sold

$1,100,000 -4.35%

$539/sqft

12/23/2024

Source: mls_logoStellar MLS-FL #MFRG5088772

Price Decreased

$1,150,000 -6.12%

$563/sqft

11/01/2024

Source: mls_logoStellar MLS-FL as distributed by MLS GRID #MFRG5083640

Listing Removed

$1,225,000

$600/sqft

Nearby Homes

Based on information from Stellar MLS® through Nov 05, 2026, 08:30AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.

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