Pending
Price CutPrice Drop: $12K (10/29)
Sale Pending at 109 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 793118 | Listing updated on 2026-10-29
Photo 1 of Sale Pending at 109 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 793118 | Listing updated on 2026-10-29
Photo 2 of Sale Pending at 109 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 793118 | Listing updated on 2026-10-29
Photo 3 of Sale Pending at 109 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 793118 | Listing updated on 2026-10-29
Photo 4 of Sale Pending at 109 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 793118 | Listing updated on 2026-10-29
40+
Beds Icon

Street View

$457,900

Monthly Est:$2,279

  • Beds Icon4 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,835sqft

109 Moonraker Cir, Panama City Beach, FL 32407

$2,279/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2020

  • $133.33/mo HOA

  • 0.12 acre lot

  • $250/sq.ft

Description

Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America.
Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home.

This beach house features 9' ceilings, elegant tra
y ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise.
The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower.
This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite.
High End Upgrades Include:
• Luxury LVP flooring throughout the house in every room
• Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite
• Two laundry rooms
• Upgraded lighting fixtures and door hardware
• Ceiling fans in every bedroom
• Professionally landscaped yard
• Sidewalk surrounding the home for added convenience
• Custom stone paver walkway
• Tray ceilings and premium finishes throughout
* Three car driveway
This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 29, 2026 at 2:46 pm
  • Listing Provided by: Cliff Glansen (954) 965-3990 | FLATFEE.COM (954) 965-3990
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793118 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2020

  • HOA Fees

    $133.33/mo

  • Finished Area

    1,835 sqft

  • Lot Size

    0.12 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    793118

  • MLS Status

    Pending

  • Days on Market

    96

  • Cumulative Days on Market

    67

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$1,600/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Trash Pickup Trash Pickup

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 2

  • Kitchen

    Level: First

    Area: 180.00 Square Feet

    Dimensions: 18 x 10

  • FamilyRoom

    Level: First

    Area: 240.00 Square Feet

    Dimensions: 16 x 15

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 10 x 12

  • Bedroom

    Level: First

    Area: 110.00 Square Feet

    Dimensions: 11 x 10

  • Bedroom

    Level: First

    Area: 156.00 Square Feet

    Dimensions: 13 x 12

  • Bedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

Interior

  • Heating

    Central

  • Flooring

    Plank, Vinyl

  • Cooling

    Central Air

  • Appliances

    Electric Range, Electric Water Heater

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2020

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Construction Materials

    Hardiplank Type, Vinyl Siding

  • Roof

    Composition, Shingle

Utilities & Energy

  • Pool Features

    Community

  • Utilities

    Cable Connected

Other Features

  • Community Features

    Barbecue, Pool

  • Lot Features

    Paved

  • Patio And Porch Features

    Covered, Patio

  • Subdivision Name

    Moonraker

Price History

DateEventPrice

10/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793118

Pending

$457,900

$250/sqft

09/07/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793118

Off Market

$457,900 -2.55%

$250/sqft

08/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793118

Listed for Sale

$469,900

$256/sqft

07/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793118

Pending

$469,900

$256/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content